topic Re: Drooling over BB Americas Credit Card in Credit Cards

Drooling over BB Americas Credit Card

cardme — Wed, 26 Jun 2019 06:46:11 GMT

I’ve been a decently long time follower of this forum, but this is my first time posting.

I remember hearing awhile back about the BB Americas Platinum Plus card (https://www.bbamericas.com/en/personal/credit-cards/). My credit scores are all 790+ with a pretty good income. I’ve prided myself in now only owning 5 cards in total, all without annual fees nor foreign transaction fees. Two of those cards are my primary cards, 1 basically a gas card, and 2 where I mostly benefit in the form of travel credit.

One thing I am still lacking is Priority Pass access. I don’t want to have to pay an annual fee to get it (especially given I have enough in assets to get it free in nearly any other country besides the US, for some reason), but I also don’t live in Florida.

My question is this... has anybody done the full process of establishing a deposit account with BB Americas (since it looks like it is required to get their card) and gotten their Platinum Plus card? Furthermore, has anybody done this in more recent time (or even better all without taking residence in the state of Florida, without having to travel there tons)? Would love and appreciate any feedback anybody could provide.

Re: Drooling over BB Americas Credit Card

NRB525 — Wed, 26 Jun 2019 08:53:59 GMT

Welcome to posting

Looks like the PP benefit is up to 4 times per year. How often are you travelling, to use lounge access?

Which cards do you already have?

Re: Drooling over BB Americas Credit Card

FireMedic1 — Wed, 26 Jun 2019 08:55:56 GMT

Never heard of them and I'm a Miami native. Dont know how to respond. But I love the $20,000.00 secured plat plus card?!?! Wow!

Re: Drooling over BB Americas Credit Card

Anonymous — Wed, 26 Jun 2019 11:10:50 GMT

I have no knowledge of the card you’re talking about, but just FYI my Hilton Ascend gives me free PP membership and 10 passes per year - might be worth looking into if PP is one of your main goals.

EDIT: I saw you don’t want to pay an AF and that card carries one at $95.

@FireMedic1, holy he11, I just saw that too - never saw a $20k secured card before lol

Re: Drooling over BB Americas Credit Card

coldfusion — Wed, 26 Jun 2019 12:10:23 GMT

I laughed out loud when I saw this thread.

This was a Flavor Of The Month target on this forum in September 2017 and if you search here you should find the master thread, there were at least a dozen of us who were successful applicants. Not long after the FOTM event it was reported that the cards became georestricted.

I don't know of anyone here that was successful in obtaining a Platinum Plus card, a few of us including myself were issued Platinum cards instead with a $10K SL (I think it was Good1 who reconned and got his limit bumped to $10K). From memory most successful applicants were issued Platinum cards with a roughly $5K SL or their Classic card with an even lower SL. The inference here is that the bar is set exceptionally high if one is to be issued their Platinum Plus card.

The application process was slow. They are a relatively small bank and it showed.

The online interface is clunky, but it is functional.

Re: Drooling over BB Americas Credit Card

CreditCuriosity — Wed, 26 Jun 2019 13:32:22 GMT

One correction small bank with presence in the US, very large bank in Brazil... Ya application process as i remember took 30+ days?

Re: Drooling over BB Americas Credit Card

coldfusion — Wed, 26 Jun 2019 13:45:42 GMT

@CreditCuriosity wrote:
One correction small bank with presence in the US, very large bank in Brazil... Ya application process as i remember took 30+ days?

Yes I remember it took some people over a month to get the card. I think it took almost 2 weeks for me to get my verification call, I remember it was from a very pleasant young woman.

Re: Drooling over BB Americas Credit Card

FinStar — Wed, 26 Jun 2019 14:22:01 GMT

@coldfusion wrote:
@CreditCuriosity wrote:
One correction small bank with presence in the US, very large bank in Brazil... Ya application process as i remember took 30+ days?
Yes I remember it took some people over a month to get the card. I think it took almost 2 weeks for me to get my verification call, I remember it was from a very pleasant young woman.

I went through the same process last year, mine took a little over 3 weeks for verification and eventually was approved for $18K. The whole process took a month from start to finish IIRC.

Re: Drooling over BB Americas Credit Card

Anonymous — Wed, 26 Jun 2019 14:36:57 GMT

It looks like a great card if you’re very accident prone.

Re: Drooling over BB Americas Credit Card

CreditCuriosity — Wed, 26 Jun 2019 14:42:28 GMT

@FinStar wrote:
@coldfusion wrote:
@CreditCuriosity wrote:
One correction small bank with presence in the US, very large bank in Brazil... Ya application process as i remember took 30+ days?
Yes I remember it took some people over a month to get the card. I think it took almost 2 weeks for me to get my verification call, I remember it was from a very pleasant young woman.

I went through the same process last year, mine took a little over 3 weeks for verification and eventually was approved for $18K. The whole process took a month from start to finish IIRC.

