topic Re: Credit limit above 100k is it possible? in Credit Cards

Credit limit above 100k is it possible?

Anonymous — Sat, 20 Apr 2019 22:28:28 GMT

I am trying really hard to get my CL above 100k.

I got 2 Bofa CC with close to 100k each but not over 100k.

I have excelent credit score and 15 credit cards. Some of them I have double but none above 100k

I don't know what should I do to go above 100k.

http://basepic.com/storage/app/images/3776c618b0b1290b230412977a054dfd.png

http://basepic.com/public/#/images/2cd70da76b1457d4363bc35d85ba93a6.png?share

Re: Credit limit above 100k is it possible?

AverageJoesCredit — Sat, 20 Apr 2019 23:21:15 GMT

Paging @K-in-Boston lol.

With Boa, its like asking is it really greener on the other side or if you swipe a credit card in an empty store, does it really register

Re: Credit limit above 100k is it possible?

aircobra — Sat, 20 Apr 2019 23:24:19 GMT

71k balance?!?!

Re: Credit limit above 100k is it possible?

Anonymous — Sat, 20 Apr 2019 23:25:23 GMT

I think you are on the cusp. I would place money you will be in the 100k club sooner than you think.

Re: Credit limit above 100k is it possible?

ChargedUp — Sat, 20 Apr 2019 23:34:23 GMT

You've got the "request a credit line increase" flag right there. Put in 150,000 and let the soft pulls rolll!

Re: Credit limit above 100k is it possible?

Anonymous — Sat, 20 Apr 2019 23:35:38 GMT

I tried but looks like 99,900 is the max!

Re: Credit limit above 100k is it possible?

ChargedUp — Sat, 20 Apr 2019 23:41:49 GMT

Have you attempted to move some credit line from one card to another?

Re: Credit limit above 100k is it possible?

Anonymous — Sat, 20 Apr 2019 23:45:54 GMT

I did that already

Also I use the cards to the bone its not like I am not using them.

Re: Credit limit above 100k is it possible?

Anonymous — Sat, 20 Apr 2019 23:48:06 GMT

Talking to someone in the approval department could probably make it happen.

Re: Credit limit above 100k is it possible?

ChargedUp — Sat, 20 Apr 2019 23:59:47 GMT

@Anonymous wrote:
I did that already

Also I use the cards to the bone its not like I am not using them.

Then, I'd agree... You've hit the BoA per account ceiling (at least for the products you have.) I know Amex will let you poke through the $100K mark, but I'll almost guarantee they'll want a 4506-T and thick, clean reports to make it happen. (Which being that BoA has trusted you with $200K, I'm guessing you have the latter ) I think the only other banks I've seen anyone break that limit with is Chase and City National (in California).

Re: Credit limit above 100k is it possible?

joltdude — Sun, 21 Apr 2019 00:28:42 GMT

Think the United Nations FCU is also an option for high limit cards...

-J

Re: Credit limit above 100k is it possible?

AverageJoesCredit — Sun, 21 Apr 2019 00:47:55 GMT

The priblem all you high rollers have is that $100 needed to break 100k is reserved for Average Joes like me

Sorry...i just had a Milky Way

Re: Credit limit above 100k is it possible?

pinkandgrey — Sun, 21 Apr 2019 01:16:51 GMT

I’m sure it is possible. Mahraja probably has two.

I bet you can get it there eventually. Assuming your income supports it, that is.

Re: Credit limit above 100k is it possible?

Anonymous — Sun, 21 Apr 2019 01:34:20 GMT

My AMEX green card is above 100k but for any other card I can't push it above 100k

http://basepic.com/public/#/images/450a964de8c49221fa3c43dc69b18413.png?share

Re: Credit limit above 100k is it possible?

Noctilum — Sun, 21 Apr 2019 01:52:45 GMT

My sister has a Sapphire Reserve at $150k and Delta Reserve at $100k. She uses them religiously and did have to prove income, which is about $25k a month.

Re: Credit limit above 100k is it possible?

Anonymous — Sun, 21 Apr 2019 01:59:28 GMT

Have a BofA/Merrill inside contact. I'll ask, though I don't think he has much to do with their cards.
Do you have anything else going on with them (such as investments)?

Re: Credit limit above 100k is it possible?

Anonymous — Sun, 21 Apr 2019 02:01:32 GMT

No. Not really. Nothing special.

Re: Credit limit above 100k is it possible?

MyDataMyChoice — Sun, 21 Apr 2019 03:40:51 GMT

Do you have the Preferred Rewards Card?

What is your relationship with Merrill or BofA / US Trust...Platinum Honors Rewards Level...Banking Rewards (250k+) or 10M+

Ask if you are eligable for the OCTAVE Amex (10 MIllion Required to put app thru)

Re: Credit limit above 100k is it possible?

Anonymous — Sun, 21 Apr 2019 03:47:51 GMT

I have "Platinum Honors Rewards Level" only

Re: Credit limit above 100k is it possible?

MyDataMyChoice — Sun, 21 Apr 2019 03:51:37 GMT

Do you have a FA with Merrill lynch? If not... get one... you will be coded as Wealth Management .... GWIM