topic Re: PenFed Fico Score 9 Update in Credit Cards

PenFed Fico Score 9 Update

RicHowe — Wed, 01 May 2019 13:51:38 GMT

PenFed finally updated Fico Score 9 in account (Score pulled on 4/09/2019)

Still in TurboTax purgatory. It's still, "No Offers For You!"

Anyone see updated offers in their account?

Re: PenFed Fico Score 9 Update

NRB525 — Wed, 01 May 2019 13:20:35 GMT

Congrats on the score update.
Are you a member of PenFed? Are you looking for certain kinds of offers from them?

Re: PenFed Fico Score 9 Update

Anonymous — Wed, 01 May 2019 13:46:09 GMT

You can't get a FICO score from Penfed unless you are a member of the bank.
I am assuming that he has an account there

Re: PenFed Fico Score 9 Update

Anonymous — Wed, 01 May 2019 13:56:43 GMT

Thanks for posting your updated score. I didn't realize PenFed would update Equifax FICO 9 scores on the 1st of the month since they usually do it on weekends.

My score was at 800 in December then fell to 740 after I bought a new truck, so its nice to see it recovering.

And for the very first time ever, I've managed to get offers from PenFed. The offers are nothing that I'd use but they are much better than seeing the usual TurboTax ad.

Re: PenFed Fico Score 9 Update

CreditCuriosity — Wed, 01 May 2019 13:59:57 GMT

Yet again no offers member for 4+ years and my primary FI have a 27k CC with tem and about a 10k PL with them and a score of around 800.. I for whatever reason can not make the magical list. Frustrating for sure, but whatever have alll i need from them although be nice to get my CC up to 50k by sp

Re: PenFed Fico Score 9 Update

imaximous — Wed, 01 May 2019 14:09:34 GMT

I've been a member for 1yr 2mos and ~26 days (who's counting?). Haven't seen an offer for anything yet.

Re: PenFed Fico Score 9 Update

Anonymous — Wed, 01 May 2019 14:46:51 GMT

PenFed member since September 2017 and this is the first time I've gotten offers.

Re: PenFed Fico Score 9 Update

sjt — Sun, 05 May 2019 19:38:35 GMT

@Anonymous wrote:
Thanks for posting your updated score. I didn't realize PenFed would update Equifax FICO 9 scores on the 1st of the month since they usually do it on weekends.

My score was at 800 in December then fell to 740 after I bought a new truck, so its nice to see it recovering.

And for the very first time ever, I've managed to get offers from PenFed. The offers are nothing that I'd use but they are much better than seeing the usual TurboTax ad.

So they are offering you auto loans after you got one last December. #TimingIsOff

Re: PenFed Fico Score 9 Update

sjt — Sun, 05 May 2019 19:41:43 GMT

I got an extended warranty offer for $3K.

Re: PenFed Fico Score 9 Update

Meanmchine — Sun, 05 May 2019 19:59:13 GMT

FICO9 833

Nuttin since 4/2018 auto loan offers, not taken

Re: PenFed Fico Score 9 Update

hawkins — Sun, 05 May 2019 19:59:27 GMT

I gave up even trying to get any CLI from them. If I get one cool if not I dont care anymore. PenFed is not the same this year as last year. I have noticed not too many people this year thus far not getting any SP CLIs. Last year seemed like every quarter people were getting sometimes huge CLIs. I am still a fan of PenFed and will keep using my cards but am done with hoping for any CLIs. Moving on.

Re: PenFed Fico Score 9 Update

Jnbmom — Sun, 05 May 2019 20:06:24 GMT

I have given up too on the CLIs, I have 2 cards with them both over a year old. Never get anything but that lovely turbo tax. I have asked for CLI in the past and always got shot down. Both cards have been cozy in the SD for awhile.

Re: PenFed Fico Score 9 Update

Anonymous — Sun, 05 May 2019 20:21:07 GMT

@sjt wrote:
@Anonymous wrote:
Thanks for posting your updated score. I didn't realize PenFed would update Equifax FICO 9 scores on the 1st of the month since they usually do it on weekends.

My score was at 800 in December then fell to 740 after I bought a new truck, so its nice to see it recovering.

So they are offering you auto loans after you got one last December. #TimingIsOff

You could say so, but I didn't finance my truck through PenFed so they don't know I had a recent auto loan.

The finance manager at the dealership steered me to a local credit union which appears to be the captive lender for that dealer. They came within 10 basis points of PenFed's rate so I went with them. In hindsight I might have got taken a bit but I'm not going to worry about it.

Re: PenFed Fico Score 9 Update

seattlecredit08 — Sun, 05 May 2019 21:38:01 GMT

I also got my FICO score updated with PenFed as of 4/9. No offers.

However, I thought PenFed offer schedule was January/April/July/October?

I guess they are doing some monthly (e.g. May) offers as well now?

Thanks!!

Re: PenFed Fico Score 9 Update

Anonymous — Mon, 06 May 2019 00:57:29 GMT

Mine PenFed acccount (I have an auto loan with them) has the Pen Fed cash cards in the top list. But on the bottom right it only as Turbo Tax and an auto loan ad. Is the top list he offers that are good or only the bottom right ads?

Re: PenFed Fico Score 9 Update

Revelate — Mon, 06 May 2019 03:55:10 GMT

801, though this was before the new account and inquiry hit, though before AAOA got to 5 years too.

Pretty sure I ain’t over 800 now, though will say not bad for a score with a 30D late a year and a few days earlier. Number of delinquencies is still top reason code too hah.

Anyway I get snail mail pre-approvals from PenFed but never anything in the online interface.

Re: PenFed Fico Score 9 Update

expatCanuck — Sun, 26 May 2019 18:17:46 GMT

No offers, tho' I've only been a member since January. Access America chequing plus 10K SL PowerCash card. I just auto-deposit the minimum needed to keep the chequing account fee-free, so PF has no way to see/validate my income (which would justify a higher limit; but for a 'legacy' Citizens Bank card that I maintain 'cause it's old, the PF card has my lowest SL).

Re: PenFed Fico Score 9 Update

SBR249 — Sun, 26 May 2019 20:32:41 GMT

@seattlecredit08 wrote:
I also got my FICO score updated with PenFed as of 4/9. No offers.

However, I thought PenFed offer schedule was January/April/July/October?

I guess they are doing some monthly (e.g. May) offers as well now?

Thanks!!

Yeah, I've had SP offers from them for about a year now, never taken any but have noticed the amounts offered do change from month to month sometimes. So I assume they are SPing more frequently and adjusting their offers. Maybe they SP a lot to keep tabs on things but don't always buy the score so the FICO isn't updated as often.

Re: PenFed Fico Score 9 Update

Anonymous — Sat, 01 Jun 2019 14:58:09 GMT

PenFed EQ FICO 9 score for June is now live.

Re: PenFed Fico Score 9 Update

Namaste7 — Sat, 01 Jun 2019 15:04:32 GMT

@Anonymous wrote:
PenFed EQ FICO 9 score for June is now live.

June is indeed live but the offers are not 😂