topic Re: Questing regarding AMEX Hilton Honors Sign-Up Bonus in Credit Cards

Questing regarding AMEX Hilton Honors Sign-Up Bonus

Anonymous — Thu, 31 Jan 2019 13:57:01 GMT

So, I am needing a card for an upcoming honeymoon and figured that since my scores have risen it would be a good time to take a look at a new card with a higher limit to use for traveling. I applied for the AMEX Hilton Honors Card (No AF) and got approved instanltly for a small line of $1,000. This was not the limit I was looking for as like I stated earlier, I'm wanting a card to use for all honeymoon purchases (hotel, flights, etc. and then pay off that same month). So, I go over to another site and apply for a card an instantly approved for a 10k limit. I realize I don't need the AMEX one now and call to see if they can cancel my request. They successfully cancel it. Well, I start doing research on here and from other posts it seems the general consensus is to just keep it open at this point. This morning I get an email from AMEX stating that the card has shipped. I call in confusion as I thought the card was cancelled, they tell me that they automatically ship the card out anyway but yes it is cancelled. So now, I'm thinking hmm...maybe this is a sign to just keep it open for now. So I put in a request to reactivate the card and they state they will send me out one in 7-10 business days. My question is, now that I've cancelled and reactivated am I still eligible for the sign-up bonus? Which is currently 75k Hilton Honor points

Re: Questing regarding AMEX Hilton Honors Sign-Up Bonus

Anonymous — Thu, 31 Jan 2019 14:39:12 GMT

That's a question you're going to have to call Amex directly about. That's a pretty odd situation.

Re: Questing regarding AMEX Hilton Honors Sign-Up Bonus

K-in-Boston — Thu, 31 Jan 2019 14:45:08 GMT

I agree. I mean technically you defaulted on the original welcome offer, and by opening the account again, it is a card you have had before which would make you ineligible. Really not sure if they will honor it.

Re: Questing regarding AMEX Hilton Honors Sign-Up Bonus

Anonymous — Thu, 31 Jan 2019 15:11:30 GMT

Just because an Amex card has a 1k limit doesn't mean you can't go over the limit. They have a check spending power button to see if charges above your limit will go through. You just have to pay it by the time the next bill is due. Also you can request to have it raised right after getting the card. I did that and went from 1k to 3k. Also you can move limits around from other Amex cards.

Also as Amex has a ton of very valuable cards it doesn't make much sense to close it as you won't build your credit history with Amex. My first two Amex cards after my rebuild were 1k. A year later I was getting approvals at 25k.

75k Hilton points isn't very much. I myself wouldn't get a new account on my report for such a little amount. They have another personal Hilton card with 125k points offer with $95 fee. I would have gotten that one first as you would come out a head.

Re: Questing regarding AMEX Hilton Honors Sign-Up Bonus

Anonymous — Thu, 31 Jan 2019 15:15:49 GMT

Thanks for the help everyone. Looks like since I cancelled it I am not eligible for the welcome bonus, therefore I (re)cancelled the card and will just keep the 10k limit one for now until I figure whether to apply for another AMEX card.

Re: Questing regarding AMEX Hilton Honors Sign-Up Bonus

Anonymous — Thu, 31 Jan 2019 16:15:08 GMT

I hope that doesnt show up as 2 opened and closed accounts on your report. That would drop AAoA. If it does you may want to check see if they can remove.

Re: Questing regarding AMEX Hilton Honors Sign-Up Bonus

Anonymous — Thu, 31 Jan 2019 16:31:23 GMT

Just one as they were still in the process of reactivating my card the second time, but I called and cancelled before the request was completed.