topic Re: Home Depot CC - Pre-Qual in Credit Cards

Home Depot CC - Pre-Qual

Anonymous — Sun, 19 May 2019 03:31:33 GMT

Is there a pre-qual for the Home Depot CC? I can't seem to find one.

What kind of score do you need to qualify for it?

Curious before I take a HP.

Re: Home Depot CC - Pre-Qual

Jnbmom — Sun, 19 May 2019 03:35:28 GMT

https://www.homedepot.com/c/Credit_Center#ConsumerCredit

Re: Home Depot CC - Pre-Qual

Anonymous — Sun, 19 May 2019 04:55:39 GMT

You're the best!

We Couldn't Pre-Qualify You at This Time

Lol.

Re: Home Depot CC - Pre-Qual

Jnbmom — Sun, 19 May 2019 05:20:21 GMT

@Anonymous wrote:
You're the best!

We Couldn't Pre-Qualify You at This Time

Lol.

Sorry about no prequalify

I think they mainly pull EQ for this card and I believe you should have about 680 or so for this card, atleast in our experience.

Re: Home Depot CC - Pre-Qual

CreditInspired — Sun, 19 May 2019 11:52:15 GMT

@Anonymous wrote:
You're the best!

We Couldn't Pre-Qualify You at This Time

Lol.

Sorry about the denial OP but kudos to you for asking first before taking the plunge. And thanks to @Jnbmom for providing the link so you didnt get a HP for naught.

Re: Home Depot CC - Pre-Qual

betax — Mon, 20 May 2019 19:04:25 GMT

I have never got anything to show up in the prequalify link. Tried multiple times previously but never applied. However i recenty got a snail mail prequalifed offer for the home depot card. They pulled TU . It was instantly approved. Score 672 fico.

Hope this helps.

Re: Home Depot CC - Pre-Qual

Anonymous — Mon, 08 Jul 2019 03:31:21 GMT

Thank you. I'm not close to the 680 yet. Any idea about the lowes card?

Re: Home Depot CC - Pre-Qual

Anonymous — Mon, 08 Jul 2019 03:31:43 GMT

Thank you CI!

Re: Home Depot CC - Pre-Qual

Anonymous — Mon, 08 Jul 2019 03:32:19 GMT

Hopefully, this will happen to me!

Considering trying for the lowes card.

Re: Home Depot CC - Pre-Qual

Caught750 — Mon, 08 Jul 2019 11:44:55 GMT

OP, Citi will be more sensitive than Synch when it comes to the recent unpaid CAs and Hugh Util. I’d seriously focus on making improvements there before I did anything else.

Re: Home Depot CC - Pre-Qual

ReEducationOfAnEgoiste — Mon, 08 Jul 2019 12:15:46 GMT

Thanks for the link results was quite enlightening. OP give it a couple of months, let your scores go up, pay down/off debts and try again.

Re: Home Depot CC - Pre-Qual

Anonymous — Mon, 08 Jul 2019 17:56:20 GMT

I plan to pay all of my balances down to $0 between now and mid September. That will also give me 3 more months of age. Which isn’t much but it’s something. My UTI will be down a ton as well! While I was paying these cards down, I was considering using cs 360. Do you think that would be a wise move?

Re: Home Depot CC - Pre-Qual

Anonymous — Mon, 08 Jul 2019 17:56:53 GMT

Will do, thank you.