topic Re: Uber Visa Card Questions in Credit Cards

Uber Visa Card Questions

Matt9543 — Fri, 22 Mar 2019 05:49:24 GMT

HI everyone,

What are some typical DP's on acceptances for the Uber Visa card? Just curious what kind of score would be needed to get approved for a good score, all my cards and semi-recent FICO scores are in the signature below, if anything the FICO scores are only a couple points higher.

Mainly looking to get it for the 4% back as the majority of my spend is restaurants.

Thanks!

Re: Uber Visa Card Questions

Anonymous — Fri, 22 Mar 2019 05:57:17 GMT

Had around 720 fico when I app'd. 1 year aaoa, 5 inquiries, 3 months since last open account iirc. Put into pending review but ultimately approved for $2,000 SL without doing anything.

Re: Uber Visa Card Questions

Matt9543 — Fri, 22 Mar 2019 06:03:28 GMT

Okay, that's very convincing and relieving. I have a 757 Fico score through Discover using TransUnion, which I believe is what they pull. My TransUnion report only has one credit inquiry, with Barclays actually since I stupidly applied for the Apple Rewards Card when I first had credit and didn't realize I shouldn't have applied. My AAoA is 1 year and 2 months, 5 months since last opened account.

Re: Uber Visa Card Questions

Anonymous — Fri, 22 Mar 2019 06:19:26 GMT

I was approved for $3,300 with a 671 TU8 FICO over a year ago. I had 20+ lates (30,60,90, 2 paid CO) bad file and was surprised with the approval. Barclay is also very good at recon if you don't get approved at first.

Re: Uber Visa Card Questions

Matt9543 — Fri, 22 Mar 2019 06:39:00 GMT

How do you like the card and service? I know people have sided both ways with Barclays

Re: Uber Visa Card Questions

luxlight — Fri, 22 Mar 2019 14:32:35 GMT

Had a 730 TU FICO score and 1 year AAoA with a new loan begin reporting just a couple months and I was given the 7-10 days answer which when i checked application status said denied. However was able to get it reconned to a $1k starting limit

Barclays Uber Application

Matt9543 — Fri, 22 Mar 2019 18:07:39 GMT

So I went ahead and applied for the Barclays Uber card, and I did it through the app as that was the only way I could find it. I got a simple your application is under review, we’ll reach out to you within 30 days regarding a response. Is that normal? I haven’t received an email or anything, but did receive the notifications that they pulled my credit report, and my score only dropped by 1 point, so not too worried about that. Just curious as to what this could lead to, whether it be an approval or denial.

Re: Barclays Uber Application

Anonymous — Fri, 22 Mar 2019 18:12:24 GMT

You can check your application status online, see link below

Best of luck OP

https://www.barclaycardus.com/apply/cas/applications/search

Re: Barclays Uber Application

JaseT — Fri, 22 Mar 2019 18:20:12 GMT

Yes, good luck! Also...if it is a denial, RECON with Barclays!

Re: Barclays Uber Application

Matt9543 — Fri, 22 Mar 2019 18:29:39 GMT

I tried but it showed denied, which is weird because I don’t see how they can decline an application that quick and not just give me a decline at the time of application.

Re: Barclays Uber Application

Dave4fun — Fri, 22 Mar 2019 19:01:19 GMT

Nice scores Matt and nice cards. I wonder what their reason will be. Perhaps a lot of recent inquiries or are the other CC balances running high?

Re: Barclays Uber Application

Anonymous — Fri, 22 Mar 2019 19:56:52 GMT

Happened to me last year too when I applied for the card. Had a 763 score on TU and over a year of credit history, but got denied. I suggest you call and get it reconsidered. I think they are not so friendly with young, thin files. Good luck OP

Re: Barclays Uber Application

Matt9543 — Fri, 22 Mar 2019 22:28:28 GMT

I did end up getting denied, but called Recon and got approved, so will be posting an approval post in the other section. Thanks!

Re: Barclays Uber Application

FinStar — Fri, 22 Mar 2019 23:07:01 GMT

This thread is locked and closed to new messages.

The new thread can be found here:

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Uber-Visa-Card-Approval/m-p/5548192