topic Re: Approved for Discover and Capital one declined for Chase and Citibank in Credit Cards

Approved for Discover and Capital one declined for Chase and Citibank

Anonymous — Thu, 14 May 2009 01:40:16 GMT

Had an app spree over the weekend. Chase and Citibank used experian and I have one old unpaid collection for about $300 showing on experianc only - I am trying to settle with the Collection agency for removal. Overall I am happy. My fico scores are all between 700-750 but I don;t have many trade lines. Hate that I have to get minor credit and play this game . I have a debit card and money I have no real need for a credit card. I will buy coffee , a book and gas from time to time and pif . Hopefully citibank and chase will show me some love after I get the Collection removed.

Re: Approved for Discover and Capital one declined for Chase and Citibank

Red1Blue — Thu, 14 May 2009 01:43:43 GMT

Congrats....

Re: Approved for Discover and Capital one declined for Chase and Citibank

Anonymous — Thu, 14 May 2009 03:12:44 GMT

@Anonymous wrote:
Had an app spree over the weekend. Chase and Citibank used experian and I have one old unpaid collection for about $300 showing on experianc only - I am trying to settle with the Collection agency for removal. Overall I am happy. My fico scores are all between 700-750 but I don;t have many trade lines. Hate that I have to get minor credit and play this game . I have a debit card and money I have no real need for a credit card. I will buy coffee , a book and gas from time to time and pif . Hopefully citibank and chase will show me some love after I get the Collection removed.

Hopefully that $300 debt will fall off soon.....And Congrats on the Discover.....still haven't gotten one of those yet. maybe later when i hit 800, i hear they sometimes have a stick up their rear's I've been told. So I'll wait till i know for sure I'll get it, I probably could get it now but I'll wait till i hit the BIG 800 but in any case CONGRATS once again on your card

King

Re: Approved for Discover and Capital one declined for Chase and Citibank

Anonymous — Thu, 14 May 2009 13:35:37 GMT

Congrats! The Discover Open Road card is a great card for PIF'ing and collecting some good cash back. 5% back on pay at the pump. Can't beat it.

Re: Approved for Discover and Capital one declined for Chase and Citibank

Anonymous — Thu, 14 May 2009 14:45:40 GMT

Congrats Tracy.

Re: Approved for Discover and Capital one declined for Chase and Citibank

Anonymous — Thu, 14 May 2009 15:18:28 GMT

Congrats on the Discover approval--what type of cl did they give you? Im looking into maybe getting a discover after I close....Im hoping for atleast a $5000 line

Re: Approved for Discover and Capital one declined for Chase and Citibank

Anonymous — Thu, 14 May 2009 20:58:30 GMT

@Anonymous wrote:
Had an app spree over the weekend. Chase and Citibank used experian and I have one old unpaid collection for about $300 showing on experianc only - I am trying to settle with the Collection agency for removal. Overall I am happy. My fico scores are all between 700-750 but I don;t have many trade lines. Hate that I have to get minor credit and play this game . I have a debit card and money I have no real need for a credit card. I will buy coffee , a book and gas from time to time and pif . Hopefully citibank and chase will show me some love after I get the Collection removed.

Congratulations!

Hey, when you get your card you can use "Shop Discover" for Barnes and Noble online and get 10% cash back. I combine that with my 10% BN membership discount and the regular coupons they send - just have to make sure I spend at least $25 (never a problem) to get free shipping.