topic How to know about American Express in Credit Cards

American Express Blue Preferred Help

Anonymous — Mon, 18 Mar 2019 21:27:44 GMT

It's getting close to the six month request for credit card increasement. I have a $9,000 limit wth American Express Blue Preferred. Does anyone here know when American Express would request an income verification requests? I was told here on the forums months back to request 3 times your active credit limit. It would put the new limit at 28,000 if approved.

I also have a gold card with American Express that I pay off each month spending anywhere from $2,000-$5,000

I've never missed a payment with any credit card in all my years of having credit cards (10 years) and I have a 700 Experican credit limit at this current time. Thanks for reading and any help would be much apprecaited!

Re: American Express Blue Preferred Help

Anonymous — Mon, 18 Mar 2019 23:48:24 GMT

Your 3x would actually be 27,000 (not 28,000). Income verification depends on a lot of different factors, but I have heard somewhere around 25k is the threshold.

Re: American Express Blue Preferred Help

HeavenOhio — Mon, 18 Mar 2019 23:52:35 GMT

$34,000 is the general number. But we've seen income verification requests at lower than that.

If you're asked for IV, simply hit your browser's back button and try a lower amount. Repeat until IV is no longer requested. You'll get a bunch of forms in the mail that can be ignored.

How to know about American Express

Anonymous — Tue, 19 Mar 2019 06:40:52 GMT

I had a credit limit increasement almost 6 months ago with AMEX. How do you know the exact date in your Amex account. I've looked everywhere and not able to locate the dettails in my account. Anyone know where? Thank you

Re: How to know about American Express

Anonymous — Tue, 19 Mar 2019 10:45:13 GMT

Just call in and the CSR should be able to tell you the date of your last increase and/or the date you’re next eligible. That info isn’t in your online account.

Re: How to know about American Express

pinkandgrey — Tue, 19 Mar 2019 19:20:25 GMT

Call or chat. They’ll tell you.