topic Re: Exception where only Discover Network is accepted in Credit Cards

Exception where only Discover Network is accepted

Anonymous — Fri, 31 May 2019 13:22:03 GMT

I don't post often, but I recently was at a store that only accepts Discover network credit cards. It is Woodman's, which is a medium-sized grocery store chain in the midwest. I have only been to two locations, but neither accepted Visa, Mastercard, nor Amex Network credit cards. I realize this is a small exception on the grand scheme of things, not a large one like Costco only taking Visa. Still, for those who continue to say that card network makes no or an insignificant difference, this appears to be another niche example where network does matter (and one of the few times Discover wins in the network battle).

Re: Exception where only Discover Network is accepted

Green456 — Fri, 31 May 2019 13:37:35 GMT

@Anonymous wrote:
I don't post often, but I recently was at a store that only accepts Discover network credit cards. It is Woodman's, which is a medium-sized grocery store chain in the midwest. I have only been to two locations, but neither accepted Visa, Mastercard, nor Amex Network credit cards. I realize this is a small exception on the grand scheme of things, not a large one like Costco only taking Visa. Still, for those who continue to say that card network makes no or an insignificant difference, this appears to be another niche example where network does matter (and one of the few times Discover wins in the network battle).

Not an issue. Usually there is plenty of ATMs. I get to use any ATM in the country without fees. The only place that really makes a difference to me is gas stations because usually I’m in a hurry and I don’t feel like getting out of the car.

Re: Exception where only Discover Network is accepted

AverageJoesCredit — Fri, 31 May 2019 14:19:13 GMT

I once visited a lab to get a chest xray and they only accepted Discover, go figure

Re: Exception where only Discover Network is accepted

Anonymous — Fri, 31 May 2019 14:39:40 GMT

@Green456 wrote:
@Anonymous wrote:
I don't post often, but I recently was at a store that only accepts Discover network credit cards. It is Woodman's, which is a medium-sized grocery store chain in the midwest. I have only been to two locations, but neither accepted Visa, Mastercard, nor Amex Network credit cards. I realize this is a small exception on the grand scheme of things, not a large one like Costco only taking Visa. Still, for those who continue to say that card network makes no or an insignificant difference, this appears to be another niche example where network does matter (and one of the few times Discover wins in the network battle).
Not an issue. Usually there is plenty of ATMs. I get to use any ATM in the country without fees. The only place that really makes a difference to me is gas stations because usually I’m in a hurry and I don’t feel like getting out of the car.

But in Q1 losing out on the 5% is a pretty big chunk of change!

Re: Exception where only Discover Network is accepted

Anonymous — Fri, 31 May 2019 14:40:55 GMT

@AverageJoesCredit wrote:
I once visited a lab to get a chest xray and they only accepted Discover, go figure

I guess I would want them to Discover what's going on! Better than medical offices where they send you out on the American Express!

Re: Exception where only Discover Network is accepted

Green456 — Fri, 31 May 2019 17:06:01 GMT

@Anonymous wrote:
@Green456 wrote:
@Anonymous wrote:
I don't post often, but I recently was at a store that only accepts Discover network credit cards. It is Woodman's, which is a medium-sized grocery store chain in the midwest. I have only been to two locations, but neither accepted Visa, Mastercard, nor Amex Network credit cards. I realize this is a small exception on the grand scheme of things, not a large one like Costco only taking Visa. Still, for those who continue to say that card network makes no or an insignificant difference, this appears to be another niche example where network does matter (and one of the few times Discover wins in the network battle).
Not an issue. Usually there is plenty of ATMs. I get to use any ATM in the country without fees. The only place that really makes a difference to me is gas stations because usually I’m in a hurry and I don’t feel like getting out of the car.
But in Q1 losing out on the 5% is a pretty big chunk of change!

Depends on a person and their spending habits. I pay for everything with cash or debit. I save >5% that way.

Re: Exception where only Discover Network is accepted

pinkandgrey — Fri, 31 May 2019 17:12:17 GMT

@AverageJoesCredit wrote:
I once visited a lab to get a chest xray and they only accepted Discover, go figure

And Disco wouldn’t allow the charge, so you were forced into slavery to pay your debt to the lab, right?

OP, that’s kind of crazy! I’ve never been to a store that didn’t accept MC or Visa!

Re: Exception where only Discover Network is accepted

MakingProgress — Fri, 31 May 2019 19:25:08 GMT

@Anonymous wrote:
I don't post often, but I recently was at a store that only accepts Discover network credit cards. It is Woodman's, which is a medium-sized grocery store chain in the midwest. I have only been to two locations, but neither accepted Visa, Mastercard, nor Amex Network credit cards. I realize this is a small exception on the grand scheme of things, not a large one like Costco only taking Visa. Still, for those who continue to say that card network makes no or an insignificant difference, this appears to be another niche example where network does matter (and one of the few times Discover wins in the network battle).

Interesting. The last I knew Woodman's only took Debit cards, no credit. Thats one reason I don't shop there.

Re: Exception where only Discover Network is accepted

Anonymous — Fri, 31 May 2019 21:13:37 GMT

@Green456 wrote:
@Anonymous wrote:
I don't post often, but I recently was at a store that only accepts Discover network credit cards. It is Woodman's, which is a medium-sized grocery store chain in the midwest. I have only been to two locations, but neither accepted Visa, Mastercard, nor Amex Network credit cards. I realize this is a small exception on the grand scheme of things, not a large one like Costco only taking Visa. Still, for those who continue to say that card network makes no or an insignificant difference, this appears to be another niche example where network does matter (and one of the few times Discover wins in the network battle).
Not an issue. Usually there is plenty of ATMs. I get to use any ATM in the country without fees. The only place that really makes a difference to me is gas stations because usually I’m in a hurry and I don’t feel like getting out of the car.

Woodman's also has gas stations that take Discover-only as well.

Re: Exception where only Discover Network is accepted

Anonymous — Mon, 03 Jun 2019 11:43:44 GMT

@Green456 wrote:
@Anonymous wrote:
@Green456 wrote:
@Anonymous wrote:
I don't post often, but I recently was at a store that only accepts Discover network credit cards. It is Woodman's, which is a medium-sized grocery store chain in the midwest. I have only been to two locations, but neither accepted Visa, Mastercard, nor Amex Network credit cards. I realize this is a small exception on the grand scheme of things, not a large one like Costco only taking Visa. Still, for those who continue to say that card network makes no or an insignificant difference, this appears to be another niche example where network does matter (and one of the few times Discover wins in the network battle).
Not an issue. Usually there is plenty of ATMs. I get to use any ATM in the country without fees. The only place that really makes a difference to me is gas stations because usually I’m in a hurry and I don’t feel like getting out of the car.
But in Q1 losing out on the 5% is a pretty big chunk of change!
Depends on a person and their spending habits. I pay for everything with cash or debit. I save >5% that way.

Measured by psychological means?

Re: Exception where only Discover Network is accepted

zerofire — Mon, 03 Jun 2019 23:27:16 GMT

I have never seen a location that accepted less than two networks. Though I have never been in a Cosco either so that goes to show how hard I am looking. Generally a business that advertises only the major two will not know the extent of their contracts and equipment. I spend a bit of time teaching servers, secretaries, and other people that handle card machines all over the place.

Re: Exception where only Discover Network is accepted

joltdude — Tue, 04 Jun 2019 14:00:30 GMT

At one time BJs was like Costco, but only took Discover instead of (at the time) AmEX..... Some examples do still exist.. just not many of them.....

-J