topic Re: Price protection after Citi in Credit Cards

Price protection after Citi

wasCB14 — Sun, 21 Jul 2019 02:02:44 GMT

So Citi is dropping price protection on 9/22. What cards are continuing to offer it? Understandably, some have major restrictions on the benefit.

- According to an upgrade offer I got from Chase two days ago, the $75 Hyatt card still includes it but the $95 card doesn't.

- I'm not sure what's going on with Barlcays and MC. I just started a dummy claim for a hypothetical 7/20 purchase on Aviator Red and the MC website let me proceed through a few screens...even though the benefit was supposedly discontinued weeks ago. Of course, they might not honor a claim even if they have the website to receive one.

Re: Price protection after Citi

Anonymous — Sun, 21 Jul 2019 02:07:15 GMT

US Bank's Cash 365 has it. It's called the Best Value Guarantee.

Re: Price protection after Citi

Anonymous — Sun, 21 Jul 2019 02:35:46 GMT

some united, hsbc, usaa cards still have it.

Re: Price protection after Citi

wasCB14 — Sun, 21 Jul 2019 03:00:01 GMT

@Anonymous wrote:
some united, hsbc, usaa cards still have it.

This Chase page says the IHG cards do, too.

https://www.chase.com/personal/credit-cards/ihg/earn/earn-rewards

Re: Price protection after Citi

Anonymous — Sun, 21 Jul 2019 14:28:06 GMT

Wells Fargo Visa Signature offers price protection.

Re: Price protection after Citi

DeschutesMyVaronis — Mon, 22 Jul 2019 00:03:09 GMT

Mastercard you get like two price protection claims within 60 days of purchase within 12 month period. I've used this a couple times on REI store Mastercard. Not the best but better than nothing.

https://www.mastercard.us/en-us/consumers/offers-promotions/card-benefits.html

Re: Price protection after Citi

PDXoriginal — Mon, 22 Jul 2019 00:13:43 GMT

@DeschutesMyVaronis wrote:
Mastercard you get like two price protection claims within 60 days of purchase within 12 month period. I've used this a couple times on REI store Mastercard. Not the best but better than nothing.

https://www.mastercard.us/en-us/consumers/offers-promotions/card-benefits.html

Citi doesn't support Mastercard benefits.

Re: Price protection after Citi

wasCB14 — Mon, 22 Jul 2019 00:27:47 GMT

@PDXoriginal wrote:
@DeschutesMyVaronis wrote:
Mastercard you get like two price protection claims within 60 days of purchase within 12 month period. I've used this a couple times on REI store Mastercard. Not the best but better than nothing.

https://www.mastercard.us/en-us/consumers/offers-promotions/card-benefits.html
Citi doesn't support Mastercard benefits.

There were several reports that Mastercard would be discontinuing price protection along with extended warranty as part of the recent benefit overhaul, but I don't think I've seen official confirmation of the nerfs.

True, Citi has generally determined and arranged benefits on its own, independent of what V/MC offer. Citi WEMC cards, for example, don't use the WEMC concierge.

Re: Price protection after Citi

Anonymous — Mon, 22 Jul 2019 00:33:23 GMT

@wasCB14 wrote:
@PDXoriginal wrote:
@DeschutesMyVaronis wrote:
Mastercard you get like two price protection claims within 60 days of purchase within 12 month period. I've used this a couple times on REI store Mastercard. Not the best but better than nothing.

https://www.mastercard.us/en-us/consumers/offers-promotions/card-benefits.html
Citi doesn't support Mastercard benefits.
There were several reports that Mastercard would be discontinuing price protection along with extended warranty as part of the recent benefit overhaul, but I don't think I've seen official confirmation of the nerfs.

True, Citi has generally determined and arranged benefits on its own, independent of what V/MC offer. Citi WEMC cards, for example, don't use the WEMC concierge.

FWIW, PayPal took it off their listing for the PayPal Cashback. It used to be prominently displayed on the page that you have 60 day price protection so I do believe that Mastercard probably dropped it. https://www.paypal.com/us/webapps/mpp/credit-card/2-percent-cash-back-mastercard

Re: Price protection after Citi

JikIdk — Mon, 22 Jul 2019 02:46:06 GMT

Mastercard did get rid of Price Protection and Extended Warranty. Heres an email I got from my credit union.

Re: Price protection after Citi

NRB525 — Mon, 22 Jul 2019 10:05:59 GMT

@DeschutesMyVaronis wrote:
Mastercard you get like two price protection claims within 60 days of purchase within 12 month period. I've used this a couple times on REI store Mastercard. Not the best but better than nothing.

https://www.mastercard.us/en-us/consumers/offers-promotions/card-benefits.html

How does price protection on REI purchases work, if REI issues a dividend each year?

Or are these purchases from other stores, rather than REI?

Re: Price protection after Citi

wasCB14 — Mon, 22 Jul 2019 16:44:16 GMT

@NRB525 wrote:
@DeschutesMyVaronis wrote:
Mastercard you get like two price protection claims within 60 days of purchase within 12 month period. I've used this a couple times on REI store Mastercard. Not the best but better than nothing.

https://www.mastercard.us/en-us/consumers/offers-promotions/card-benefits.html
How does price protection on REI purchases work, if REI issues a dividend each year?
Or are these purchases from other stores, rather than REI?

When I used Citi Price Rewind for REI stuff, my claims were approved without factoring in the dividend. I just used the price on the receipt.

Not out of intentional dishonesty...I didn't know until just checking now that the dividend could be redeemed as cash (rather than only store credit) and didn't bother to track whether items were eligible for the dividend or not.

Re: Price protection after Citi

DeschutesMyVaronis — Mon, 22 Jul 2019 20:07:13 GMT

The price protection was handled through Mastercard, so independent of REI or dividend. I've only used it twice (some backpacks I gave as gift) but it was pretty seemless. The lower price was from another online camping store. Pretty sure items were on sale already at REI so not elligible for dividend but I don't see any reason why both wouldn't apply. Shame to hear MC is killing this benefit. I did use Discover's pretty frequently until they removed it as well.

Re: Price protection after Citi

Anonymous — Mon, 05 Aug 2019 01:10:42 GMT

A few of the previous cards have lost price protection. The remaining ones I see include:

Barclays Uber
Chase Hyatt
Chase IHG
United
US Bank Cash 365

Dead benefit:

Citibank
Mastercard writ large
USAA

The other problem is that most of the remaining cards exclude internet price-matching--with the exception, I think, of the Uber card. Anyone have experience using this card? Please share.

Re: Price protection after Citi

Anonymous — Sun, 01 Sep 2019 13:16:14 GMT

Does anyone use price protection through a credit union or small bank? I have a specific category in mind (books) and am looking for a card that accepts Internet advert-matching.