topic Re: Capital One: No More Account Combination in Credit Cards

Capital One: No More Account Combination

Anonymous — Thu, 07 Feb 2019 17:24:23 GMT

That's what I was told today. I double-checked online & found no combination option.

Bummer for me because I just apped a Savor with the intention to roll my two bucketed cards into it come 2/20 when they're both eligible for another CLI. Hoping to make one decent card from the three. Now?

File under: should've asked Tony Romo first.

Re: Capital One: No More Account Combination

kdm31091 — Thu, 07 Feb 2019 17:37:02 GMT

No big surprise as they probably feel people are creating too large of limits. They only have offered it for a couple years. They didn’t for the longest time before that. Looks like they’re rolling it back.

Re: Capital One: No More Account Combination

blindambition — Thu, 07 Feb 2019 17:41:22 GMT

@Anonymous wrote:
That's what I was told today. I double-checked online & found no combination option.

Bummer for me because I just apped a Savor with the intention to roll my two bucketed cards into it come 2/20 when they're both eligible for another CLI. Hoping to make one decent card from the three. Now?

File under: should've asked Tony Romo first.

Capital One, Worthless in your wallet.

Re: Capital One: No More Account Combination

Anonymous — Thu, 07 Feb 2019 17:47:31 GMT

Worthless in you're wallet indeed!

WHATS IN YOU'RE WALLET? I am sorry Samuel Jackson, But I do not want you in my wallet. I love my DSVR, and CITI cards. Capital One you are a number!

Capital One Card Combining Temp Unavailable

Anonymous — Thu, 14 Mar 2019 08:16:43 GMT

Hey guys! I was trying to find some recent threads about combining limits with Cap 1 but couldn't find any so I called to ask and I was told that this service has been "temporarily" removed from the account site and to keep checking online for it's return as they (csr's) were not privvy to that info. He stated that on their task list that this option was temp removed (something about a software workup) but asofar it did not say it was permanently removed. I asked if they wereable to override and complete the task on their end, but it was also a negative- it is only possible using the online feature under Control Your Card. Just wanted to give a heads up in case someone else (like me) was trying to do that and couldn't find enough info for it. If anyone knows different puleeeeez let me/us know!!! I did a product upgrade via the handy link on here a few months back and converted my old Plat into a QS but I also have the QS1 with the af that I would rather not pay for again.

ps. adulting sucks

Re: Capital One Card Combining Temp Unavailable

Anonymous — Thu, 14 Mar 2019 12:29:25 GMT

Capital One is constantly "tweaking" their website. Very random. Kind of annoying.

Re: Capital One Card Combining Temp Unavailable

marcforza1 — Thu, 14 Mar 2019 12:42:16 GMT

There's been some comments on here about that feature on their site and everyone that's called them have gotten the same answer. There's no current timetable as to when that option will be available online again other than that they're working on it. But I understand where you're coming from because I'm in the same position like you and others wanting to move my CL from my QS1 to the QS. I guess we'll just have to patiently wait for Cap1 to get it together and get that feature back on their site.

Re: Capital One Card Combining Temp Unavailable

Anonymous — Thu, 14 Mar 2019 22:10:50 GMT

Well so much for my plan to transfer my QS1 balance over to my Chase FU and then get the lines combined with the QS. I've been stuck (or bucketed as you guys call it) for 2+ years @ $500 for both and nothing I do pleases them so I just wanted to get them combined and not worry about the af for the QS1 and just let a small balance post every month for usage. Perfect payment history with them and they haven't given me any love, auto or by request.

Cap1 Acct COMBINATION

SoCalifornia — Wed, 27 Mar 2019 17:42:17 GMT

Someone, please have mercy on me and tell me that there is some secret portal to jump through and find a hush-hush link or bat phone hotline to Capital Ones' elusive account combination option!?

I have been trying since late January to have my two Quicksilvers fused together, super sayian style.

Web search, call, no dice. All they ever say is keep checking back, because they are working hard to get that option live again. How hard could this be for a company who's sole purpose is credit options. They never give me an increase on either card, I've about had it with Cap1.

Any updates?

Re: Cap1 Acct COMBINATION

Anonymous — Wed, 27 Mar 2019 17:51:23 GMT

Sorry, it’s been removed and nobody knows if it’s coming back.

