https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-PC-Internal-or-External/m-p/5548769#M1630676 <P>It will be reflected on your reports. You are getting a new card with a new account number. You will keep all of you former account history.&nbsp; Your A{R may also change.</P> Sat, 23 Mar 2019 14:26:19 GMT rbentley 2019-03-23T14:26:19Z https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-PC-Internal-or-External/m-p/5548768#M1630675 I just called NFCU for a product change from CashRewards to the Amex More Rewards... Will my credit report switch over my current info to reflect Amex instead or is it just an internal change that no one will ever see? Sat, 23 Mar 2019 13:44:41 GMT https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-PC-Internal-or-External/m-p/5548768#M1630675 Anonymous 2019-03-23T13:44:41Z https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-PC-Internal-or-External/m-p/5548769#M1630676 <P>It will be reflected on your reports. You are getting a new card with a new account number. You will keep all of you former account history.&nbsp; Your A{R may also change.</P> Sat, 23 Mar 2019 14:26:19 GMT https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-PC-Internal-or-External/m-p/5548769#M1630676 rbentley 2019-03-23T14:26:19Z https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-PC-Internal-or-External/m-p/5548796#M1630680 <P>They don’t start a new account, they just update the existing one on your credit reports. It won’t have any impact on your credit.&nbsp;</P> Sat, 23 Mar 2019 14:25:02 GMT https://ficoforums.myfico.com/t5/Credit-Cards/NFCU-PC-Internal-or-External/m-p/5548796#M1630680 Anonymous 2019-03-23T14:25:02Z