topic Re: Does anyone know ETFCU CLI rules? in Credit Cards

Does anyone know ETFCU CLI rules?

Anonymous — Tue, 08 Jan 2019 20:46:54 GMT

So I am new to ETFCU and was wondering for future reference the CLI rules.

Like is it a hard pull or soft pull? Is it ever 31 days like discover or every 61 days? Is it whenever? Is it every 6 months like cap1?

I'm used to NFCU and I know they are pretty much every 91 days, 3 statements. You can apply and it can be a hard pull or soft pull depending on when AR was done. Most people apply for 2nd cards and get larger limits than 1st cards and etc.

I cant find any info on ETFCU except that they pull TU, that was one reason I joined and their rates are amazing is the other reason.

Any help?

Re: Does anyone know ETFCU CLI rules?

AverageJoesCredit — Wed, 09 Jan 2019 00:19:55 GMT

Whats ETFCU?

Re: Does anyone know ETFCU CLI rules?

FinStar — Wed, 09 Jan 2019 00:26:47 GMT

@AverageJoesCredit... Evansville Teachers Federal Credit Union.

Re: Does anyone know ETFCU CLI rules?

HeavenOhio — Wed, 09 Jan 2019 00:29:34 GMT

I thought it was Extraterrestrial Federal Credit Union.

Re: Does anyone know ETFCU CLI rules?

Anonymous — Wed, 09 Jan 2019 00:55:10 GMT

Hahahaha! See, it's like know one knows it so the rules are also unknown. Sigh. I guess over the next year I will be the guinea pig.

Re: Does anyone know ETFCU CLI rules?

AverageJoesCredit — Wed, 09 Jan 2019 03:17:11 GMT

Thanks @FinStar. Learn a new acronym everyday

Re: Does anyone know ETFCU CLI rules?

CreditCuriosity — Wed, 09 Jan 2019 14:31:27 GMT

@AverageJoesCredit wrote:
Thanks @FinStar. Learn a new acronym everyday

abbreviation not an acronym, but who is looking

Re: Does anyone know ETFCU CLI rules?

Anonymous — Wed, 09 Jan 2019 18:24:44 GMT

Y'all are too funny!

Re: Does anyone know ETFCU CLI rules?

MidnightKnight — Thu, 10 Jan 2019 03:17:47 GMT

A bit off topic but if anyone else doesn't know about ETFCU they offer 3.00% APY interest rate on the Vertical Checking accounts for balances up to $20,000.

Re: Does anyone know ETFCU CLI rules?

Anonymous — Thu, 10 Jan 2019 03:20:30 GMT

Yep, and you get apr discounts on auto loans if you have a checking account. Just refinanced again from 6.30% with penfed to 3.95%....maybe I should put that in auto.

Re: Does anyone know ETFCU CLI rules?

Anonymous — Thu, 10 Jan 2019 06:14:32 GMT

@MidnightKnight wrote:
A bit off topic but if anyone else doesn't know about ETFCU they offer 3.00% APY interest rate on the Vertical Checking accounts for balances up to $20,000.

Right, but that's not so incredibly attractive these days. Vertical Checking requires 15 debit card transactions, and e.g. Heritage offers 3.3% up to $25K for just 10 debit transactions. Not to say ETFCU is bad!

Re: Does anyone know ETFCU CLI rules?

MidnightKnight — Thu, 10 Jan 2019 06:45:25 GMT

@Anonymous wrote:
@MidnightKnight wrote:
A bit off topic but if anyone else doesn't know about ETFCU they offer 3.00% APY interest rate on the Vertical Checking accounts for balances up to $20,000.
Right, but that's not so incredibly attractive these days. Vertical Checking requires 15 debit card transactions, and e.g. Heritage offers 3.3% up to $25K for just 10 debit transactions. Not to say ETFCU is bad!

Don’t worry I have Heritage too

You can have multiple accounts too!

Re: Does anyone know ETFCU CLI rules?

AverageJoesCredit — Thu, 10 Jan 2019 12:06:43 GMT

@CreditCuriosity wrote:
@AverageJoesCredit wrote:
Thanks @FinStar. Learn a new acronym everyday
abbreviation not an acronym, but who is looking

Touche, CC, touche

Re: Does anyone know ETFCU CLI rules?

CreditInspired — Thu, 10 Jan 2019 17:19:31 GMT

@heavenOhio. I snickered because I read it the same way. Too funny 🤣🤣🤣