topic Re: Account info in Credit Cards

Account info

Anonymous — Sun, 14 Jun 2009 01:48:07 GMT

I hope someone has the answer to this. Is it normal for a credit card company to ask for your bank acct. # and routing # on the application. This is definitely the first time I have encounterd this.

Re: Account info

Anonymous — Sun, 14 Jun 2009 01:56:02 GMT

I've never seen this on an application. What card were you applying for?

Re: Account info

Anonymous — Sun, 14 Jun 2009 02:17:18 GMT

Maybe for a secured card for quicker electroic proccesing of your deposit , other than that it's fishy

Re: Account info

Anonymous — Sun, 14 Jun 2009 02:32:24 GMT

I was searching for cards for people with not so good credit and ran across a card called First Option Visa. When it asked for my acct # and routing # i aborted the application.

Re: Account info

Anonymous — Sun, 14 Jun 2009 02:45:52 GMT

That is a secured card and requires a deposit from your bank account. If you are looking for a secured card, I would recommend checking out bank of Americas secured visa.

Re: Account info

Anonymous — Sun, 14 Jun 2009 02:54:44 GMT

Thank you that was helpful. So can i just go to the website and apply?

Re: Account info

Anonymous — Sun, 14 Jun 2009 19:14:38 GMT

Yes, Go to www.bankofamerica.com/creditcards/ and click on Build your credit. The minimum deposit required is $300, but you will get that back in 9-12 months when the card goes unsecured.