topic Re: Bloomingdale’s vs Nordstrom, NM, Saks in Credit Cards

Bloomingdale’s vs Nordstrom, NM, Saks

tragicrex — Fri, 15 Feb 2019 22:19:29 GMT

Hi everyone,

I have the Bloomingdale’s AMEX and I love it. I get a good amount of rewards certificates, and I really like the monthly promotions they send out. I can usually take advantage of a lot of them and end up earning even more. I wish I had gotten it years ago.

There are a few things that I normally buy which aren’t carried by Bloomingdale’s, but are in other department stores. I was thinking of either getting a Nordstrom, Neiman Marcus, or Saks card to fill in the gap.

I can’t find much information about these cards online and the promotions they send out. Do they send out monthly promotions like Bloomingdale’s? Are they useful? I don’t want to waste a HP and get a new account if it’s just going to sit in my wallet. For instance, I’ve read that NM really only gets worthwhile after $10k in yearly spend. I won’t be spending that kind of money, but if they had monthly promos or something, the value of the card could look a little different.

Thanks!

Re: Bloomingdale’s vs Nordstrom, NM, Saks

Anonymous — Fri, 15 Feb 2019 22:53:13 GMT

Cobranded cards are a great way to celebrate you're business with the retailer. Retailers spend a fortune trying to get you to join them.

AMEX is great about allowing you to get other cards if that is what you are asking. I have the HILTON card, and the AMEX Everyday, and the Delta Gold.

Re: Bloomingdale’s vs Nordstrom, NM, Saks

wasCB14 — Fri, 15 Feb 2019 23:54:00 GMT

@Anonymous wrote:
Cobranded cards are a great way to celebrate you're business with the retailer. Retailers spend a fortune trying to get you to join them.

AMEX is great about allowing you to get other cards if that is what you are asking. I have the HILTON card, and the AMEX Everyday, and the Delta Gold.

Amex isn't the issuing bank for the Bloomingdale's card (or any department store card in the USA, AFAIK). Department Stores National Bank issues the card, and it simply runs on the Amex network.

I can't give much advice about department store cards as I very rarely shop at one.

Re: Bloomingdale’s vs Nordstrom, NM, Saks

pizza1 — Sat, 16 Feb 2019 19:57:10 GMT

@tragicrex ,

I would say out of the three you mentioned, Nordstrom would be the best choice. They have just revamped their rewards program, and there are different levels of the Club. They will quite frequently a few times a year, send out emails where all your purchases during a certain time frame earn 10pts/$, so your rewards add up quickly, depending on your level of spend as well. You can read about it here.............

https://shop.nordstrom.com/content/rewards-terms-conditions

Re: Bloomingdale’s vs Nordstrom, NM, Saks

FinStar — Sat, 16 Feb 2019 21:19:39 GMT

It really depends OP. I have all of the ones you mentioned. But, for individuals who place moderate to considerable spend at those retailers, then the specific loyalty level would stand to yield those benefits from a rewards perspective.

For instance, depending on the loyalty level (such as what @pizza1 references with regard to Nordstrom), you get different perks. You don't necessarily have to have the specific CC with the retailer, but if you want the "extras" (private shopping or cardholder events, frequent discounts galore, complimentary shipping, special financing on $X purchases, etc.), you'd have to explore which CC and loyalty program stands to provide you the best benefit depending on how much you frequent or spend at that retailer.

IME, "Top Of The List" is much easier to sustain with Bloomindgale's than it would be "Icon Status" with Nordstrom. @pizza1 is the Icon "queen" so we know she's a baller

Re: Bloomingdale’s vs Nordstrom, NM, Saks

tragicrex — Sun, 17 Feb 2019 00:50:03 GMT

Thanks, you guys, for your opinions!

I’m pretty close to Top of the List at Bloomingdale’s for this year already, but it’s significantly less spending than Icon status! 😂

I was leaning towards Nordstrom because of the benefits and the new Nordy Club. I think I do a bit more shopping at NM and Saks than Nordstrom, but I could change that up for most things that aren’t Saks or NM exclusives. NM doesn’t seem (at least from my research) to send out a whole ton of offers as incentives to use the card, which is more of what I’m looking to take advantage of in a store card.

Re: Bloomingdale’s vs Nordstrom, NM, Saks

Saleen099 — Sun, 17 Feb 2019 03:40:15 GMT

This is the place that I purchased a lot of my suits from (David Lance New York, Inc)

Re: Bloomingdale’s vs Nordstrom, NM, Saks

Anonymous — Thu, 18 Apr 2019 16:14:09 GMT

I Love Nordies. I cold app in February and they did a SP was approved for 2,000! My credit was in the Mid 500 !

Re: Bloomingdale’s vs Nordstrom, NM, Saks

ironchef — Thu, 18 Apr 2019 16:26:50 GMT

Im a Saks Guy , so Saks .. There stores have the best of the best brands , they do rewards and also in house extended Loans. Not to mention depending where you live or travel they have LV,Gucci,Prada stores in saks which makes saks my #1!! Good luck with the choice