topic Re: Big Lots store card... in Credit Cards

Big Lots store card...

Anonymous — Thu, 15 Aug 2019 00:19:37 GMT

OK... Whose rockin' a Big Lots card?.. Don't be shy...

Re: Big Lots store card...

mikesonthemend — Thu, 15 Aug 2019 01:18:51 GMT

I am! $1250 SL and hasn't budged. I stumbled onto the SCT, accepted and have regretted. Card is only good in store, can't be used for online purchases. I hate going in stores.

Re: Big Lots store card...

Anonymous — Thu, 15 Aug 2019 01:57:39 GMT

Who backs the card? Every time I'm at the register at Big Lots the cashier always tries to push the card on me, but I always decline.

I don't even know the benefit(s) of it... 5% off perhaps?

Re: Big Lots store card...

Jnbmom — Thu, 15 Aug 2019 02:00:21 GMT

@Anonymous wrote:
Who backs the card? Every time I'm at the register at Big Lots the cashier always tries to push the card on me, but I always decline.

I don't even know the benefit(s) of it... 5% off perhaps?

Comenity I think.

Re: Big Lots store card...

mikesonthemend — Thu, 15 Aug 2019 02:01:34 GMT

Comenity. Approved my automatically on website and sent me a card that doesn't work on their website.

Card has no expiration date or security code.

There are some savings and other benefits, but you have to use it in store.

Re: Big Lots store card...

Anonymous — Thu, 15 Aug 2019 03:15:35 GMT

@mikesonthemend wrote:
I am! $1250 SL and hasn't budged. I stumbled onto the SCT, accepted and have regretted. Card is only good in store, can't be used for online purchases. I hate going in stores.

I know that a lot of times the workers there are swamped. Wondering how they handle the app process in person. Cant be too much of a routine for them as the only promotion I've experienced is for their "Rewards" program which is seperate from the card app.

Re: Big Lots store card...

Anonymous — Thu, 15 Aug 2019 03:19:53 GMT

BTW HP or SP? Imagine if they triple banged you like a Capital One CC? Holy cow that would ruin someone's day. They would have to buy me dinner first for that much lovin'.

Re: Big Lots store card...

mikesonthemend — Thu, 15 Aug 2019 03:24:05 GMT

@Anonymous wrote:
@mikesonthemend wrote:
I am! $1250 SL and hasn't budged. I stumbled onto the SCT, accepted and have regretted. Card is only good in store, can't be used for online purchases. I hate going in stores.

I know that a lot of times the workers there are swamped. Wondering how they handle the app process in person. Cant be too much of a routine for them as the only promotion I've experienced is for their "Rewards" program which is seperate from the card app.

Their Point of Sale system has it all covered. Once I was having a hard time finding my card, cashier just asked for my name, she had my info before I found my card.

The card has some rewards, but the only thing I cared about was zero% financing. You have to spend $750 to get special financing. My account is only $1250. I am not going to put 750 on it, even at 0. My other Comenity account, IKEA, is at $6250. I wish I had never accepted this card.

Apply online. Thought I was getting a SP, ended up a HP on EQ.

Re: Big Lots store card...

Anonymous — Thu, 15 Aug 2019 08:33:13 GMT

If you app online its a SP vs a HP in store? Is there a luv button for CLI or is it sort of a Frankencard with its own DNA and strange quirks? 😂

Re: Big Lots store card...

mikesonthemend — Thu, 15 Aug 2019 12:28:49 GMT

@Anonymous wrote:
If you app online its a SP vs a HP in store? Is there a luv button for CLI or is it sort of a Frankencard with its own DNA and strange quirks? 😂

Was a HP online for me, not sure about in store. Yes, their is a request credit limit increase link. Other than not being able to use it online, the website is just like other Comenity sites.

Re: Big Lots store card...

Anonymous — Thu, 15 Aug 2019 20:42:41 GMT

Surprised really that they have their own card. Just never struck me as a high volume operation... at least not in my neck of the woods.