topic Re: How fast Issuers give out earned SUBs in Credit Cards

How fast Issuers give out earned SUBs

Anonymous — Sat, 11 May 2019 22:55:15 GMT

Ive been on an app spree and was just curious how long different issuers credit SUBs to account. And if theres a different between cobranded cards vs bank branded cards

In my experience CSR CSP and Chase unlimited have been credited at same time as 1st statement after I hit minimum spend

American Express preferred took 2 statements

American Express Platinum Delta hasnt happened yet been. (been 1 statement since I hit minimum spend)

Chase United Explorer hasnt happened yet (havent had 1 statement cut yet)

How long has it taken you guys to get SUBs

Re: How fast Issuers give out earned SUBs

Anonymous — Sat, 11 May 2019 23:07:06 GMT

Typically they hit the same day you have a transaction that meets the spend threshold actually posting or within a couple of days of that. There are some outliers though that wait until you hit X statements before posting and most co-brands hit on the statement date following meeting the spend requirement.

Re: How fast Issuers give out earned SUBs

Anonymous — Sun, 12 May 2019 00:44:09 GMT

My Amex SUBs all hit very quickly after the spend target was achieved. I hit the $2k spend on my Hilton Ascend this past Tuesday evening. By mid morning the next day the SUB was credited.

Re: How fast Issuers give out earned SUBs

simplynoir — Sun, 12 May 2019 01:16:57 GMT

It depends on the issuer honestly. Some like AMEX and Capital One give it to you after a few days at most, others like Chase and Citi wait til your statement is generated before giving handing out SUBs.

Re: How fast Issuers give out earned SUBs

mongstradamus — Sun, 12 May 2019 01:50:51 GMT

@Anonymous wrote:
My Amex SUBs all hit very quickly after the spend target was achieved. I hit the $2k spend on my Hilton Ascend this past Tuesday evening. By mid morning the next day the SUB was credited.

Interesting I haven’t seen any of my point hit on my aspire , first statement cut already and still nothing in my hilton account. I made sure its same account and everything guess I will wait and see till next statement to see if anything shows up.

Re: How fast Issuers give out earned SUBs

Andypanda — Sun, 12 May 2019 02:08:30 GMT

US Bank was given on next statement, as was SUB for signing up for discover through amazon.

Re: How fast Issuers give out earned SUBs

Anonymous — Sun, 12 May 2019 02:16:09 GMT

Excellent topic! I just hit my NFCU Visa Sig bonus today. Waiting to see when that $250 will roll in.

Re: How fast Issuers give out earned SUBs

fritscher — Sun, 12 May 2019 03:07:46 GMT

I got my Capital one savor right away and my cash magnet as well next day

Re: How fast Issuers give out earned SUBs

Loquat — Sun, 12 May 2019 03:21:14 GMT

I’ve had mixed results with Amex. For me the subs on co-brands have posted within days of meeting spend regardless of where I a in the billing cycle...MR earning subs in my experience seem to lag a billing cycle after the sub requirements have been met.

Re: How fast Issuers give out earned SUBs

Anonymous — Sun, 12 May 2019 03:28:46 GMT

@mongstradamus wrote:
@Anonymous wrote:
My Amex SUBs all hit very quickly after the spend target was achieved. I hit the $2k spend on my Hilton Ascend this past Tuesday evening. By mid morning the next day the SUB was credited.
Interesting I haven’t seen any of my point hit on my aspire , first statement cut already and still nothing in my hilton account. I made sure its same account and everything guess I will wait and see till next statement to see if anything shows up.

My Hilton points posted the next day on my Aspire after I met the minimum spend.

Re: How fast Issuers give out earned SUBs

Brian_Earl_Spilner — Sun, 12 May 2019 03:31:29 GMT

Every sub I've gotten has posted within a few days. It's been a while since I've had Chase so I can't comment on that. Now, my Delta referrals have taken between 3 days and almost 2 weeks....

Re: How fast Issuers give out earned SUBs

pinkandgrey — Sun, 12 May 2019 14:32:52 GMT

Cap One and Amex have always been really quick—within a couple days of hitting the spend.

Re: How fast Issuers give out earned SUBs

mongstradamus — Sun, 12 May 2019 17:52:23 GMT

@Anonymous wrote:
@mongstradamus wrote:
@Anonymous wrote:
My Amex SUBs all hit very quickly after the spend target was achieved. I hit the $2k spend on my Hilton Ascend this past Tuesday evening. By mid morning the next day the SUB was credited.
Interesting I haven’t seen any of my point hit on my aspire , first statement cut already and still nothing in my hilton account. I made sure its same account and everything guess I will wait and see till next statement to see if anything shows up.
My Hilton points posted the next day on my Aspire after I met the minimum spend.

Interesting did you meet SUB in first statement? I would think i would get at least some points in my account for just using the card regularly. Right now I have zero points in my hilton account. If I don’t see anything after second statement cuts next month then I am going to call Amex to see what’s going on with it.

Re: How fast Issuers give out earned SUBs

Anonymous — Sun, 12 May 2019 20:35:58 GMT

Uber Visa gave me my sub almost instantly. I like it for rewards they show them almost instantly as well plus the Visa locals on top is amazing. Just got 14 percent for eating out.

Re: How fast Issuers give out earned SUBs

Anonymous — Tue, 21 May 2019 17:42:45 GMT

I can vouch for Chase. Got a chase freedom, got the sub this morning, a couple of days after spend.

Re: How fast Issuers give out earned SUBs

TheAuthorizedUser — Tue, 21 May 2019 18:22:47 GMT

Chase Sapphire SUB showed up in the waiting for next statement section in about two days. Then after my closing date on the statement it was available.

Re: How fast Issuers give out earned SUBs

KLEXH25 — Tue, 21 May 2019 18:38:16 GMT

I haven’t gotten any cards with SUBS yet. Do lenders help you track spending towards a sub or do you have to do it yourself?

Re: How fast Issuers give out earned SUBs

Anonymous — Tue, 21 May 2019 18:43:38 GMT

My uber Visa did keep track. My American Express Bonvoy Brilliant does not help keep track.

On a side note the Uber Visa points show up fast in the system as well. Really like my uber.

Re: How fast Issuers give out earned SUBs

paulesport — Fri, 24 May 2019 05:57:06 GMT

Hit my $5K spend on my AmEx BonVoy Brilliant about a week into my first statement for the SUB; and got the points in my account within a day and then into my BonVoy Account 2 days later.

Re: How fast Issuers give out earned SUBs

NaaryalHead — Fri, 24 May 2019 07:07:49 GMT

Anyone with a Citi Premier / Prestige, how long did you have to wait for the SUB thank you points to be available?

I guess after you hit the spend target and then the next statement closing, right?