topic Re: Macy’s PLCC/AMEX Question in Credit Cards

Macy’s PLCC/AMEX Question

Anonymous — Fri, 22 Mar 2019 14:44:00 GMT

I'm considering applying for the account for the discount. I don't see ever using the Amex outside of Macy's. I could see potentially using the furniture special financing at some point (though not any time soon and not a sure thing).

1) Do you still get the options of the special financing (furniture/jewelry/whatever) with either card?

2) I know Citi Retail can definitely be one to lower CL's or close accounts when not utilized (Home Depot/Best Buy experiences). Is one or the other less prone to such action?

3) The fine print on the new card discount says it's not valid with other discounts but Macy's almost always has other discounts going. Right now I'm looking at cookware (which is why I'm considering the card for the discount) and there's a discount with a code. Does that mean I shouldn't bother? (I feel stupid even typing this because it seems I've answered my own question, but since they pretty much always have the discounts it seems weird to have that exclusion.)

Re: Macy’s PLCC/AMEX Question

RickNATL — Sat, 23 Mar 2019 00:40:39 GMT

I have both also...and yes, Macy's Amex scores points for Macy's shopping as well...I don't recall all the details, but it wasn't a significant list of benefits overall. I got the card because I thought it was an upgrade to Macy's but it was a separate card (tradeline). Kept it and grew it to $25K CL....and I use it periodically to keep it alive...

Re: Macy’s PLCC/AMEX Question

kerplunk — Sat, 23 Mar 2019 04:05:06 GMT

Edit: this reply posted in the wrong thread for some reason...