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    <title>topic Re: Balance transfer offers are starting to roll in in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448577#M1611131</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/899838"&gt;@CJ7&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/793472"&gt;@CreditCuriosity&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Guessing they are wanting to get the jump on the Xmas balance and hoping people will carry it beyond 18 months or whatever, but **bleep** be very generous.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;They're also being extra generous by making the carry-over APR only 19.99% instead of the 24.99%+ standard APR &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Actually my regular APR is 17.x I believe on the card have best tier.&amp;nbsp; Might be 18.x but needless to say not all comenity is sub-prime by any means, esp the high end visa/mc they offer at expensive stores &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;.&amp;nbsp; We had this discussion in a previous thread though that later got locked, so we won't talk about prime/sub anymore please in context of comenity for this purpose of this thread&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
    <pubDate>Fri, 28 Dec 2018 19:09:15 GMT</pubDate>
    <dc:creator>CreditCuriosity</dc:creator>
    <dc:date>2018-12-28T19:09:15Z</dc:date>
    <item>
      <title>Balance transfer offers are starting to roll in</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448427#M1611088</link>
      <description>&lt;P&gt;Awesome Balance transfer offer..&amp;nbsp; 0 Fee and 0% till Sept 2020.. Just wish the CL was bigger than 9k on this card.. Hoping for NFCU to offer 0% and 0 fee as well (fingers crossed) otherwise will roll a bit a few k onto this card.&amp;nbsp; Gotta love Comenity and hopefully NFCU as well (I know they will come through at the begining of the year).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="Screen Shot 2018-12-28 at 11.18.19 AM.png" style="width: 999px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/39950iFDF125AF2E46D1B6/image-size/large?v=v2&amp;amp;px=999" role="button" title="Screen Shot 2018-12-28 at 11.18.19 AM.png" alt="Screen Shot 2018-12-28 at 11.18.19 AM.png" /&gt;&lt;/span&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 28 Dec 2018 17:21:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448427#M1611088</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2018-12-28T17:21:39Z</dc:date>
    </item>
    <item>
      <title>Re: Balance transfer offers are starting to roll in</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448431#M1611089</link>
      <description>&lt;P&gt;Lots of people sitting there with big limits on NFCU waiting for that BT offer I bet 😂&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;September 2020 is an impressive offer though, wow. Maybe I should have added Comenity to my wallet before going in the garden!&lt;/P&gt;</description>
      <pubDate>Fri, 28 Dec 2018 17:28:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448431#M1611089</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-12-28T17:28:32Z</dc:date>
    </item>
    <item>
      <title>Re: Balance transfer offers are starting to roll in</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448434#M1611091</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Lots of people sitting there with big limits on NFCU waiting for that BT offer I bet 😂&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Ya that is an awesome term what 18 months at 0 fee and 0% apr on my WS card though.. hard to turn that one down although I have a 34k NFCU platinum waiting to take a few thousand as well.&lt;/P&gt;</description>
      <pubDate>Fri, 28 Dec 2018 17:27:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448434#M1611091</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2018-12-28T17:27:31Z</dc:date>
    </item>
    <item>
      <title>Re: Balance transfer offers are starting to roll in</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448437#M1611092</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/793472"&gt;@CreditCuriosity&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Lots of people sitting there with big limits on NFCU waiting for that BT offer I bet 😂&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Ya that is an awesome term what 18 months at 0 fee and 0% apr on my WS card though.. hard to turn that one down although I have a 34k NFCU platinum&amp;nbsp;to take a few thousand as well.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yeah I edited my post when I realized that said 2020 instead of 2019. Very nice offer indeed!&lt;/P&gt;</description>
      <pubDate>Fri, 28 Dec 2018 17:29:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448437#M1611092</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-12-28T17:29:39Z</dc:date>
    </item>
    <item>
      <title>Re: Balance transfer offers are starting to roll in</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448451#M1611094</link>
      <description>&lt;P&gt;That's a great offer, it's hard to beat double 0&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Nice pic, btw.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 28 Dec 2018 17:45:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448451#M1611094</guid>
      <dc:creator>Remedios</dc:creator>
      <dc:date>2018-12-28T17:45:16Z</dc:date>
    </item>
    <item>
      <title>Re: Balance transfer offers are starting to roll in</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448455#M1611095</link>
      <description>&lt;P&gt;This is a great offer. Congrats!&lt;/P&gt;</description>
      <pubDate>Fri, 28 Dec 2018 17:46:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448455#M1611095</guid>
      <dc:creator>kilroy8</dc:creator>
      <dc:date>2018-12-28T17:46:26Z</dc:date>
    </item>
    <item>
      <title>Re: Balance transfer offers are starting to roll in</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448456#M1611096</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1013436"&gt;@Remedios&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;That's a great offer, it's hard to beat double 0&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Nice pic, btw.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Indeed.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1013436"&gt;@Remedios&lt;/a&gt;&amp;nbsp;What pic?&amp;nbsp; Making sure I am not missing something lol&lt;/P&gt;</description>
