topic Re: Best CU Credit Cards in Credit Cards

Best CU Credit Cards

Green456 — Tue, 28 May 2019 01:56:56 GMT

I will be looking next year for CU credit cards. Obviously Penfed is on my mind but
what are some other good CU credit cards that anyone can get?

Re: Best CU Credit Cards

CreditInspired — Tue, 28 May 2019 02:00:31 GMT

@Green456 wrote:
I will be looking next year for CU credit cards. Obviously Penfed is on my mind but
what are some other good CU credit cards that anyone can get?

It would be helpful if you told us what you're looking for and your DPs.

Re: Best CU Credit Cards

SouthJamaica — Tue, 28 May 2019 02:15:52 GMT

@Green456 wrote:
I will be looking next year for CU credit cards. Obviously Penfed is on my mind but
what are some other good CU credit cards that anyone can get?

If you'd like a no-balance-transfer-fee, no-cash-advance-fee, low interest, non-rewards card, I would recommend the Unify FCU variable rate platinum. My interest rate on it is 7.24%.

Re: Best CU Credit Cards

Anonymous — Tue, 28 May 2019 02:19:48 GMT

@SouthJamaica wrote:
@Green456 wrote:
I will be looking next year for CU credit cards. Obviously Penfed is on my mind but
what are some other good CU credit cards that anyone can get?
If you'd like a no-balance-transfer-fee, no-cash-advance-fee, low interest, non-rewards card, I would recommend the Unify FCU variable rate platinum. My interest rate on it is 7.24%.

Unify bumped it to 8.74% for new accounts and fixed rate went to 9.49%. Garden Savings’ 8% fixed is pretty much the best deal now.

Re: Best CU Credit Cards

Anonymous — Tue, 28 May 2019 02:31:52 GMT

Here's a good place to look.

https://www.depositaccounts.com/checking/reward-checking-accounts.html

for more in depth research such as hp/sp sort of stuff for joiining

https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/

Re: Best CU Credit Cards

Green456 — Tue, 28 May 2019 02:40:59 GMT

@Anonymous wrote:
Here's a good place to look.

https://www.depositaccounts.com/checking/reward-checking-accounts.html

for more in depth research such as hp/sp sort of stuff for joiining

https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/

I’m looking for good CU credit cards not opening bank accounts in exchange for bonus.

Re: Best CU Credit Cards

Anonymous — Tue, 28 May 2019 02:42:53 GMT

Where do CC's come from?

Re: Best CU Credit Cards

Green456 — Tue, 28 May 2019 02:44:18 GMT

@CreditInspired wrote:
@Green456 wrote:
I will be looking next year for CU credit cards. Obviously Penfed is on my mind but
what are some other good CU credit cards that anyone can get?
It would be helpful if you told us what you're looking for and your DPs.

I am looking for a credit card which I can keep for awhile to establish long term credit history. Rewards are less important. Stability of the institution and their service is important.

Re: Best CU Credit Cards

Anonymous — Tue, 28 May 2019 02:47:25 GMT

Does it have to support e-bills?

Re: Best CU Credit Cards

Brian_Earl_Spilner — Tue, 28 May 2019 02:53:30 GMT

@Green456 wrote:
@Anonymous wrote:
Here's a good place to look.

https://www.depositaccounts.com/checking/reward-checking-accounts.html

for more in depth research such as hp/sp sort of stuff for joiining

https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/
I’m looking for good CU credit cards not opening bank accounts in exchange for bonus.

All credit unions require you to open some type of account in order to get their products.

Re: Best CU Credit Cards

Green456 — Tue, 28 May 2019 03:12:10 GMT

@Anonymous wrote:
Does it have to support e-bills?

It would be great but not required for CU. But I have to be able to pay from 3rd party bank full statement balance. I don’t want archaic CC like Fort Knox.

Re: Best CU Credit Cards

ChargedUp — Tue, 28 May 2019 03:19:03 GMT

What state are you in? Most CU's are geographically restricted.

Here in CA, Golden 1 CU is popular for its credit card offerings, among other things.

Re: Best CU Credit Cards

Green456 — Tue, 28 May 2019 03:24:33 GMT

NJ and about to move to KY

Re: Best CU Credit Cards

Anonymous — Tue, 28 May 2019 03:34:25 GMT

I hear they make good bourbon there.

Re: Best CU Credit Cards

Green456 — Tue, 28 May 2019 03:40:30 GMT

@Anonymous wrote:
I hear they make good bourbon there.

That’s why I’m moving.

Re: Best CU Credit Cards

ChargedUp — Tue, 28 May 2019 04:17:50 GMT

Here's a list of credit unions in the state of Kentucky. I have no experience with any of them, but you can check out their offerings and see what matches your needs.

https://www.creditunionsonline.com/kentucky-credit-unions.html

Re: Best CU Credit Cards

TheBoondocks — Tue, 28 May 2019 05:27:24 GMT

Garden Savings and Premier America credit union is the best as of now, I have pacu at 7.95% FR.

Re: Best CU Credit Cards

Green456 — Tue, 28 May 2019 17:31:03 GMT

Besides good APR are there any good travel and rewards cards?

Re: Best CU Credit Cards

VanderSnoot — Tue, 28 May 2019 23:41:49 GMT

I have Alliant's 2.5% cash back card (12 month SUB: 3%). It has an AF and I will likely PC to their no-AF 2% card. Their interface has a few quirks, but it's navigable. If I were into simplicity, I would happily pay the AF, add a category card or two, and call it a day.

I'm a fan of NFCU. I have their More Rewards card for groceries. Their travel card is inclusive and has a low $49 AF. In general, their products are solid if unremarkable. Their service is phenomenal, and they will help you grow. I imagine USAA and PenFed are similar but don't have direct experience.

Re: Best CU Credit Cards

Green456 — Wed, 29 May 2019 00:44:55 GMT

@VanderSnoot wrote:
I have Alliant's 2.5% cash back card (12 month SUB: 3%). It has an AF and I will likely PC to their no-AF 2% card. Their interface has a few quirks, but it's navigable. If I were into simplicity, I would happily pay the AF, add a category card or two, and call it a day.

I'm a fan of NFCU. I have their More Rewards card for groceries. Their travel card is inclusive and has a low $49 AF. In general, their products are solid if unremarkable. Their service is phenomenal, and they will help you grow. I imagine USAA and PenFed are similar but don't have direct experience.

Navy is out of my league as I have no military connection. Does Alliant allow you to pay from 3rd party bank?