topic Re: The Black Card in Credit Cards

The Black Card

Creditaddict — Wed, 10 Jun 2009 20:51:21 GMT

Declined. because of chapter 13 still being open... neat that's the first time they have mentioned that, before they just told me better score and established credit... so wasted inq x 3!

and no I did not want to pay the annual fee for the black card but I thought it might help me get approved if I'm saying I'm willing to pay such a stupid fee!

Re: The Black Card

Imhotrodcrazy — Wed, 10 Jun 2009 22:50:40 GMT

@Creditaddict wrote:
Declined. because of chapter 13 still being open... neat that's the first time they have mentioned that, before they just told me better score and established credit... so wasted inq x 3!
and no I did not want to pay the annual fee for the black card but I thought it might help me get approved if I'm saying I'm willing to pay such a stupid fee!

When I saw what they wanted for the AF I read it twice because I thought I was seeing double. Can you believe that they would have the nerve to ask for that kind of an AF. In my mind, if a person can "afford" that kind of a fee, they really don't need any credit, because they have enough money already. I commend you for trying, but it was quite a cost at 3 inq's.

Message Edited by Imhotrodcrazy on 06-10-2009 03:50 PM

Re: The Black Card

Red1Blue — Wed, 10 Jun 2009 23:23:17 GMT

Which Black card did you apply for? Amex?

Re: The Black Card

BungalowMo — Wed, 10 Jun 2009 23:34:23 GMT

Creditaddict.....While I don't have advice for you, I have to tell you that I live your sig line...cracks me up!

Re: The Black Card

Creditaddict — Thu, 11 Jun 2009 00:39:10 GMT

www.theblackcard.com concord.

the stupid black card!

I need 100k more purchases a year to meet the black amex requirements or I SO WOULD!

Re: The Black Card

Red1Blue — Thu, 11 Jun 2009 00:50:55 GMT

This is issued by Barclays. I thought they are very stingy to get approved with. What CRA did they pull for you? What is the reason they gave for decline?

Re: The Black Card

Creditaddict — Thu, 11 Jun 2009 00:53:05 GMT

Chapter 13 still being open

but she said even if that had been closed I had WAY to many INQ. 13.

I argued INQ and rebuilding credit... I have choice words but ill leave it at that.