@FinStar did you end up with the plus or platnium out of of being curious? Thanks

Re: Drooling over BB Americas Credit Card

FinStar — Wed, 26 Jun 2019 14:48:54 GMT

Hey @CreditCuriosity, I was approved for the Platinum Plus 😜

Re: Drooling over BB Americas Credit Card

CreditCuriosity — Wed, 26 Jun 2019 14:51:33 GMT

@FinStar wrote:
Hey @CreditCuriosity, I was approved for the Platinum Plus 😜

wow first dp i have seen of this, you gotta speak up my friend

Re: Drooling over BB Americas Credit Card

coldfusion — Wed, 26 Jun 2019 16:57:43 GMT

@CreditCuriosity wrote:
@FinStar wrote:
Hey @CreditCuriosity, I was approved for the Platinum Plus 😜
wow first dp i have seen of this, you gotta speak up my friend

Yes I think you're the first, if not only. Mahraja also ended up with the Platinum as well if I remember right.

Re: Drooling over BB Americas Credit Card

FinStar — Wed, 26 Jun 2019 18:34:37 GMT

I recall applying for that specific product, but based on the previous DPs, it appears they considered certain [internal] criteria to determine whether one would qualify for one vs. the other.

When I spoke to the UW, which was the same individual conducting the verification process, we struck a good convo in Portuguese (dunno if that actually warmed up the waters or not 😁) I also mentioned that I would be in MIA within that period to open up an account, so between both of those two interactions is my assumption as for getting the 'nudge' for the Platinum Plus. But, that's just my theory.

Re: Drooling over BB Americas Credit Card

FireMedic1 — Wed, 26 Jun 2019 20:19:15 GMT

@Anonymous wrote:
I have no knowledge of the card you’re talking about, but just FYI my Hilton Ascend gives me free PP membership and 10 passes per year - might be worth looking into if PP is one of your main goals.

EDIT: I saw you don’t want to pay an AF and that card carries one at $95.

@FireMedic1, holy he11, I just saw that too - never saw a $20k secured card before lol

LOL! Guess the weathly have to get a secured card when they hit rock bottom too!

Re: Drooling over BB Americas Credit Card

Anonymous — Wed, 26 Jun 2019 22:16:31 GMT

I guess so! But man, just imagine, with Disco often giving one’s CL a kick up the stairs at graduation from secured - wonder what kinda CL they’d give you upon graduation if you secured the card with 20 Gs...

Re: Drooling over BB Americas Credit Card

batsy71 — Mon, 20 Jul 2020 03:37:20 GMT

@cardme Did you ever apply for this card? Given how unique it is, I am curious too, whether there is a backdoor entry to this card? Looks like being a bank client of this bank is very hard unless one isnt brazilian or brazilian origin or can visit the offices in FL.

The card is still available for those who can navigate the labyrinth

Re: Drooling over BB Americas Credit Card

cardme — Mon, 20 Jul 2020 05:08:43 GMT

@batsy71 wrote:
@cardme Did you ever apply for this card? Given how unique it is, I am curious too, whether there is a backdoor entry to this card? Looks like being a bank client of this bank is very hard unless one isnt brazilian or brazilian origin or can visit the offices in FL.

The card is still available for those who can navigate the labyrinth

I actually ended up skipping out on this one. Although appealing, the fact that I'd have to keep some money in a deposit account (and possibly travel to FL to schmooze my way in...?) - I decided to go the other way. Pathfinder also includes (pay-per-visit) PriorityPass now too

Re: Drooling over BB Americas Credit Card

UpperNwGuy — Mon, 20 Jul 2020 12:49:45 GMT

@cardme wrote:
@batsy71 wrote:
@cardme Did you ever apply for this card? Given how unique it is, I am curious too, whether there is a backdoor entry to this card? Looks like being a bank client of this bank is very hard unless one isnt brazilian or brazilian origin or can visit the offices in FL.

The card is still available for those who can navigate the labyrinth
I actually ended up skipping out on this one. Although appealing, the fact that I'd have to keep some money in a deposit account (and possibly travel to FL to schmooze my way in...?) - I decided to go the other way. Pathfinder also includes (pay-per-visit) PriorityPass now too

Is Pathfinder taking apps once again? I know they had stopped taking apps for several months.

Re: Drooling over BB Americas Credit Card

cardme — Mon, 20 Jul 2020 19:17:36 GMT

@UpperNwGuy wrote:
@cardme wrote:
@batsy71 wrote:
@cardme Did you ever apply for this card? Given how unique it is, I am curious too, whether there is a backdoor entry to this card? Looks like being a bank client of this bank is very hard unless one isnt brazilian or brazilian origin or can visit the offices in FL.

The card is still available for those who can navigate the labyrinth
I actually ended up skipping out on this one. Although appealing, the fact that I'd have to keep some money in a deposit account (and possibly travel to FL to schmooze my way in...?) - I decided to go the other way. Pathfinder also includes (pay-per-visit) PriorityPass now too
Is Pathfinder taking apps once again? I know they had stopped taking apps for several months.

Yeah, I believe they never reopened to new applications. It is a great card otherwise though. Covid-19 not only took a lot of travel away from us, it also changed some of the landscape of cards.