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    <title>topic Re: BBVA clear points card BT offer in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/BBVA-clear-points-card-BT-offer/m-p/5670359#M1653623</link>
    <description>&lt;P&gt;I got a BT offer for my clear points today but mine is 9.99% for 36 mos. I may call in and see if they will make it 0%&lt;/P&gt;</description>
    <pubDate>Sat, 06 Jul 2019 08:29:15 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2019-07-06T08:29:15Z</dc:date>
    <item>
      <title>BBVA clear points card BT offer</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/BBVA-clear-points-card-BT-offer/m-p/5667137#M1652911</link>
      <description>&lt;P&gt;Just a heads up, I got a BT offer in the mail with enclosed checks, 0% for 36 months and no BT fees.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Not sure if anyone is looking for BT deals, but this seems like a good deal.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Now my card turns 6 months end of this week, I am hoping but not overly confident I can will get an Automatic CLI at the 6 month mark, I know some have and some have had to wait 12 months, I guess we shall see, that will sway my decision on using the BT deal&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 03 Jul 2019 02:55:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/BBVA-clear-points-card-BT-offer/m-p/5667137#M1652911</guid>
      <dc:creator>Jnbmom</dc:creator>
      <dc:date>2019-07-03T02:55:02Z</dc:date>
    </item>
    <item>
      <title>Re: BBVA clear points card BT offer</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/BBVA-clear-points-card-BT-offer/m-p/5667159#M1652912</link>
      <description>&lt;P&gt;I don't have any BBVA relationship but received a mailer from them today.&amp;nbsp; This is giving me a reason to pause and consider!&lt;/P&gt;</description>
      <pubDate>Wed, 03 Jul 2019 03:20:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/BBVA-clear-points-card-BT-offer/m-p/5667159#M1652912</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-07-03T03:20:14Z</dc:date>
    </item>
    <item>
      <title>Re: BBVA clear points card BT offer</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/BBVA-clear-points-card-BT-offer/m-p/5667267#M1652935</link>
      <description>0% for 36 months with no fee?! That’s better than Comenity offers!&lt;BR /&gt;&lt;BR /&gt;I have yet to receive any BT offers with BBVA but of course with a $2K limit they would be pointless anyway. That’s pretty sick though.</description>
      <pubDate>Wed, 03 Jul 2019 09:37:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/BBVA-clear-points-card-BT-offer/m-p/5667267#M1652935</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-07-03T09:37:42Z</dc:date>
    </item>
    <item>
      <title>Re: BBVA clear points card BT offer</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/BBVA-clear-points-card-BT-offer/m-p/5667760#M1653042</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1021785"&gt;@Jnbmom&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Just a heads up, I got a BT offer in the mail with enclosed checks, 0% for 36 months and &lt;FONT color="#0000FF"&gt;&lt;STRONG&gt;no BT fees&lt;/STRONG&gt;&lt;/FONT&gt;.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Not sure if anyone is looking for BT deals, but this seems like a good deal.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Now my card turns 6 months end of this week, I am hoping but not overly confident I can will get an Automatic CLI at the 6 month mark, I know some have and some have had to wait 12 months, I guess we shall see, that will sway my decision on using the BT deal&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;So far I haven't received this offer, but if I do I'll likely use it to 'shuffle' my existing BTs to one card.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;36 months with no fee is about the best I've seen! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 03 Jul 2019 19:06:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/BBVA-clear-points-card-BT-offer/m-p/5667760#M1653042</guid>
      <dc:creator>UncleB</dc:creator>
      <dc:date>2019-07-03T19:06:30Z</dc:date>
    </item>
    <item>
      <title>Re: BBVA clear points card BT offer</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/BBVA-clear-points-card-BT-offer/m-p/5668071#M1653091</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/902416"&gt;@UncleB&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1021785"&gt;@Jnbmom&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Just a heads up, I got a BT offer in the mail with enclosed checks, 0% for 36 months and &lt;FONT color="#0000FF"&gt;&lt;STRONG&gt;no BT fees&lt;/STRONG&gt;&lt;/FONT&gt;.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Not sure if anyone is looking for BT deals, but this seems like a good deal.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Now my card turns 6 months end of this week, I am hoping but not overly confident I can will get an Automatic CLI at the 6 month mark, I know some have and some have had to wait 12 months, I guess we shall see, that will sway my decision on using the BT deal&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;So far I haven't received this offer, but if I do I'll likely use it to 'shuffle' my existing BTs to one card.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;36 months with no fee is about the best I've seen! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;36 months 0% &amp;amp; no fee???, I'd be all over that . . .&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I got excited when I got a promo this week for 5X points up to $30 in add'l rewards for grocery spend July 1-4th. BBVA promos stack, so that mean 8% on groceries, my 3% category. I just got back from Walmart (mine codes as grocery on Visa/MC), I won't need more groceries for a month! And plenty of wine to go with it - I just needed another $100 spend for my BCP $250 upgrade SUB, so I stopped by a 'real' grocery store and the wine rack is now full.&lt;/P&gt;</description>
      <pubDate>Wed, 03 Jul 2019 23:13:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/BBVA-clear-points-card-BT-offer/m-p/5668071#M1653091</guid>
      <dc:creator>DaveInAZ</dc:creator>
      <dc:date>2019-07-03T23:13:14Z</dc:date>
    </item>
    <item>
      <title>Re: BBVA clear points card BT offer</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/BBVA-clear-points-card-BT-offer/m-p/5668328#M1653137</link>
      <description>Wow, Jnbmom thanks! That's crazy! Unheard of in this industry, I thought that Citi was the major lender with the longest of 21 months but BBVA gives 0% for 3 years AND NO BT fee, I wish I knew about this, no wonder they be sending me mail offers lol 😂</description>
      <pubDate>Thu, 04 Jul 2019 06:52:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/BBVA-clear-points-card-BT-offer/m-p/5668328#M1653137</guid>
      <dc:creator>TheBoondocks</dc:creator>
      <dc:date>2019-07-04T06:52:15Z</dc:date>
    </item>
    <item>
      <title>Re: BBVA clear points card BT offer</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/BBVA-clear-points-card-BT-offer/m-p/5670359#M1653623</link>
      <description>&lt;P&gt;I got a BT offer for my clear points today but mine is 9.99% for 36 mos. I may call in and see if they will make it 0%&lt;/P&gt;</description>
      <pubDate>Sat, 06 Jul 2019 08:29:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/BBVA-clear-points-card-BT-offer/m-p/5670359#M1653623</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-07-06T08:29:15Z</dc:date>
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