topic Re: Any way to get past CSR 48 mo rule in Credit Cards

Any way to get past CSR 48 mo rule

Anonymous — Sun, 21 Apr 2019 23:04:47 GMT

A couple of questions in this one. Stupidly I opened a CSP and closed it before I did any travel two years ago. I opened it two years ago this month, and this month I went below 5/24 as well. I searched and could not find anything, but is there any way to get past the 48 month rule for the CSR? Does referral work? Can you apply for card a week after you become under 5/24 or does it need to be the next month? I am thinking about the platinum, but there is no Uber around here and no GrubHub or anything like that so it might not be a good fit, and the gold card I got before the AF went up is kind of in the same boat. Can't get all my value off of those cards I feel. Thank you

Re: Any way to get past CSR 48 mo rule

Anonymous — Sun, 21 Apr 2019 23:14:52 GMT

I just read an article about trying to get around the 5/24 rule. One thing that they suggest is to go into a branch to see if you have any pre-quals. I have no idea why going into a branch would help but the article pointed out that there are data points that show that it does still work... sometimes.

As for your other cards, maybe your current considerations aren't the best fit (?). I make a wants/needs list now just to have a good visual.

Re: Any way to get past CSR 48 mo rule

kdm31091 — Sun, 21 Apr 2019 23:22:31 GMT

Are you referring to 5/24, or are you referring to the 48 month Sapphire bonus policy?

The only way around 5/24 are in branch preapprovals.

As for the 48 month wait between bonuses, no, there isn't any way around it that I know of. It's a firm policy.

Re: Any way to get past CSR 48 mo rule

Anonymous — Sun, 21 Apr 2019 23:44:01 GMT

Specifically getting around the 48 mo rule. I'm not even sure you can get the card before 48 mo. I just knew it remained 24 mo wording for the bonus on referral but that may have been fixed too.

Re: Any way to get past CSR 48 mo rule

NRB525 — Mon, 22 Apr 2019 01:44:42 GMT

I think the 48 month rule relates to the SUB.

As long as you are under 5/24 you should be able to app and get the card, either CSP or CSR, without a CSP/CSR SUB.

Re: Any way to get past CSR 48 mo rule

UpperNwGuy — Mon, 22 Apr 2019 01:56:44 GMT

OP: Are you willing to get the card without the signup bonus? If so, there is hope. Otherwise, there is no hope.

Re: Any way to get past CSR 48 mo rule

noobody — Mon, 22 Apr 2019 16:03:58 GMT

did op get SUB 2 years ago?
what is "Stupidly I opened a CSP and closed it before I did any travel two years ago. " refer to？