topic Re: Would Citi let me PC my DC to Best Buy card? in Credit Cards

Would Citi let me PC my DC to Best Buy card?

Anonymous — Tue, 29 Jan 2019 00:01:48 GMT

Or does Citi only allow PCs to non cobranded cards?

Re: Would Citi let me PC my DC to Best Buy card?

FinStar — Tue, 29 Jan 2019 00:05:37 GMT

Unfortunately, no.

PCs are typically possible only between their core CCs.

Re: Would Citi let me PC my DC to Best Buy card?

Anonymous — Tue, 29 Jan 2019 00:40:35 GMT

Ok thanks! That’s what I thought just wanted to make sure.

Re: Would Citi let me PC my DC to Best Buy card?

wasCB14 — Tue, 29 Jan 2019 02:13:37 GMT

I'm curious as to the appeal of the Best Buy card. DC is hard to beat for electronics...

2% cash

Easy-to-manage price protection

Strong extended warranty

Re: Would Citi let me PC my DC to Best Buy card?

Anonymous — Tue, 29 Jan 2019 02:48:23 GMT

I used to like the random $10 and $20 certificates i would get monthly lol.

Re: Would Citi let me PC my DC to Best Buy card?

K-in-Boston — Tue, 29 Jan 2019 03:12:16 GMT

Just to clarify, CBNA retail cards like Best Buy, Shell, Home Depot, etc. (in other words, Citi-backed cards that are not actually listed on the Citi website) cannot be product changed to regular Citi bank cards or to other brands of retail cards (or vice versa as the OP asks). However, most Citi bank cards (including cobranded cards) have the most generous PC policy that I have seen anywhere. Simplicity is an exception that I can immediately think of, but something like a Diamond Preferred has like 20 PC options, everything from Double Cash to AAdvantage Executive to cards that you can no longer actually apply for like Dividend.

Double Cash should have tons of PC flexibility, just not to a retail division card.

Re: Would Citi let me PC my DC to Best Buy card?

Anonymous — Tue, 29 Jan 2019 03:38:58 GMT

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Citi-Simplicity/m-p/5482223#M220596

Re: Would Citi let me PC my DC to Best Buy card?

K-in-Boston — Tue, 29 Jan 2019 04:40:51 GMT

@wasCB14 wrote:
I'm curious as to the appeal of the Best Buy card. DC is hard to beat for electronics...

2% cash
Easy-to-manage price protection
Strong extended warranty

Best Buy card is 5% back for myBestBuy and elite members, 6% back for elite plus. The long 0% APR offers are also enticing.

Re: Would Citi let me PC my DC to Best Buy card?

Anonymous — Tue, 29 Jan 2019 05:06:53 GMT

@K-in-Boston wrote:
@wasCB14 wrote:
I'm curious as to the appeal of the Best Buy card. DC is hard to beat for electronics...

2% cash
Easy-to-manage price protection
Strong extended warranty
Best Buy card is 5% back for myBestBuy and elite members, 6% back for elite plus. The long 0% APR offers are also enticing.

Yep this was the main reason I wanted it. I was looking to finance something and I didn’t want to deal with Barclay. I definitely won’t be wasting an app on this though but the 0% financing are a good perk.

Re: Would Citi let me PC my DC to Best Buy card?

Anonymous — Tue, 29 Jan 2019 10:19:07 GMT

@K-in-Boston wrote:
@wasCB14 wrote:
I'm curious as to the appeal of the Best Buy card. DC is hard to beat for electronics...

2% cash
Easy-to-manage price protection
Strong extended warranty
Best Buy card is 5% back for myBestBuy and elite members, 6% back for elite plus. The long 0% APR offers are also enticing.

Agreed. The offers that are always there are 6 months on purchases $199 or more and 12 months for $399 or more. I do get rather frequent offers for 18 and even 24 month 0% offers but those seem to be targeting specific sales. The last email that I remember offered major appliances $599 and up for 18 months 0% and free delivery.

Re: Would Citi let me PC my DC to Best Buy card?

pinkandgrey — Tue, 29 Jan 2019 14:22:02 GMT

The Best Buy is a cobranded card so most likely not. My question is: why would you want to? Obviously I don’t know you or your spending, but it seems like the DC would be a better and more valuable card.

Anyway...if you want the Best Buy, go for it! You’ll get a SUB!

Good luck!

Re: Would Citi let me PC my DC to Best Buy card?

Loquat — Tue, 29 Jan 2019 14:40:14 GMT

@pinkandgrey wrote:
The Best Buy is a cobranded card so most likely not. My question is: why would you want to? Obviously I don’t know you or your spending, but it seems like the DC would be a better and more valuable card.

Anyway...if you want the Best Buy, go for it! You’ll get a SUB!
Good luck!

In a word, Magnolia.