topic Capital one CLI problems in Credit Cards

Capital one CLI problems

howellco2 — Tue, 19 Mar 2019 01:19:38 GMT

I have a quicksilver card only reason I dont close it is because it's my oldest card for over a year its denied me cli saying too many inquiries..
This month I tried and it denined it said my usage of current limit was too low lol I'm starting to wonder of its really worth the 29 bucks a year

Re: Capital one CLI problems

Anonymous — Tue, 19 Mar 2019 01:28:06 GMT

I havent gotten a CLI on mine either and I've had it a year now. It tells me to call for my reason? So weird. I havent had time to call. I havent closed it because I plan to combine my platinum and my QS for a higher CL.

Re: Capital one CLI problems

Shooting-For-800 — Tue, 19 Mar 2019 02:00:08 GMT

Have you checked for PC to no AF?

You may be bucketed.

Any prequals for new cards?

Re: Capital one CLI problems

Anonymous — Tue, 19 Mar 2019 06:36:01 GMT

I’ve never had a problem in the past, but it may have been because of my income. I noticed I was getting close to maxing one card and they would not approve me. When I paid it down to about 20% or so, they allowed another CLI. I haven’t had one recently however

Re: Capital one CLI problems

pinkandgrey — Tue, 19 Mar 2019 13:43:03 GMT

I say close those starter cards as soon as you qualify for good ones. Don’t worry about AAoA. Good luck!