topic Re: GEMB Amazon : Phone # Verification in Credit Cards

GEMB Amazon : Phone # Verification

Underh20 — Wed, 17 Jun 2009 14:19:13 GMT

I applied for an Amazon store card and GEMB claims that they could not verify my phone number with the number on my credit file. Only thing is that I never ever saw on my credit report where it lists my phone number. What gives?

Re: GEMB Amazon : Phone # Verification

Anonymous — Wed, 17 Jun 2009 14:37:57 GMT

Many companies use your phone number for identification. If it's not on your credit record, a computer query might just come back as "no match".

This ID issue is more or less the only reason that I still have a landline.

Re: GEMB Amazon : Phone # Verification

Underh20 — Wed, 17 Jun 2009 15:07:57 GMT

@Anonymous wrote:
Many companies use your phone number for identification. If it's not on your credit record, a computer query might just come back as "no match".

This ID issue is more or less the only reason that I still have a landline.

Can they verify if I only use a cell number?

The problem is that I am stationed overseas and do not have a land line in my home in the States. Any solutions you can think of that would work for me?

Re: GEMB Amazon : Phone # Verification

Anonymous — Wed, 17 Jun 2009 18:09:36 GMT

@Underh20 wrote:
@Anonymous wrote:
Many companies use your phone number for identification. If it's not on your credit record, a computer query might just come back as "no match".

This ID issue is more or less the only reason that I still have a landline.

Can they verify if I only use a cell number?

The problem is that I am stationed overseas and do not have a land line in my home in the States. Any solutions you can think of that would work for me?

If your cell number made it to the report, they could use it. Mine hasn't yet, so I can't use it on credit applications.

I don't really know how GEMB handles that. For someone in the States, I would suggest to call for recon, so that a customer representative can tell you what you have to do to prove your identity. I have no idea whether this will work from overseas. Perhaps, someone else knows more.

Message Edited by Ulan on 06-17-2009 11:09 AM

Re: GEMB Amazon : Phone # Verification

Anonymous — Thu, 18 Jun 2009 01:04:26 GMT

After I was denied for one credit card for this same reason I added my cell phone to my EQ and EX reports. If you subscribe to one of the credit monitoring services you can do this by using the site to file a dispute. I simply had them remove my old land line number and gave them my cell number as phone number.

I believe I had to use an EQ monitoring service to do this on their report.