topic Re: Anyone experience this before with NFCU? in Credit Cards

Anyone experience this before with NFCU?

Creditplz — Sat, 01 Dec 2018 07:14:39 GMT

Hey everybody! I submitted 4 BT on my NFCU (Discover, Cap1, Altura CU, US Bank) on 11/28 and they were pending there earlier along with a ATT payment on 11/28 and a Gas purchase on 11/28 and now they’re all gone, Bt and purchases.

Odd.. cause a purchase made 30 minutes ago on Amazon shows as pending.

Re: Anyone experience this before with NFCU?

atst2000 — Sat, 01 Dec 2018 07:32:23 GMT

Yes this is normal with NFCU. The systems update at night, so should show up the next day or on Monday.

Re: Anyone experience this before with NFCU?

tcbofade — Sat, 01 Dec 2018 13:50:56 GMT

^ What he said.

Re: Anyone experience this before with NFCU?

Creditplz — Sat, 01 Dec 2018 20:51:29 GMT

Anyone know if they’re sent electronically or via paper check?.

They showed up this morning as posted!

Re: Anyone experience this before with NFCU?

RonM21 — Sat, 01 Dec 2018 23:54:00 GMT

Good that they showed up. I've see this happen with just regular payments before. I guess when the system updates, the info displayed can be off at times.

Re: Anyone experience this before with NFCU?

Creditplz — Mon, 03 Dec 2018 23:53:43 GMT

The BT was processed on 11/28.. haven’t done a BT with NFCU yet, anyone have a time frame?.

Re: Anyone experience this before with NFCU?

Loquat — Tue, 04 Dec 2018 00:27:54 GMT

You'll have to call NFCU if you want to know the method of payment. If it means anything, the only BT I did with NFCU was from Chase and they sent the payment via snail mail. I thought with Chase being as large as they are then certainly they'd send electronic payment. Even PenFed, who's smaller than NFCU, sends BT payments to the big boys via electronic payment.

Re: Anyone experience this before with NFCU?

Anonymous — Sat, 08 Dec 2018 13:54:26 GMT

I recently did a BT from my CSP to my NFCU Plat Visa for the 12 months ZERO Interest deal. I had to give the address of Chase To NFCU to snail mail the check off to Chase.. I thought How Odd... Not Electronically ??? But that's how NFCU does it... It took about 1.5 weeks and then I saw A $0. ZERO balance on my CSP, and then the whole $ amount BT'erd on my NFCU Plat Visa. Yes so odd that NFCU actually mails a paper check for a BT... ??? At least that was my story about a week and a half ago...

Good Luck !!!

Re: Anyone experience this before with NFCU?

AverageJoesCredit — Tue, 04 Dec 2018 11:15:01 GMT

Paging @UncleB

Re: Anyone experience this before with NFCU?

UncleB — Tue, 04 Dec 2018 11:19:26 GMT

@AverageJoesCredit wrote:
Paging @UncleB

Already on it... worked on it a few hours ago.

As for NFCU BTs, it's been a while but I think I had to provide a mailing address as well but it was still ACH. In any case it only took the expected amount of time (just a few days).

Re: Anyone experience this before with NFCU?

Loquat — Tue, 04 Dec 2018 12:26:43 GMT

OP if I were you I'd just set the auto to minimum on the 4 accounts that you're transferring balances from. That way you're covered regardless of how NFCU proceeds with payment. You may end up with a little credit on each account depending on when the payment arrives and when your statement cuts. In this specific situation I'd rather the lender owe me a few bucks than for me to get dinged for a late payment due NFCUs funds in transit.

Re: Anyone experience this before with NFCU?

Creditplz — Sat, 08 Dec 2018 05:21:36 GMT

Weird.. today I got the confirmation from the small CU “payment by check, confirmed” but the 3 other larger banks, Barclaycard, Cap1 etc... still haven’t gone through hahaha