topic Re: Citi CLI? in Credit Cards

Citi CLI?

Creditplz — Mon, 26 Mar 2018 00:44:57 GMT

When would you request a CLI for citi after approval?. Also who do they pull from??.

I know Creditpulls database gives approval scores/credit bureau but not CLI

Re: Citi CLI?

Gmood1 — Mon, 26 Mar 2018 03:20:03 GMT

EX is the CR they pull IME. You can request whenever you please. Normally SP CLIs come roughly 181 days after the first increase.
You can request a HP CLI anytime.

Re: Citi CLI?

chaos51 — Mon, 26 Mar 2018 12:55:58 GMT

I only have a Citi Best Buy Visa, and they only have pulled TU for me. I don't know if they pull different CBs based on cobranded or not.

Re: Citi CLI?

iheartwings — Tue, 27 Mar 2018 04:38:25 GMT

@Creditplzwrote:
When would you request a CLI for citi after approval?. Also who do they pull from??.

I know Creditpulls database gives approval scores/credit bureau but not CLI

To add to the fray...I've had one HP CLI with Citi for my DC card in late 2016. I'm in the PacNW, and they pulled EQ.

Re: Citi CLI?

Anonymous — Tue, 27 Mar 2018 19:47:02 GMT

IME - I got the HD CC with 1 HP with $500 CL over the phone. Requested $10k right away over the phone and was granted with a 2nd HP.

Re: Citi CLI?

Anonymous — Tue, 27 Mar 2018 20:32:31 GMT

I went from 1500 to 2000 waited 6 months no hard pull did on app

It was automatic

Re: Citi CLI?

Anonymous — Tue, 10 Jul 2018 18:37:56 GMT

Is three months after account opening too early to request a CLI for a Citi Costo

Re: Citi CLI?

K-in-Boston — Tue, 10 Jul 2018 18:57:55 GMT

@Anonymous wrote:
Is three months after account opening too early to request a CLI for a Citi Costo

I received CLIs on both of my Citi cards in the 2nd month. If you go to your account and navigate to the CLI screen, check to see if it has the SP or HP language. If it's the SP language I'd go for it!

Re: Citi CLI?

FinStar — Tue, 10 Jul 2018 19:08:01 GMT

Right, as @K-in-Boston mentioned, if the SP language displays, you can try for the CLI avoiding the HP.

An item to keep in mind, just because the SP language displays does not translate into a CLI every time. The outcome still depends on a variety of factors, but at least no HP.

Re: Citi CLI?

Anonymous — Tue, 10 Jul 2018 19:17:06 GMT

I opened a Citi Double Cash card on 4/30 and got a soft pull CLI on 7/4...that's 65 days and the option was probably available earlier but I hadn't checked. Just log in to your account and navigate to Services > Credit Card Services > Request a Credit Line Increase.

If you see the statement "It's easy to find out if you qualify for a credit limit increase. A credit bureau report will not be requested and you will receive an instant decision." its a soft pull. You will also have the option to permit a hard pull if you want a larger CLI.

Re: Citi CLI?

NaaryalHead — Thu, 21 Mar 2019 08:17:03 GMT

I also got an SP CLI of $1500 for the Citi Double Cash card recently. Used their website on 63rd day since last CLI.

Same "soft pull" language showed "It's easy to find out if you qualify for a credit limit increase. A credit bureau report will not be requested and you will receive an instant decision".

<3 <3 love it.