topic Total Rewards CC in Credit Cards

Total Rewards CC

corymcd88 — Thu, 10 Jan 2019 18:15:31 GMT

I have the Total Rewards Visa and I was looking at the redeeming rewards it takes a lot of points to get anything. Anything else anyone redeem for?

Re: Total Rewards CC

Anonymous — Thu, 10 Jan 2019 18:40:42 GMT

I spent about $60,000 on mine in the last three years. About all I got was a complimentary trip to the all-you-can eat salad bar at Harrahs.

Re: Total Rewards CC

FinStar — Thu, 10 Jan 2019 19:20:02 GMT

@Anonymous wrote:
I spent about $60,000 on mine in the last three years. About all I got was a complimentary trip to the all-you-can eat salad bar at Harrahs.

Seems like, ummmm very rewarding for $60K.

Re: Total Rewards CC

UpperNwGuy — Thu, 10 Jan 2019 20:08:39 GMT

I've never heard of this card. Who issues it? What are the earnings rates?

Re: Total Rewards CC

Priory_Man — Thu, 10 Jan 2019 20:09:21 GMT

@Anonymous wrote:
I spent about $60,000 on mine in the last three years. About all I got was a complimentary trip to the all-you-can eat salad bar at Harrahs.

For that amount of spend I think I would be still there, eating.

Re: Total Rewards CC

Credit-hoarder — Thu, 10 Jan 2019 20:12:55 GMT

I have 4 of the Comenity Visa/MCs. They're mostly 1x pts on everyday purchases and the points earned aren't really worth anything unless you buy from the specific merchant the card is for. Though they are great about giving SP CLIs every 4 mos.--I really don't use mine much any more which is why I haven't bothered to ask for anymore increases lately.

Re: Total Rewards CC

FinStar — Thu, 10 Jan 2019 20:28:26 GMT

@UpperNwGuy wrote:
I've never heard of this card. Who issues it? Comenity/CCB What are the earnings rates? Very lack-luster IMO.

Re: Total Rewards CC

J-F168 — Thu, 10 Jan 2019 21:47:03 GMT

Gift cards for me lol

Re: Total Rewards CC

kdm31091 — Fri, 11 Jan 2019 00:06:36 GMT

@UpperNwGuy wrote:
I've never heard of this card. Who issues it? What are the earnings rates?

Comenity. The card earns 5x on total reward destination purchases, 2x on gas and groceries, 1x on all other. No one should even consider applying for it unless they really have a use for the TR points, which really translates into dining and hotel stays at TR properties. You can redeem for other things, but if so, you're probably better off with a cash back card.

Re: Total Rewards CC

Anonymous — Fri, 11 Jan 2019 11:34:28 GMT

I only use mine in Vegas and redeem in Vegas at Cesars properties. Other than that...no real value.

Re: Total Rewards CC

scarfa21 — Fri, 11 Jan 2019 11:39:45 GMT

I just redeemed my 10k points for a free stay in vegas. 3 nights. I had an extremely good rate at Planet Hollywood Jan1st-4th. 25 a night. so my points covered the room plus one fo the resort fees. Other than that, Im not sure how many more points i can get since there are no Caesars things in NY near me.

Re: Total Rewards CC

corymcd88 — Sat, 26 Jan 2019 14:02:45 GMT

Thanks for the info.