topic MCC Code for Games in Credit Cards

MCC Code for Games

MidnightKnight — Thu, 13 Dec 2018 09:14:35 GMT

Anyone know what the merchant category codes for Xbox, Playstation, and Steam are?

Edit: Just to add on for any more replys. Anything related to games would help for Category 2. It's a promotion so I only need a single transaction within each category between now and next 12 days.

Curren Plan:

1: N/A

2: Games?

3: Exxon, Shell, Bp, Sams Club gas, Costco gas, etc.

4: N/A

5: Fast-food or restaurant

6: Target or Walmart

7: Dick's Sporting goods

8: Saint Judes

9: Parking Meter? Have to find one

10: CVS or Walgreens

11: Harris Teeter, Publix, Food Lion, etc.

12: N/A

Re: MCC Code for Games

Anonymous — Wed, 12 Dec 2018 19:24:39 GMT

Discover lists Steam under "Travel/Entertainment" and codes as "Video Game Arcade/Establishment" according to my last statement.

Re: MCC Code for Games

Anonymous — Wed, 12 Dec 2018 20:14:01 GMT

I only purchase digital for the PlayStation 4 now. I don't know what MCC was used, but Uber Visa did give me 2% back as an "online" purchase.

Seeing this thread makes me wish that the Uber Visa subscription credit would be expanded to include Plus and Gold membership.

Re: MCC Code for Games

Anonymous — Wed, 12 Dec 2018 20:52:27 GMT

steam

Visa/MC - VIDEO GAME ARCADES/ESTABLISHMENTS, sometimes also code as Merchandise - DIGITAL GOODS- GAMES. Citi doesn't qualify these as entertainment for extra rewards.

Amex - Merchandise & Supplies - Internet Purchase

Re: MCC Code for Games

digitek — Thu, 13 Dec 2018 02:05:22 GMT

Someone posted this card a few months ago and I wish you could get it in NA, it is 5% off most video game purchases:

https://www.tinkoff.ru/cards/credit-cards/all-games/

I think the best you can do is 3% on video games with Marvel card which was never enough to make it worth it for me. Or there is the Playstation card, but I buy from Steam alot so that doesn't help much.

Re: MCC Code for Games

Anonymous — Thu, 13 Dec 2018 03:34:01 GMT

Just saw the update, OP.

Cat 2 can be done by Steam, yes. They code either as 5816 or 7994 but both cases they will be eligible. They sometimes take a few days to post so better do it early.
Cat 3 must pay at the pump. Cannot pay within store (in which case will code as 5541 - service stations). Costco gas may not code as this category but may code as Cat 6.
Cat 9 includes public transport so you can pay bus/metro fares. Or park at a paid parking lot...
For Cat 6 if you spend at Target, be sure to double check the result as I have had mixed results (Citi had coded as grocery store before, Chase coded as one of the MCC's in Cat 6, forgot which one)

Re: MCC Code for Games

Anonymous — Thu, 13 Dec 2018 20:07:09 GMT

@digitek wrote:

I think the best you can do is 3% on video games with Marvel card which was never enough to make it worth it for me. Or there is the Playstation card, but I buy from Steam alot so that doesn't help much.

If you have the prime visa, you can get steam/playstation cards on Amazon with 5% back. You can also do it at grocery stores if you have a card with good rewards there (e.g. BCP). I wouldn't do it all the time, but $50 a few times a year never seems to raise any eyebrows for me.

Re: MCC Code for Games

Anonymous — Fri, 14 Dec 2018 01:11:37 GMT

@Anonymous wrote:
@digitek wrote:

I think the best you can do is 3% on video games with Marvel card which was never enough to make it worth it for me. Or there is the Playstation card, but I buy from Steam alot so that doesn't help much.
If you have the prime visa, you can get steam/playstation cards on Amazon with 5% back. You can also do it at grocery stores if you have a card with good rewards there (e.g. BCP). I wouldn't do it all the time, but $50 a few times a year never seems to raise any eyebrows for me.

RIght, but it looks like OP needs it for a one off, and has to make a purchase in that MCC, so gift cards are out.

Re: MCC Code for Games

MidnightKnight — Fri, 14 Dec 2018 01:32:58 GMT

Just for clarification, it's a bonus on a MoneyLion account. I don't know if anybody here has ever posted about it. I think gift cards should be okay since this is for a debit card. I just get a free $25 gift card if I complete everything.

Re: MCC Code for Games

Anonymous — Fri, 14 Dec 2018 16:24:43 GMT

@MidnightKnight wrote:
Just for clarification, it's a bonus on a MoneyLion account. I don't know if anybody here has ever posted about it. I think gift cards should be okay since this is for a debit card. I just get a free $25 gift card if I complete everything.

I just meant buying a game gift card at a grocery store wouldn't give you the gaming MCC you need (you would get a grocery one instead).

And.... $25? Are you sure that you won't be doing unnecessary extra spend just to get this. The list includes a particular charitable donation for example. Would you be giving to that outside of the promotion?