      <pubDate>Fri, 28 Dec 2018 17:46:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448456#M1611096</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2018-12-28T17:46:27Z</dc:date>
    </item>
    <item>
      <title>Re: Balance transfer offers are starting to roll in</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448457#M1611097</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/793472"&gt;@CreditCuriosity&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1013436"&gt;@Remedios&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;That's a great offer, it's hard to beat double 0&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Nice pic, btw.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Indeed.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1013436"&gt;@Remedios&lt;/a&gt;&amp;nbsp;What pic?&amp;nbsp; Making sure I am not missing something lol&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Puppy lol&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 28 Dec 2018 17:47:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448457#M1611097</guid>
      <dc:creator>Remedios</dc:creator>
      <dc:date>2018-12-28T17:47:00Z</dc:date>
    </item>
    <item>
      <title>Re: Balance transfer offers are starting to roll in</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448465#M1611098</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1013436"&gt;@Remedios&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/793472"&gt;@CreditCuriosity&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1013436"&gt;@Remedios&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;That's a great offer, it's hard to beat double 0&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Nice pic, btw.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Indeed.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1013436"&gt;@Remedios&lt;/a&gt;&amp;nbsp;What pic?&amp;nbsp; Making sure I am not missing something lol&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Puppy lol&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Gotcha thanks lol.. Making sure I didnt mess something up lol.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thought I posted this picture of myself or something &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="maxresdefault.jpg" style="width: 999px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/39074i1631D7CED1D32BA2/image-size/large?v=v2&amp;amp;px=999" role="button" title="maxresdefault.jpg" alt="maxresdefault.jpg" /&gt;&lt;/span&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 28 Dec 2018 17:51:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448465#M1611098</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2018-12-28T17:51:42Z</dc:date>
    </item>
    <item>
      <title>Re: Balance transfer offers are starting to roll in</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448483#M1611102</link>
      <description>&lt;P&gt;Zero percent with no transfer fee.&lt;/P&gt;&lt;P&gt;One of the best offers out there.&lt;/P&gt;&lt;P&gt;Fees on other cards have been rising so that banks can still advertise zero percent interest.&lt;/P&gt;&lt;P&gt;I never would have imagined Williams Sonoma to be an ok balance transfer card, never mind one of the best.&lt;/P&gt;</description>
      <pubDate>Fri, 28 Dec 2018 18:01:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448483#M1611102</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-12-28T18:01:57Z</dc:date>
    </item>
    <item>
      <title>Re: Balance transfer offers are starting to roll in</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448487#M1611103</link>
      <description>&lt;P&gt;Great BT offer!&amp;nbsp;&lt;/P&gt;&lt;P&gt;Ive been thinking of that card in the future......far future.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 28 Dec 2018 18:02:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448487#M1611103</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-12-28T18:02:34Z</dc:date>
    </item>
    <item>
      <title>Re: Balance transfer offers are starting to roll in</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448492#M1611104</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/793472"&gt;@CreditCuriosity&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1013436"&gt;@Remedios&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/793472"&gt;@CreditCuriosity&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1013436"&gt;@Remedios&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;That's a great offer, it's hard to beat double 0&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Nice pic, btw.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Indeed.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1013436"&gt;@Remedios&lt;/a&gt;&amp;nbsp;What pic?&amp;nbsp; Making sure I am not missing something lol&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Puppy lol&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Gotcha thanks lol.. Making sure I didnt mess something up lol.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thought I posted this picture of myself or something &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="maxresdefault.jpg" style="width: 999px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/39074i1631D7CED1D32BA2/image-size/large?v=v2&amp;amp;px=999" role="button" title="maxresdefault.jpg" alt="maxresdefault.jpg" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;How You Doin'...&lt;/P&gt;</description>
      <pubDate>Fri, 28 Dec 2018 18:03:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448492#M1611104</guid>
      <dc:creator>Remedios</dc:creator>
      <dc:date>2018-12-28T18:03:53Z</dc:date>
    </item>
    <item>
      <title>Re: Balance transfer offers are starting to roll in</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448518#M1611109</link>
      <description>Wow, that’s awesome!! I love the 0 fee.</description>
      <pubDate>Fri, 28 Dec 2018 18:21:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448518#M1611109</guid>
      <dc:creator>CreditInspired</dc:creator>
      <dc:date>2018-12-28T18:21:59Z</dc:date>
    </item>
    <item>
      <title>Re: Balance transfer offers are starting to roll in</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448539#M1611115</link>
      <description>&lt;P&gt;Just got this offer on my TR card.&amp;nbsp; It calculates to 21 months of 0%.&lt;/P&gt;</description>
      <pubDate>Fri, 28 Dec 2018 18:39:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448539#M1611115</guid>
      <dc:creator>CJ7</dc:creator>
      <dc:date>2018-12-28T18:39:53Z</dc:date>
    </item>
    <item>
      <title>Re: Balance transfer offers are starting to roll in</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448542#M1611116</link>
