topic Re: Capital One Reporting in Credit Cards

Capital One Reporting

Anonymous — Mon, 24 Dec 2018 01:50:14 GMT

i have A capital One secured card with 300 I had the card for since September everything being going great til they told me the my bill was due on January 5 which mean no payment is due in December so didn't make A payment and they reported my balance which was only 86 dollars and it drop my scored by 8 points what can I do

Re: Capital One Reporting

Anonymous — Mon, 24 Dec 2018 02:00:43 GMT

Pay in full by next due date, so they next report a zero balance.

Re: Capital One Reporting

Remedios — Mon, 24 Dec 2018 02:52:29 GMT

@Anonymous wrote:
i have A capital One secured card with 300 I had the card for since September everything being going great til they told me the my bill was due on January 5 which mean no payment is due in December so didn't make A payment and they reported my balance which was only 86 dollars and it drop my scored by 8 points what can I do

You can stop worrying about it. Utilization has no memory. When they report next time with lower balance, your points will be back.