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    <title>topic Re: capital one graduation in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/capital-one-graduation/m-p/5553514#M1631504</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;its the platinum&lt;BR /&gt;i just don't get why cap one is telling some people the cards will never graduate&lt;BR /&gt;&lt;BR /&gt;and others the cards will graduate&lt;BR /&gt;&lt;BR /&gt;either the csrs are clueless or they are able to see if a card is eligible based on the date the card was opened and if they were or were not doing graduations as of that date&lt;BR /&gt;&lt;BR /&gt;lol&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;That would be true with most lenders. Make the same call three times, and you may get 2-3 different answers.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Have you tried PC to QS?&amp;nbsp;&lt;/P&gt;&lt;P&gt;At least you'd get some cash back.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Wed, 27 Mar 2019 15:53:57 GMT</pubDate>
    <dc:creator>Remedios</dc:creator>
    <dc:date>2019-03-27T15:53:57Z</dc:date>
    <item>
      <title>capital one graduation</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/capital-one-graduation/m-p/5553477#M1631495</link>
      <description>hey guys so i opened my capital one secured card october 2018&lt;BR /&gt;&lt;BR /&gt;i just got off the phone with a representative i asked when my card would graduate&lt;BR /&gt;&lt;BR /&gt;he stated capital one is continually monitoring accounts for graduation&lt;BR /&gt;and there's no specific time when just keep up my good credit use&lt;BR /&gt;&lt;BR /&gt;i asked so its possible for my secured card to graduate he said yes&lt;BR /&gt;&lt;BR /&gt;i have read conflicting reports on this forum. so i wanted your guys take on this&lt;BR /&gt;&lt;BR /&gt;has anyone with a card opened in 2018 been graduated&lt;BR /&gt;&lt;BR /&gt;i run between 800-1500 a month through the card and PIF i would hate to think my good habits with this card would get me no where.</description>
      <pubDate>Wed, 27 Mar 2019 15:24:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/capital-one-graduation/m-p/5553477#M1631495</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-03-27T15:24:22Z</dc:date>
    </item>
    <item>
      <title>Re: capital one graduation</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/capital-one-graduation/m-p/5553491#M1631498</link>
      <description>&lt;P&gt;I have not seen any recent posts indicating Cap1 is still&amp;nbsp;&amp;nbsp;unsecuring cards, at least not in the last 2-3 months.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;It's quite unclear if they will resume that practice.&amp;nbsp; Is this Platinum or PC'ed QS?&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Anyway, you should be paying with whatever makes most sense financially for you.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 27 Mar 2019 15:37:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/capital-one-graduation/m-p/5553491#M1631498</guid>
      <dc:creator>Remedios</dc:creator>
      <dc:date>2019-03-27T15:37:20Z</dc:date>
    </item>
    <item>
      <title>Re: capital one graduation</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/capital-one-graduation/m-p/5553495#M1631499</link>
      <description>its the platinum&lt;BR /&gt;i just don't get why cap one is telling some people the cards will never graduate&lt;BR /&gt;&lt;BR /&gt;and others the cards will graduate&lt;BR /&gt;&lt;BR /&gt;either the csrs are clueless or they are able to see if a card is eligible based on the date the card was opened and if they were or were not doing graduations as of that date&lt;BR /&gt;&lt;BR /&gt;lol</description>
      <pubDate>Wed, 27 Mar 2019 15:41:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/capital-one-graduation/m-p/5553495#M1631499</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-03-27T15:41:04Z</dc:date>
    </item>
    <item>
      <title>Re: capital one graduation</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/capital-one-graduation/m-p/5553514#M1631504</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;its the platinum&lt;BR /&gt;i just don't get why cap one is telling some people the cards will never graduate&lt;BR /&gt;&lt;BR /&gt;and others the cards will graduate&lt;BR /&gt;&lt;BR /&gt;either the csrs are clueless or they are able to see if a card is eligible based on the date the card was opened and if they were or were not doing graduations as of that date&lt;BR /&gt;&lt;BR /&gt;lol&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;That would be true with most lenders. Make the same call three times, and you may get 2-3 different answers.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Have you tried PC to QS?&amp;nbsp;&lt;/P&gt;&lt;P&gt;At least you'd get some cash back.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 27 Mar 2019 15:53:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/capital-one-graduation/m-p/5553514#M1631504</guid>
      <dc:creator>Remedios</dc:creator>
      <dc:date>2019-03-27T15:53:57Z</dc:date>
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