topic Re: Cap 1 APR Reduction in Credit Cards

Cap 1 APR Reduction

CivalV — Sat, 19 Jan 2019 21:54:44 GMT

I nervously called Cap 1 to check for an APR reduction. The rep put me on hold, came back and said we have an offer of 18.45% for 7 months. I said whatttt...

Cap One Rep: Ms will you accept this offer”
Me: Internally screaming H*** yeah
My real answer: “yes I accept the offer” 😂

Original APR 26.49%
Non-Permanent APR 18.45%

I’ll take it. Better than no offer..
Slow and steady, slow and steady 😉

Re: Cap 1 APR Reduction

Anonymous — Sat, 19 Jan 2019 22:08:21 GMT

Congrats !!!!

Re: Cap 1 APR Reduction

AverageJoesCredit — Sun, 20 Jan 2019 01:42:06 GMT

Congrats you'd think for 3 pulls, Cap One would entertain full apr reductions but as you said better than nothing

Re: Cap 1 APR Reduction

pinkandgrey — Sun, 20 Jan 2019 15:13:15 GMT

Congrats! That’s about as close to generosity as Cap One will get.