topic Re: USB Cash+ 0% APR Purchases in Credit Cards

USB Cash+ 0% APR Purchases

Anonymous — Sat, 09 Mar 2019 23:51:11 GMT

In my original cash+ approval thread found here I mentioned in my offer it included 0% APR on both purchases and balance transfers. A couple users mentioned it was only BTs and that's what they got, so I figured I'd post the paperwork I just got today.

Sadly I didn't get a screenshot of the offer, it was for the $150 SUB after the first $500/90 days, and dual 0%. Noted the post-zero APR is a bit lower than my pre-qualification offer, which was 18.49%. Speaking of the SUB, is there any way to check to ensure I'll be getting that? I did note it has two listings in my "Rewards History"

03/04/2019	Cash+ Redemption Bonus Exclusion	$0.00		Pending
03/04/2019	Enrollment Override	$0.00		Pending

Whatever these are about.

Anyway, figured this would help people looking at this card as a future card. They are indeed including purchases in the 0% at least for online pre-qualifications.

Re: USB Cash+ 0% APR Purchases

minski — Sun, 10 Mar 2019 00:40:32 GMT

When I got my US Bank Cash+, I too had gotten 0% purchase APR and probably BT (I don't do BT so I didn't pay attention). You ought to get the sign up bonus. I remember wondering when mine would come in but it did. I can't remember how long it took, though, but within 1-2 statements.

Re: USB Cash+ 0% APR Purchases

Anonymous — Sun, 10 Mar 2019 01:09:01 GMT

@minski wrote:
When I got my US Bank Cash+, I too had gotten 0% purchase APR and probably BT (I don't do BT so I didn't pay attention). You ought to get the sign up bonus. I remember wondering when mine would come in but it did. I can't remember how long it took, though, but within 1-2 statements.

BT doesn't matter to me either, I hadn't even noticed it included those initially until others pointed it out. Thanks for your experience.

Re: USB Cash+ 0% APR Purchases

Anonymous — Sun, 10 Mar 2019 01:47:35 GMT

Confirmed - I received the same offer. I applied for the Cash + & Amex 365 at the end of 12/2018. My offer is 0% interest on purchases & bt through statement closing in 3/2020.

I also received $150 on $500 purchase (NOT BT) in the first 90 days - on both cards. I actually reached $500 on both last week - and have not seen my SUBs yet - but will update via this thread when they post (both statements close on 3/10/2019.)

Will gladly offer any other DP others find useful. ✌🏻