topic Re: Comenity Mastercards or Visa's /how many can you have? in Credit Cards

Comenity Mastercards or Visa's /how many can you have?

GApeachy — Sun, 21 Jul 2019 17:42:03 GMT

Comenity keeps a close watch (AA's) and it seems the better your profile the more $ Comenity trusts you with.....but just how much?

Curious to know how many fellow MF'ers have multiple Visa's or Mastercards issued by Comenity.

If you have multiple accts. would you include DP's please

I'll add my DP's-

# Accts: (2) UltamateMC and GoodSamVS

History: (2) 1998 Goodys store, $6.8k/closed; 2018 HSN store $6/closed

Fico Scores: Mid 700's for both MC and Visa (store cards were around high 6's/low 7's)

Cli's: (2) HSN 1st cli-$2k @ 2 months, 2nd cli @4 months-$2k

AA's: yes, denied cli on UltamateMC/with a HP!

Re: Comenity Mastercards or Visa's /how many can you have?

Guyatthebeach — Sun, 21 Jul 2019 19:46:56 GMT

Here are my DP’s:

Active accounts:

Good Sams Visa

Toyota Visa

Williams Sonoama Visa

all opened this year with HP

closed accounts:

Pier 1 and Buckle. Closed for inactivity.

Chapter 7 bankruptcy in February 2012. Current Fico 745.

Guyatthebeach

Re: Comenity Mastercards or Visa's /how many can you have?

GApeachy — Sun, 21 Jul 2019 20:24:25 GMT

@Guyatthebeach wrote:
closed accounts:
Pier 1 and Buckle. Closed for inactivity.

Thank you so much for responding. That's awesome that you have 3 visa's. When were the Pier1 and Buckle closed? Before, during, or after apping for your current visa's?

Re: Comenity Mastercards or Visa's /how many can you have?

britt585 — Sun, 21 Jul 2019 22:14:46 GMT

Hi....Will Comenity pull any other CR besides Experian?..

Re: Comenity Mastercards or Visa's /how many can you have?

gdale6 — Sun, 21 Jul 2019 22:20:03 GMT

@britt585 wrote:
Hi....Will Comenity pull any other CR besides Experian?..

Comenity is typically an EQ puller.

Re: Comenity Mastercards or Visa's /how many can you have?

AverageJoesCredit — Sun, 21 Jul 2019 22:25:33 GMT

But from what ive learned, you may need to have Experian unfrozen as when they pull Eq, they sp Ex on their Visas. Learned the hard way, lol.

Re: Comenity Mastercards or Visa's /how many can you have?

Guyatthebeach — Mon, 22 Jul 2019 01:58:59 GMT

LauraC,

buckle was closed 3 years ago and Pier One was closed 2 years ago. The other were in opened in the last 30 days.

Guyatthebeach