My opinion is that Capital One probably intentionally got rid of it so we stop opening cards with the intent to combine them with older cards to get around the lack of CLIs. Call me cynical but it makes sense.

Re: Cap1 Acct COMBINATION

SoCalifornia — Wed, 27 Mar 2019 17:59:00 GMT

@Saeren

Danm. I was hoping for the portal thing. I've been loyal to these guys for 4 years and I've never received a CLI. Meanwhile, Discover keeps sending me pre-qual offers. I'm sure they'd approve me with an initial CL that would shadow what Capital One has stalled me on between two cards. The QS1 isn't even worth it's weight for the AF.

Re: Cap1 Acct COMBINATION

Anonymous — Wed, 27 Mar 2019 18:08:49 GMT

Have you checked for PC offers to at least get rid of the AF?

https://verified.capitalone.com/sic-ui/#/esignin?Product=Card&Action=ProductUpgrade

As for the combinations, hopefully it comes back soon. People have called and been told that it’s only temporary but they don’t know when it’s coming back. Seems a bit sketch to me.

And yes, Disco would love to have your business. I would check prequal and see. Your score should be good enough.

Re: Cap1 Acct COMBINATION

JaseT — Wed, 27 Mar 2019 18:12:07 GMT

I hope it's back before the end of the year when my Venture AF will be coming due. I already got the SUB so I will be ready to roll that juicy $15k CL into my Savor! If it's not back by then, I will have to PC the Venture as I don't pay AF's!

Re: Cap1 Acct COMBINATION

SoCalifornia — Wed, 27 Mar 2019 18:32:03 GMT

@Saeren

Checked last month and just now with your link. Nada. I've never called in for a PC before, not sure if that would be more fruitful or not.

It seems sketchy to me too, but why not just end it and announce it then? No sense in stringing good customers along. I'm sick of having these two QS's work low limits in my wallet. I'm about to toss a couple small auto pays on them and sock 'em

Re: Cap1 Acct COMBINATION

SoCalifornia — Wed, 27 Mar 2019 18:31:01 GMT

Lol @JaseT good luck, hopefully it'll be back for everyone sooner than later. How do you like having the Savor? It's the only other Cap1 card I'd be interested in.

Re: Cap1 Acct COMBINATION

Anonymous — Wed, 27 Mar 2019 18:31:48 GMT

Supposedly they're working to get it back up like Saeren said but we'll see. I'm hoping to see this come back otherwise I may just end up closing one of my accounts.

Re: Cap1 Acct COMBINATION

SoCalifornia — Wed, 27 Mar 2019 18:35:01 GMT

@Cubs16

That's just about where I'm at with these guys. At this point, using the QS1 is out of pitty. Would like to obviously keep the limit, but may just let it go if they don't bring it back.

Re: Cap1 Acct COMBINATION

Anonymous — Wed, 27 Mar 2019 18:35:55 GMT

@SoCalifornia wrote:
@Saeren

Checked last month and just now with your link. Nada. I've never called in for a PC before, not sure if that would be more fruitful or not.

It seems sketchy to me too, but why not just end it and announce it then? No sense in stringing good customers along. I'm sick of having these two QS's work low limits in my wallet. I'm about to toss a couple small auto pays on them and sock 'em

If it were me, I wouldn’t SD an AF card. If you can’t PC it, it’s time to cancel. You are throwing away $2600 worth of rewards value vs a 1.5% no AF card.

Re: Cap1 Acct COMBINATION

SoCalifornia — Wed, 27 Mar 2019 18:49:19 GMT

@Saeren

You're right though. The AF on that card isn't significant, but it's money and it's approaching in May. Meanwhile, my Chase cards gobble the rewards and QS1 isn't returning anything. I will give Cap1 one more month and they will have three possible outcomes:
•Combine accounts
•Product change
•Cancel

Re: Cap1 Acct COMBINATION

Anonymous — Wed, 27 Mar 2019 18:52:33 GMT

$39 doesn’t sound like much. And it isn’t much. But when you look at it from a rewards perspective, the math says you would have earned $39 after $2600 of spend on your non-AF QS or CFU. It becomes a bit more significant in that context.