topic Re: Discover APR Reduction in Credit Cards

Discover APR Reduction

Anonymous — Wed, 06 Feb 2019 19:28:08 GMT

Someone suggested asking for an APR reduction with discover. At first they told me they were unable but may be able to offer me something on new purchases. They offered me an APr reduction to 20.49 -__- or 0 APR for a year. I opted for the 0 percent. I have a few cards that range from 7.99 to 12.49 so the 0 percent was a better deal. Just an FYI. I really wanted a balance transfer offer though lol.

Re: Discover APR Reduction

Remedios — Wed, 06 Feb 2019 19:32:33 GMT

@Anonymous wrote:
Someone suggested asking for an APR reduction with discover. At first they told me they were unable but may be able to offer me something on new purchases. They offered me an APr reduction to 20.49 -__- or 0 APR for a year. I opted for the 0 percent. I have a few cards that range from 7.99 to 12.49 so the 0 percent was a better deal. Just an FYI. I really wanted a balance transfer offer though lol.

I've never received an offer per se, but they are always in my account.

You dont have any?

Re: Discover APR Reduction

Anonymous — Wed, 06 Feb 2019 19:37:30 GMT

@Anonymous Go to balance transfers on your Discover account. If you have any offers they will be listed there.

Re: Discover APR Reduction

Anonymous — Wed, 06 Feb 2019 19:54:04 GMT

I know. I don’t have any.

Re: Discover APR Reduction

Anonymous — Wed, 06 Feb 2019 19:57:10 GMT

I’ve read of this happening to some posters. I would check frequently bc they’ve (BT) been known to pop back up.

Re: Discover APR Reduction

CreditCuriosity — Wed, 06 Feb 2019 20:05:51 GMT

Best BT offers I have seen is 9 months at 3% fee lol they are high with a 800+ TU score.. freaks .. They just don't like my type for whatever reason. Currently no offers either which is fine by me as don't use them for BT card just another thing for me to complain about them about I suppose

Re: Discover APR Reduction

Anonymous — Wed, 06 Feb 2019 20:05:56 GMT

I had one offer that I used. Paid it off relatively quickly, but I haven’t seen another since. By the time another pops up, I probably will not need it smh

Re: Discover APR Reduction

Anonymous — Wed, 06 Feb 2019 20:17:01 GMT

They reduced mine many times. They love their customers. Customers spend more on their cards than others.

Re: Discover APR Reduction

CreditCuriosity — Wed, 06 Feb 2019 20:22:11 GMT

@Anonymous wrote:
They reduced mine many times. They love their customers. Customers spend more on their cards than others.

They don't love their customers they love money whether it comes in interest payments, bt fees, etc. It a business with shareholders that love money even more