https://ficoforums.myfico.com/t5/Credit-Cards/BoA-close/m-p/5428046#M1606904 Op, were they able to provide any feedback as to why this happened? As the others said, the only cause for this had to be related to them seeing you as being more of risk. Usually, there is a negative trend or something they see in your profile that spooks them into doing this. Fri, 07 Dec 2018 23:29:06 GMT RonM21 2018-12-07T23:29:06Z https://ficoforums.myfico.com/t5/Credit-Cards/BoA-close/m-p/5425118#M1606146 BoA just closed my 123 and 3 moths ago they gave me cli of 3k on my Visa card now they reduced my cl from 20 to 16 . Wed, 05 Dec 2018 11:39:29 GMT https://ficoforums.myfico.com/t5/Credit-Cards/BoA-close/m-p/5425118#M1606146 juniornj23 2018-12-05T11:39:29Z https://ficoforums.myfico.com/t5/Credit-Cards/BoA-close/m-p/5425120#M1606147 Any reason? Wed, 05 Dec 2018 11:56:55 GMT https://ficoforums.myfico.com/t5/Credit-Cards/BoA-close/m-p/5425120#M1606147 AverageJoesCredit 2018-12-05T11:56:55Z https://ficoforums.myfico.com/t5/Credit-Cards/BoA-close/m-p/5425134#M1606154 Not Im calling today and ask Wed, 05 Dec 2018 12:31:31 GMT https://ficoforums.myfico.com/t5/Credit-Cards/BoA-close/m-p/5425134#M1606154 juniornj23 2018-12-05T12:31:31Z https://ficoforums.myfico.com/t5/Credit-Cards/BoA-close/m-p/5425273#M1606190 Sorry to hear OP. How many accts did you open in the last 6 months? Looking at your siggy, I’m guessing a lil too much? That might’ve spooked them? Wed, 05 Dec 2018 16:16:21 GMT https://ficoforums.myfico.com/t5/Credit-Cards/BoA-close/m-p/5425273#M1606190 JR_TX 2018-12-05T16:16:21Z https://ficoforums.myfico.com/t5/Credit-Cards/BoA-close/m-p/5425898#M1606353 OP, this sounds like a classic example of AA. Lenders simply don't close or CLD accounts for no specific reason so there appears that you've been on their radar to have taken such action, unless it was a returned payment or fraud instance of some sort. Thu, 06 Dec 2018 02:11:06 GMT https://ficoforums.myfico.com/t5/Credit-Cards/BoA-close/m-p/5425898#M1606353 FinStar 2018-12-06T02:11:06Z https://ficoforums.myfico.com/t5/Credit-Cards/BoA-close/m-p/5428046#M1606904 Op, were they able to provide any feedback as to why this happened? As the others said, the only cause for this had to be related to them seeing you as being more of risk. Usually, there is a negative trend or something they see in your profile that spooks them into doing this. Fri, 07 Dec 2018 23:29:06 GMT https://ficoforums.myfico.com/t5/Credit-Cards/BoA-close/m-p/5428046#M1606904 RonM21 2018-12-07T23:29:06Z