https://ficoforums.myfico.com/t5/Credit-Cards/Alliant-Cash-Back-Questions/m-p/5573777#M1636354 <P>Im really thinking of applying for a cash back card and the alliant looks good. I generally collect points but I want to make use of the spread that I can make by getting 3% or 2.5% and what I would pay to pay my taxes via CC.&nbsp;</P><P>&nbsp;</P><P>Anyway, I am curious if anyone has some insight into the approval process, via Credit Karma, both bureaus they have listed have me at ~750. I no derogatory's etc. I would like to get approved for as large a line as possible because my quarterly tax payments are pretty substancial.</P><P>&nbsp;</P><P>I currently have a CSR $32k limit, no balance and a Cap One Spark Business $15k, no balance on my reports if that matters.&nbsp;</P><P>&nbsp;</P><P>Also, Im curious if anyone has gotten the AF waived ever and if alliant is generous with CLs.&nbsp;</P><P>&nbsp;</P><P>TIA</P> Fri, 12 Apr 2019 18:14:02 GMT Anonymous 2019-04-12T18:14:02Z https://ficoforums.myfico.com/t5/Credit-Cards/Alliant-Cash-Back-Questions/m-p/5573777#M1636354 <P>Im really thinking of applying for a cash back card and the alliant looks good. I generally collect points but I want to make use of the spread that I can make by getting 3% or 2.5% and what I would pay to pay my taxes via CC.&nbsp;</P><P>&nbsp;</P><P>Anyway, I am curious if anyone has some insight into the approval process, via Credit Karma, both bureaus they have listed have me at ~750. I no derogatory's etc. I would like to get approved for as large a line as possible because my quarterly tax payments are pretty substancial.</P><P>&nbsp;</P><P>I currently have a CSR $32k limit, no balance and a Cap One Spark Business $15k, no balance on my reports if that matters.&nbsp;</P><P>&nbsp;</P><P>Also, Im curious if anyone has gotten the AF waived ever and if alliant is generous with CLs.&nbsp;</P><P>&nbsp;</P><P>TIA</P> Fri, 12 Apr 2019 18:14:02 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Alliant-Cash-Back-Questions/m-p/5573777#M1636354 Anonymous 2019-04-12T18:14:02Z https://ficoforums.myfico.com/t5/Credit-Cards/Alliant-Cash-Back-Questions/m-p/5583014#M1636366 <P>From what I've heard, the Alliant VS is generous&nbsp;with starting credit limits. Can't speak from experience though. AS for the AF, I have no idea, unfortunately...</P> Sun, 21 Apr 2019 00:08:08 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Alliant-Cash-Back-Questions/m-p/5583014#M1636366 Anonymous 2019-04-21T00:08:08Z https://ficoforums.myfico.com/t5/Credit-Cards/Alliant-Cash-Back-Questions/m-p/5583428#M1636440 <P>I've never heard of a credit union waiving an annual fee.</P> Sun, 21 Apr 2019 13:03:36 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Alliant-Cash-Back-Questions/m-p/5583428#M1636440 UpperNwGuy 2019-04-21T13:03:36Z