topic Re: Need 3rd Card Advice Using ITIN without SSN in Credit Cards

Need 3rd Card Advice Using ITIN without SSN

Anonymous — Sun, 30 Jun 2019 16:13:57 GMT

I would appreciate some advice on a good credit card to apply for using just my ITIN. I have 2 Bank of America Cash reward cards with SLs of $1000 and $4500. Got the fiorst card in December last year and the second last week. My Fico8 score is 738. No late payments.

Any advice would be apprciate.

Re: Need 3rd Card Advice Using ITIN without SSN

MrCreditInternational — Sun, 30 Jun 2019 18:55:16 GMT

You can apply to both Amex and Deserve Pro without an SSN.

With Amex you’ll have to call to apply, and I would strongly recommend going with a charge card like the Gold since it is an amazing card and probably easier to get approved for compared to other credit cards.

With Deserve you can apply online but you’ll have to send a picture of your bank balance and you’ll probably get approved for a small amount (~500$)

Edit: I think Citi and Cap1 accept applicants with ITIN

Re: Need 3rd Card Advice Using ITIN without SSN

jonsnow3130 — Sun, 30 Jun 2019 21:33:14 GMT

My wife has ITIN and she has the following cards
1. PayPal Mastercard ($10K)
2. CapitalOne Platinum Mastercard ($3k)
3. JCPenny ($10K)
4. Bofa ($3K)
5. Amex Blue Cash ($12K)
6. Amex Everyday Cash Rewards ($12K)

For CapitalOne and Amex cards, after applying we had to manually call in and verify the details.

Re: Need 3rd Card Advice Using ITIN without SSN

Anonymous — Mon, 01 Jul 2019 00:21:16 GMT

@MrCreditInternational wrote:
You can apply to both Amex and Deserve Pro without an SSN.

With Amex you’ll have to call to apply, and I would strongly recommend going with a charge card like the Gold since it is an amazing card and probably easier to get approved for compared to other credit cards.
With Deserve you can apply online but you’ll have to send a picture of your bank balance and you’ll probably get approved for a small amount (~500$)

Edit: I think Citi and Cap1 accept applicants with ITIN

Thanks for the very helpful advice.

Re: Need 3rd Card Advice Using ITIN without SSN

Anonymous — Mon, 01 Jul 2019 22:06:54 GMT

@jonsnow3130 wrote:
My wife has ITIN and she has the following cards
1. PayPal Mastercard ($10K)
2. CapitalOne Platinum Mastercard ($3k)
3. JCPenny ($10K)
4. Bofa ($3K)
5. Amex Blue Cash ($12K)
6. Amex Everyday Cash Rewards ($12K)

For CapitalOne and Amex cards, after applying we had to manually call in and verify the details.

Thanks for the great advice you provided.

I applied for the Amex Blue Cash Everyday credit card yesterday and got approved for 5k. I also applied for the CapitalOne Platimun card yesterday and got a message that the application was being processed and I will be informed of the status soon. Hopefully, that gets approved too.

Thanks again!