topic Re: CSP 70K Email! in Credit Cards

CSP 70K Email!

Anonymous — Fri, 12 Apr 2019 10:42:56 GMT

Got an email for 70K/$4000 on the CSP. AF not waived first year. Full APR range, so not a prequal, and I'm not getting the CSP on the prequal link at all.

I may go for the trifecta some time before this expires...

Re: CSP 70K Email!

kdm31091 — Fri, 12 Apr 2019 11:15:21 GMT

If there's no set APR, it's just marketing and if you are beyond 5/24 you will probably still be denied. If nothing shows up on prequal and there's no set APR I would just treat it as advertising and ignore it without wasting the HPs.

Re: CSP 70K Email!

Omw800 — Fri, 12 Apr 2019 11:27:20 GMT

Leave it alone unless your Credit score, debts, no derogatory remarks and payment history are solid. Check there prequalifying page. Their minimum approval is $5,000, if they will not approve an applicant for the minimum amount, it will be denied. I personally was approved for double the minimum amount for the card with a few discrepancies but I bank with chase. I’m not sure how effective having that relationship played a role read other experiences.
FYI - lucky you, my sign on bonus was only 60k 😒

Re: CSP 70K Email!

Anonymous — Fri, 12 Apr 2019 11:30:23 GMT

Here goes to a card I’ll never have again (with a SUB, anyway)

Not as long as AX keeps dropping preapprovals without LT language.

Re: CSP 70K Email!

Remedios — Fri, 12 Apr 2019 12:12:09 GMT

@Anonymous wrote:
Got an email for 70K/$4000 on the CSP. AF not waived first year. Full APR range, so not a prequal, and I'm not getting the CSP on the prequal link at all.

I may go for the trifecta some time before this expires...

Go to the branch and see if you have a pre approval. If you do, go for it.

70k definitely worth a try

Re: CSP 70K Email!

patoot10 — Fri, 12 Apr 2019 12:54:00 GMT

Since it's a marketing email do you mind sharing the application link you received ?

Re: CSP 70K Email!

Anonymous — Fri, 12 Apr 2019 14:28:01 GMT

@kdm31091 wrote:
If there's no set APR, it's just marketing and if you are beyond 5/24 you will probably still be denied. If nothing shows up on prequal and there's no set APR I would just treat it as advertising and ignore it without wasting the HPs.

I'm at 5/24 now, so I'll have to wait before finishing my trifecta sans a green check. This offer expires before I return to 4/24.

@Omw800 wrote:
Leave it alone unless your Credit score, debts, no derogatory remarks and payment history are solid. Check there prequalifying page. Their minimum approval is $5,000, if they will not approve an applicant for the minimum amount, it will be denied. I personally was approved for double the minimum amount for the card with a few discrepancies but I bank with chase. I’m not sure how effective having that relationship played a role read other experiences.
FYI - lucky you, my sign on bonus was only 60k 😒

If you got 60k with waived AF I would consider that a roughly equivalent offer. Though I do plan on using transfer partners, I only recently started banking my UR's for when I get the CSP or CSR.

@patoot10 wrote:
Since it's a marketing email do you mind sharing the application link you received ?

The link in the email prefills my name and address on the application, and I'm getting offer expired when removing parts of the link.

Re: CSP 70K Email!

patoot10 — Fri, 12 Apr 2019 14:27:37 GMT

Thanks for trying.

Re: CSP 70K Email!

impactplayer — Fri, 12 Apr 2019 17:35:09 GMT

Lol, I thought you got a $70k credit limit. I was about to ask how. Anyway, congrats on the email!

Re: CSP 70K Email!

SecretAzure — Fri, 12 Apr 2019 22:20:40 GMT

For those wanting this offer, just go to NW and check for prequalification there. If you do, that offer appears for you.

Re: CSP 70K Email!

patoot10 — Fri, 12 Apr 2019 22:23:53 GMT

What's NW ?

Re: CSP 70K Email!

patoot10 — Fri, 12 Apr 2019 22:27:16 GMT

oh. nerdwallet