topic Re: Capital one Credit limit increase in Credit Cards

Capital one Credit limit increase

Anonymous — Tue, 27 Nov 2018 03:14:12 GMT

Hello ,

I apply for credit limit increase on my Quick silver which was PC from platinum after Graduation from secured on the answer i get this reason what does it exactly mean :

"A credit limit increase is currently not available upon request because Capital One is evaluating account activity at assigned credit limits"

Thank you very much

Re: Capital one Credit limit increase

Pikaboo-icu — Tue, 27 Nov 2018 03:18:45 GMT

It means; it's too soon. They want to see you use the limit you have responsibly for a while and then they'll consider a CLI.

Use it, pay in full (or mostly) ask again in 90 days or so.

When was your last CLI? Or what was your SL?

Re: Capital one Credit limit increase

Anonymous — Tue, 27 Nov 2018 03:30:11 GMT

Secure line was 49 and give me 200 on September they increase my limit to 500 and refunded my 49 deposit in October I did PC to quick silver

Re: Capital one Credit limit increase

Pikaboo-icu — Tue, 27 Nov 2018 03:40:30 GMT

@Anonymous wrote:
Secure line was 49 and give me 200 on September they increase my limit to 500 and refunded my 49 deposit in October I did PC to quick silver

Good for you! Congrats..

Sept/Oct as in a month ago?

That's why.. Cap One usually gives CLI's every 6 months on average, if I recall correctly..

You can try again in 3 months- if denied, wait another 3 months for a total of 6 and then request.

CHEERS

Re: Capital one Credit limit increase

Anonymous — Tue, 27 Nov 2018 03:42:02 GMT

Thank you very much.
I'll wait till April so it is 180 days since last increase a month ago

Re: Capital one Credit limit increase

Remedios — Tue, 27 Nov 2018 04:21:29 GMT

There is no guarantee that you will ever see an increase on formerly secured cap1 card.

Definitely YMMV situation.