topic Re: Question regarding authorized user in Credit Cards

Question regarding authorized user

Anonymous — Fri, 01 Feb 2019 22:53:43 GMT

I have a CL of 10k on my Venture card with no late payments and about 4 years of age. Will adding my wife on help her obtain high limit as well when she applies? Shee currently only has a couple low limit cards such as 2k-3k and her income is around $80,000.

Re: Question regarding authorized user

Anonymous — Fri, 01 Feb 2019 23:02:59 GMT

Limits are determined by a variety of factors. Adding her as an authorized user however, should increase her score, if it is not excluded by the abuse algorithm and assuming it has a solid payment record as you stated. Higher score is a factor that can help her to receive a higher SL.
To increase limits, use the card and PIF. If her starting limit is not high enough, that’s what she’ll have to do. But overall patience, it takes time even if she doesn’t PIF. And don’t forget, you can always ask for a CLI, some believe in doing so every six months.

Re: Question regarding authorized user

Anonymous — Mon, 04 Feb 2019 21:03:34 GMT

Thanks Birdman!