topic Re: Does Chase pre-approve co-branded card in branch in Credit Cards

Does Chase pre-approve co-branded card in branch

Anonymous — Fri, 08 Mar 2019 16:44:20 GMT

I'm looking for a travel card that provides free rental car CDW. After doing research and considering my spending needs, I'll pick one from Chase United Explorer and US Bank Altitude Reserve. I'm currently on 7/24 so the only way to bypass that is in branch pre-approval. My question is: Does in branch pre-approval work for co-branded cards? If not, I think I'll have to pick the Altitude Reserve. I'll be on 0/6 next Wednesday and will apply for it by then. Thanks.

Re: Does Chase pre-approve co-branded card in branch

Remedios — Fri, 08 Mar 2019 16:55:55 GMT

@Anonymous wrote:
I'm looking for a travel card that provides free rental car CDW. After doing research and considering my spending needs, I'll pick one from Chase United Explorer and US Bank Altitude Reserve. I'm currently on 7/24 so the only way to bypass that is in branch pre-approval. My question is: Does in branch pre-approval work for co-branded cards? If not, I think I'll have to pick the Altitude Reserve. I'll be on 0/6 next Wednesday and will apply for it by then. Thanks.

I dont think co-branded cards show pre approvals, only core personal and business.

Re: Does Chase pre-approve co-branded card in branch

imaximous — Fri, 08 Mar 2019 17:08:41 GMT

According to a recent post in the approvals section, United is the only partner that shows pre-approved offers.

OP mentioned that he got the Club card, and previously the Explorer card after being pre-approved in branch.

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Chase-approved-in-branch-United-Club-card/td-p/5528638

Re: Does Chase pre-approve co-branded card in branch

FinStar — Fri, 08 Mar 2019 17:56:03 GMT

It's YEMV for sure, but yes, some partner CCs may be available for pre-approved offers in-branch, not online though (even for existing customers).

Back when the Ritz-Carlton was the FOTM, it was an in-branch pre-approval IME , same with Southwest Premier. Others like United, Marriott (Bonvoy) are also known to have this cross-selling capability...as far as Chase co-branded personal CCs go.

Re: Does Chase pre-approve co-branded card in branch

Anonymous — Sat, 09 Mar 2019 15:03:59 GMT

Thanks everyone. If I get pre-approval in branch but apply online (due to better SUP for example), it'll NOT by pass 5/24. Have to process in branch, right?

Re: Does Chase pre-approve co-branded card in branch

Anonymous — Sat, 09 Mar 2019 16:05:44 GMT

I would go the in branch route. Its much more likely to be approved of over 5/24. United cards almost always showed up for me in branch. I never saw one online with the green check mark, but YMMV.

@Anonymous wrote:
Thanks everyone. If I get pre-approval in branch but apply online (due to better SUP for example), it'll NOT by pass 5/24. Have to process in branch, right?