topic Re: 🚨 TARGET RED CARD EXPERTS NEEDED🚨 in Credit Cards

🚨 TARGET RED CARD EXPERTS NEEDED🚨

Anonymous — Wed, 26 Jun 2019 18:38:10 GMT

So contrary to my previous post , since I was only hit with one inquiry on transunion ,I feel that I have a little wiggle room to possibly get another great card ! Even tho I have three cards if I were to get another account I feel that my file would not be as thin and thus I won’t look too risky to lenders. Just a few questions if any experts can help 🤗
- what credit score is mostly needed or accepted for the red card? What bureaus are possibly used?
- I have seen so many negative reviews but many individuals have this card, does anyone know why it has a bad rep
- if you were in my shoes, would you wait to apply for another card or apply ?

Re: 🚨 TARGET RED CARD EXPERTS NEEDED🚨

Adkins — Wed, 26 Jun 2019 19:13:18 GMT

@Anonymous wrote:
So contrary to my previous post , since I was only hit with one inquiry on transunion ,I feel that I have a little wiggle room to possibly get another great card ! Even tho I have three cards if I were to get another account I feel that my file would not be as thin and thus I won’t look too risky to lenders. Just a few questions if any experts can help 🤗
- what credit score is mostly needed or accepted for the red card? What bureaus are possibly used?
- I have seen so many negative reviews but many individuals have this card, does anyone know why it has a bad rep
- if you were in my shoes, would you wait to apply for another card or apply ?

I haven't seen your other posts, but if you've gotten three cards in the last six months or less, I would wait to apply for any card. FYI, if you just want the 5% discount, just get the debit version.

- I think they pulled TU or EX for me, can't remember. 680s? I think.

- It's useless outside of Target unless you have the MasterCard version. Plus the debit card does the same thing.

- I would wait at least six months, for a possible better starting line

Re: 🚨 TARGET RED CARD EXPERTS NEEDED🚨

Andypanda — Wed, 26 Jun 2019 19:54:47 GMT

Pulled eq for me

Re: 🚨 TARGET RED CARD EXPERTS NEEDED🚨

Anonymous — Wed, 26 Jun 2019 19:58:51 GMT

W/O your full stats it's hard to make a recommendation on what to go for next.

As to the red card.... the biggest issue is the low CL they typically assign and lack of growth.

If you paint a full picture of what cards you have and your FICO's it's easier to assess your next steps.

Re: 🚨 TARGET RED CARD EXPERTS NEEDED🚨

Anonymous — Wed, 26 Jun 2019 20:51:34 GMT

I said I have three cards in total and I have only applied for a recent card a couple of days ago, but great thanks for advice 💗💗

Re: 🚨 TARGET RED CARD EXPERTS NEEDED🚨

Anonymous — Wed, 26 Jun 2019 20:54:22 GMT

I have stated my full stats in previous post. It is titled NAVY FEDERAL AMERICAN EXPRESS APPROVED !!! but I was not aware of the low credit line , good info

Re: 🚨 TARGET RED CARD EXPERTS NEEDED🚨

Anonymous — Wed, 26 Jun 2019 20:55:32 GMT

Oh ok cool, do you mind saying which state you are in ? I know it differs where you live .

Re: 🚨 TARGET RED CARD EXPERTS NEEDED🚨

Brian_Earl_Spilner — Wed, 26 Jun 2019 21:00:22 GMT

I think I was approved with a 612. Took 4 years to get my first CLI.

Re: 🚨 TARGET RED CARD EXPERTS NEEDED🚨

chhull00 — Wed, 26 Jun 2019 21:15:12 GMT

@Anonymous wrote:
So contrary to my previous post , since I was only hit with one inquiry on transunion ,I feel that I have a little wiggle room to possibly get another great card ! Even tho I have three cards if I were to get another account I feel that my file would not be as thin and thus I won’t look too risky to lenders. Just a few questions if any experts can help 🤗
- what credit score is mostly needed or accepted for the red card? What bureaus are possibly used?
- I have seen so many negative reviews but many individuals have this card, does anyone know why it has a bad rep
- if you were in my shoes, would you wait to apply for another card or apply ? I got my target about 15 months ago, and my scores were in low 700s, i started at 800, then around 9 months went to 2000 now 15 months later got increase to 9000 (and a MC), spend wasnt alot maybe 50-75 month, pay in full on due date, they pulled equifax, good luck to you whatever you decide to do

Re: 🚨 TARGET RED CARD EXPERTS NEEDED🚨

Anonymous — Wed, 26 Jun 2019 21:29:26 GMT

Great!! ,, Very helpful 👌🏾☺️ Thankyou ,all the best of Luck to you as well !

Re: 🚨 TARGET RED CARD EXPERTS NEEDED🚨

Anonymous — Wed, 26 Jun 2019 21:31:16 GMT

Omg 4 years 😩, Would you recommend any other retail cards ?

Re: 🚨 TARGET RED CARD EXPERTS NEEDED🚨

Brian_Earl_Spilner — Wed, 26 Jun 2019 21:42:28 GMT

@Anonymous wrote:
Omg 4 years 😩, Would you recommend any other retail cards ?

Nope. This is the one I use the most.