      <description>&lt;P&gt;Very nice offer! &amp;nbsp;I have started to see a few offers come up ranging between 12 - 18 months with the usual players this time of year. &amp;nbsp;Discover, Citi Diamond Preferred, Double Cash, and CapOne. &amp;nbsp;To bad that CapOne will never offer a $0 transfer fee as it'd be really nice to take advantage of an 18 month 0%/$0 fee considering my Savor has a $44.5k limit. &amp;nbsp;Oh well...one can wish right?&lt;/P&gt;</description>
      <pubDate>Fri, 28 Dec 2018 18:40:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448542#M1611116</guid>
      <dc:creator>Loquat</dc:creator>
      <dc:date>2018-12-28T18:40:56Z</dc:date>
    </item>
    <item>
      <title>Re: Balance transfer offers are starting to roll in</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448549#M1611119</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/899838"&gt;@CJ7&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Just got this offer on my TR card.&amp;nbsp; It calculates to 21 months of 0%.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Math isnt my strong point &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;... Glad to hear other people are getting it on the comenity cards... Most agressive BT's I have seen.. For the term I think this is the best BT offered for 0 fees.&lt;/P&gt;</description>
      <pubDate>Fri, 28 Dec 2018 18:45:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448549#M1611119</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2018-12-28T18:45:47Z</dc:date>
    </item>
    <item>
      <title>Re: Balance transfer offers are starting to roll in</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448551#M1611120</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/923315"&gt;@Loquat&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Very nice offer! &amp;nbsp;I have started to see a few offers come up ranging between 12 - 18 months with the usual players this time of year. &amp;nbsp;Discover, Citi Diamond Preferred, Double Cash, and CapOne. &amp;nbsp;To bad that CapOne will never offer a $0 transfer fee as it'd be really nice to take advantage of an 18 month 0%/$0 fee considering my Savor has a $44.5k limit. &amp;nbsp;Oh well...one can wish right?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Ya only a few lenders do 0 fee.. NFCU, comenity and sure some others although not many!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Guessing they are wanting to get the jump on the Xmas balance and hoping people will carry it beyond 18 months or whatever, but **bleep** be very generous.&lt;/P&gt;</description>
      <pubDate>Fri, 28 Dec 2018 18:47:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448551#M1611120</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2018-12-28T18:47:39Z</dc:date>
    </item>
    <item>
      <title>Re: Balance transfer offers are starting to roll in</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448557#M1611124</link>
      <description>&lt;P&gt;Nice offer!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I haven't received any BT offers yet but....&lt;/P&gt;&lt;P&gt;For the first time in a decade all my Christmas shopping bills will be paid off by the Jan due date!&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="2"&gt;&lt;EM&gt;**Clouds part, sky clears and choir music plays**&lt;/EM&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3"&gt;So I don't have any balances to transfer.. YAY!&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3"&gt;Give me a few months though- I'm remodeling in 2019- &lt;EM&gt;shivers in fear.&lt;/EM&gt;. LOL&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="4"&gt;Happy New Year Everyone!!&amp;nbsp;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="happynewyear3.gif" style="width: 110px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/39131iC84856ACF7A58E40/image-size/large?v=v2&amp;amp;px=999" role="button" title="happynewyear3.gif" alt="happynewyear3.gif" /&gt;&lt;/span&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 28 Dec 2018 18:51:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448557#M1611124</guid>
      <dc:creator>Pikaboo-icu</dc:creator>
      <dc:date>2018-12-28T18:51:32Z</dc:date>
    </item>
    <item>
      <title>Re: Balance transfer offers are starting to roll in</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448563#M1611126</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/793472"&gt;@CreditCuriosity&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Guessing they are wanting to get the jump on the Xmas balance and hoping people will carry it beyond 18 months or whatever, but **bleep** be very generous.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;They're also being extra generous by making the carry-over APR only 19.99% instead of the 24.99%+ standard APR &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 28 Dec 2018 18:53:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448563#M1611126</guid>
      <dc:creator>CJ7</dc:creator>
      <dc:date>2018-12-28T18:53:54Z</dc:date>
    </item>
    <item>
      <title>Re: Balance transfer offers are starting to roll in</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448577#M1611131</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/899838"&gt;@CJ7&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/793472"&gt;@CreditCuriosity&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Guessing they are wanting to get the jump on the Xmas balance and hoping people will carry it beyond 18 months or whatever, but **bleep** be very generous.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;They're also being extra generous by making the carry-over APR only 19.99% instead of the 24.99%+ standard APR &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Actually my regular APR is 17.x I believe on the card have best tier.&amp;nbsp; Might be 18.x but needless to say not all comenity is sub-prime by any means, esp the high end visa/mc they offer at expensive stores &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;.&amp;nbsp; We had this discussion in a previous thread though that later got locked, so we won't talk about prime/sub anymore please in context of comenity for this purpose of this thread&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 28 Dec 2018 19:09:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Balance-transfer-offers-are-starting-to-roll-in/m-p/5448577#M1611131</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2018-12-28T19:09:15Z</dc:date>
    </item>
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