https://ficoforums.myfico.com/t5/Credit-Cards/Will-upgrading-my-Capital-One-card-Effect-the-age-of-my-accounts/m-p/5603027#M1640669 I have a very basic Capital One platinum visa $1250 credit limit. This was my second credit card opened way back in 2007. My goal is to try and obtain some higher credit limits across my cards so that I can use more promotional offers on balance transfers without having severe negative impacts on utilization. I tried a CLI and was denied for a reason such as not using my current credit limit enough. I find this funny since for the past year I had a few hundred dollars on the card at 0% just paid it off one or two statements ago.<BR /><BR />My understanding is the upgrading to a quicksilver will likely allow me to get better CLIs and a higher limit. I have a pre approval offer that states I will keep my same account number. I’m not willing to try for a larger credit limit on this account if it will reset the age of the account from 11+ years to 0 months. Is that what’ll happen? If so I’d rather keep this useless card open to lift up my average age and apply for more credit elsewhere. Been having a tough time researching how this works and want to make sure I don’t damage myself.<BR /><BR />My current credit score is in the mid 700s with utilization around 20% I have about 8 cards this capital one is by far the smallest the average limit on my cards is about 10k my highest is 17,700 Tue, 07 May 2019 15:31:20 GMT Anonymous 2019-05-07T15:31:20Z https://ficoforums.myfico.com/t5/Credit-Cards/Will-upgrading-my-Capital-One-card-Effect-the-age-of-my-accounts/m-p/5603027#M1640669 I have a very basic Capital One platinum visa $1250 credit limit. This was my second credit card opened way back in 2007. My goal is to try and obtain some higher credit limits across my cards so that I can use more promotional offers on balance transfers without having severe negative impacts on utilization. I tried a CLI and was denied for a reason such as not using my current credit limit enough. I find this funny since for the past year I had a few hundred dollars on the card at 0% just paid it off one or two statements ago.<BR /><BR />My understanding is the upgrading to a quicksilver will likely allow me to get better CLIs and a higher limit. I have a pre approval offer that states I will keep my same account number. I’m not willing to try for a larger credit limit on this account if it will reset the age of the account from 11+ years to 0 months. Is that what’ll happen? If so I’d rather keep this useless card open to lift up my average age and apply for more credit elsewhere. Been having a tough time researching how this works and want to make sure I don’t damage myself.<BR /><BR />My current credit score is in the mid 700s with utilization around 20% I have about 8 cards this capital one is by far the smallest the average limit on my cards is about 10k my highest is 17,700 Tue, 07 May 2019 15:31:20 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Will-upgrading-my-Capital-One-card-Effect-the-age-of-my-accounts/m-p/5603027#M1640669 Anonymous 2019-05-07T15:31:20Z https://ficoforums.myfico.com/t5/Credit-Cards/Will-upgrading-my-Capital-One-card-Effect-the-age-of-my-accounts/m-p/5603059#M1640670 Answering from someone who pc from cap1 platinum to venture1 myself and the answer is no. All terms, card number &amp; apr remain the same the only different is the type of card. But you can start getting the benefits of the new card but not the sign up bonus offer...<BR /> Tue, 07 May 2019 15:59:30 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Will-upgrading-my-Capital-One-card-Effect-the-age-of-my-accounts/m-p/5603059#M1640670 Petit3tee 2019-05-07T15:59:30Z https://ficoforums.myfico.com/t5/Credit-Cards/Will-upgrading-my-Capital-One-card-Effect-the-age-of-my-accounts/m-p/5603065#M1640671 Thanks I’m gonna take the leap. I’ll try for another CLI in a few days after the PC I think the platinum card was holding me back. We’ll see. Tue, 07 May 2019 16:04:02 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Will-upgrading-my-Capital-One-card-Effect-the-age-of-my-accounts/m-p/5603065#M1640671 Anonymous 2019-05-07T16:04:02Z