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    <title>topic Re: Need help for apply for a hidden tradelines Credit Card ? in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Need-help-for-apply-for-a-hidden-tradelines-Credit-Card/m-p/515730#M164776</link>
    <description>&lt;P&gt;In my experience, BOA updates immediately. EXP posts it as they recieve it, EQ and TU 3-7 days.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Link a posted, they mostly pull TU sometimes EQ.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Good Luck&lt;/P&gt;</description>
    <pubDate>Thu, 04 Jun 2009 22:06:39 GMT</pubDate>
    <dc:creator>wmarat</dc:creator>
    <dc:date>2009-06-04T22:06:39Z</dc:date>
    <item>
      <title>Need help for apply for a hidden tradelines Credit Card ?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Need-help-for-apply-for-a-hidden-tradelines-Credit-Card/m-p/515720#M164769</link>
      <description>&lt;P&gt;Long story short. Because the stupid BOA CLD my credit card to 3200 ( $100 above my current balance ), I need to apply a hidden tradelines credit card to transfer the balance quick. Before the BOA upadte the balance to the Major Big 3. My current Util is 21% now.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If I let BOA update the balance my UTIL will be a little over 64%, I think it will scare all my other creditor.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;TU fico is 738 today Clean&lt;/P&gt;&lt;P&gt;EQ Fico is 688 today. One 5.5 years old paid collection still on file.&amp;nbsp;&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Any good idea what can I do ?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 04 Jun 2009 21:53:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Need-help-for-apply-for-a-hidden-tradelines-Credit-Card/m-p/515720#M164769</guid>
      <dc:creator>smalldede</dc:creator>
      <dc:date>2009-06-04T21:53:11Z</dc:date>
    </item>
    <item>
      <title>Re: Need help for apply for a hidden tradelines Credit Card ?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Need-help-for-apply-for-a-hidden-tradelines-Credit-Card/m-p/515722#M164771</link>
      <description>&lt;P&gt;Those cards are not reported, unless deliquent.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;http://www.cardpartner.com/partners&lt;/P&gt;</description>
      <pubDate>Thu, 04 Jun 2009 21:57:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Need-help-for-apply-for-a-hidden-tradelines-Credit-Card/m-p/515722#M164771</guid>
      <dc:creator>wmarat</dc:creator>
      <dc:date>2009-06-04T21:57:01Z</dc:date>
    </item>
    <item>
      <title>Re: Need help for apply for a hidden tradelines Credit Card ?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Need-help-for-apply-for-a-hidden-tradelines-Credit-Card/m-p/515725#M164773</link>
      <description>&lt;P&gt;Thank you very much .&lt;/P&gt;&lt;P&gt;Do you know when will the Stupid BOA update my new credit limit&lt;/P&gt;&lt;P&gt;and current balance to the Major 3 ? Thy normally update my balance on 11 each month.&lt;/P&gt;&lt;P&gt;Do I still have the time to apply ?All the card from the site are not instanly approve .&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Really scared now&amp;nbsp;&lt;img id="mansad" class="emoticon emoticon-mansad" src="https://ficoforums.myfico.com/i/smilies/16x16_man-sad.gif" alt="Man Sad" title="Man Sad" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;DIV class="message-edit-history"&gt;&lt;SPAN class="edit-author"&gt;Message Edited by smalldede on &lt;/SPAN&gt;&lt;SPAN class="local-date"&gt;06-04-2009&lt;/SPAN&gt;&lt;SPAN class="local-time"&gt; 03:03 PM&lt;/SPAN&gt;&lt;/DIV&gt;</description>
      <pubDate>Thu, 04 Jun 2009 22:03:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Need-help-for-apply-for-a-hidden-tradelines-Credit-Card/m-p/515725#M164773</guid>
      <dc:creator>smalldede</dc:creator>
      <dc:date>2009-06-04T22:03:08Z</dc:date>
    </item>
    <item>
      <title>Re: Need help for apply for a hidden tradelines Credit Card ?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Need-help-for-apply-for-a-hidden-tradelines-Credit-Card/m-p/515730#M164776</link>
      <description>&lt;P&gt;In my experience, BOA updates immediately. EXP posts it as they recieve it, EQ and TU 3-7 days.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Link a posted, they mostly pull TU sometimes EQ.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Good Luck&lt;/P&gt;</description>
      <pubDate>Thu, 04 Jun 2009 22:06:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Need-help-for-apply-for-a-hidden-tradelines-Credit-Card/m-p/515730#M164776</guid>
      <dc:creator>wmarat</dc:creator>
      <dc:date>2009-06-04T22:06:39Z</dc:date>
    </item>
    <item>
      <title>Re: Need help for apply for a hidden tradelines Credit Card ?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Need-help-for-apply-for-a-hidden-tradelines-Credit-Card/m-p/515783#M164786</link>
      <description>On a similar subject (and hijacking slightly) does anyone know who UMB pull?</description>
      <pubDate>Thu, 04 Jun 2009 23:43:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Need-help-for-apply-for-a-hidden-tradelines-Credit-Card/m-p/515783#M164786</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-06-04T23:43:04Z</dc:date>
    </item>
    <item>
      <title>Re: Need help for apply for a hidden tradelines Credit Card ?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Need-help-for-apply-for-a-hidden-tradelines-Credit-Card/m-p/515785#M164787</link>
      <description>&lt;P&gt;See above yours post.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Creditpartners and UMB are the same.&lt;/P&gt;</description>
      <pubDate>Thu, 04 Jun 2009 23:44:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Need-help-for-apply-for-a-hidden-tradelines-Credit-Card/m-p/515785#M164787</guid>
      <dc:creator>wmarat</dc:creator>
      <dc:date>2009-06-04T23:44:49Z</dc:date>
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