topic Re: Amex Everyday points delay? in Credit Cards

Amex Everyday points delay?

Blodreina — Fri, 19 Apr 2019 02:16:06 GMT

Do the MR points for the Everyday/Everyday Preferred post with a delay, like the Blue Cash cards? The Blue Cash cards post cashback like a statement behind.

Re: Amex Everyday points delay?

Anonymous — Fri, 19 Apr 2019 02:45:56 GMT

yesss

Re: Amex Everyday points delay?

wasCB14 — Fri, 19 Apr 2019 03:00:03 GMT

Regular points are delayed.

The minimum spend bonus tends to post within days of meeting the minimum spend, as do merchant-specific promotions.

Re: Amex Everyday points delay?

RicHowe — Fri, 19 Apr 2019 03:03:22 GMT

@Blodreina wrote:
Do the MR points for the Everyday/Everyday Preferred post with a delay, like the Blue Cash cards? The Blue Cash cards post cashback like a statement behind.

Any MR Points you accrue during a billing cycle will post AFTER the following billing cycle (30 day delay). The reason is that AMEX takes the extra time to ensure that any points you are due and credits you earned have time to post properly. It also is a precaution to prevent abuse by those who would earn points from spend, receive those points, use or transfer the points, then return or otherwise chargeback the transaction that earned the points.

Re: Amex Everyday points delay?

Anonymous — Fri, 19 Apr 2019 04:24:08 GMT

+1 to richowe

You can review your pending points in point summary to give an estimate of what you will receieve in the next statement. I reached my 50k sub on my gold card and the points went into pending only two days later.

Re: Amex Everyday points delay?

Anonymous — Fri, 19 Apr 2019 13:22:55 GMT

@RicHowe wrote:
@Blodreina wrote:
Do the MR points for the Everyday/Everyday Preferred post with a delay, like the Blue Cash cards? The Blue Cash cards post cashback like a statement behind.
Any MR Points you accrue during a billing cycle will post AFTER the following billing cycle (30 day delay). The reason is that AMEX takes the extra time to ensure that any points you are due and credits you earned have time to post properly. It also is a precaution to prevent abuse by those who would earn points from spend, receive those points, use or transfer the points, then return or otherwise chargeback the transaction that earned the points.

Sorry, that is pure corporate speak! Every other reward card issuer has the same potential problem with returns after redemption and somehow manage. "Time to post properly"? Well, they certainly have an extra month! Also, in many cases I could still return an item after say two months, so that doesn't solve the issue at all.

As an outsider, it seems to me the advantage is nearly all for Amex, basically keeping the rewards earned for an extra month.

Re: Amex Everyday points delay?

UpperNwGuy — Fri, 19 Apr 2019 13:16:33 GMT

This is one of the reasons why I closed my two Amex cards a few years ago.

Re: Amex Everyday points delay?

MrDisco99 — Fri, 19 Apr 2019 15:25:25 GMT

Yeah it's kind of a pain, and I'm not really buying that justification either. But my Amex gold is still my best earning card. So I just deal with it.

Re: Amex Everyday points delay?

Save-n-Invest — Fri, 19 Apr 2019 17:16:27 GMT

If an item was returned after point redemption Amex could simply put the points in a negative position until future purchases are made. Are we to think that Amex cannot do what Quicksilver can? lol

Re: Amex Everyday points delay?

Save-n-Invest — Sun, 21 Apr 2019 17:12:19 GMT

Laughing and typing about crazy old Amex. Purging recent email I saw an item from earlier this week. The email is from Amex rewards department. Seems they don't have a mobile number for me and want me to update info! American Express is free at any time to provide me with a mobile phone and pay all expenses of the hardware and service. The phone will be on 24/7/365 for the exclusive use of American Express. Then they will have a mobile number.

American Express has done so many things to finagle out of honoring rewards. Now they want more ways to contact me?? Lol. I end up contacting them and of course it takes a few months for Amex to make things right.

Anex cards in SD since December. Are there rewards for that? Ha ha!

Re: Amex Everyday points delay?

kdm31091 — Sun, 21 Apr 2019 17:22:35 GMT

I always figured the delay goes back to the old days where they only offered charge cards. In that case, they wanted to make sure you paid your bill before giving you the points.

But it's 2019, they offer revolving credit products. There's no real need to delay points/cash back by an extra month. They should be able to calculate what you're owed and post it with the statement.

Regardless, since most average consumers don't notice or care, there probably isn't much incentive to change it.

Re: Amex Everyday points delay?

wasCB14 — Sun, 21 Apr 2019 19:47:59 GMT

A delay for MRs to post isn't great, but unless you need miles immediately, it's a small price to pay for an occasional 40% transfer promo.

Re: Amex Everyday points delay?

Blodreina — Sun, 21 Apr 2019 19:53:39 GMT

@wasCB14 wrote:
A delay for MRs to post isn't great, but unless you need miles immediately, it's a small price to pay for an occasional 40% transfer promo.

How many times have you seen transfer promos happen, and how do you find out about it?

Re: Amex Everyday points delay?

MrDisco99 — Mon, 22 Apr 2019 13:25:20 GMT

@Blodreina wrote:
@wasCB14 wrote:
A delay for MRs to post isn't great, but unless you need miles immediately, it's a small price to pay for an occasional 40% transfer promo.
How many times have you seen transfer promos happen, and how do you find out about it?

Pretty often... I'm seeing a 25% promo on FlyingBlue transfers right now.

https://www.doctorofcredit.com/ is a pretty good source.

Re: Amex Everyday points delay?

wasCB14 — Mon, 22 Apr 2019 15:33:30 GMT

@MrDisco99 wrote:
@Blodreina wrote:
@wasCB14 wrote:
A delay for MRs to post isn't great, but unless you need miles immediately, it's a small price to pay for an occasional 40% transfer promo.
How many times have you seen transfer promos happen, and how do you find out about it?
Pretty often... I'm seeing a 25% promo on FlyingBlue transfers right now.

https://www.doctorofcredit.com/ is a pretty good source.

https://www.flyertalk.com/forum/american-express-membership-rewards/1321588-when-next-airline-transfer-bonus-see-wiki-usa-history.html