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    <title>topic Kay Jewelers - APPROVED AFTER PHONE CALL in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/522209#M166320</link>
    <description>&lt;P&gt;Received the "Your application is currently under review" message. :-(&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;They said they'd let me know within an hour.&amp;nbsp;I guess a one hour decline is&amp;nbsp;better than a 5-7 day decline, LOL!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Sorry I wasted an app, figured with the low scores and approvals people were getting I'd be a shoe in. Guess not!&lt;/P&gt;&lt;DIV class="message-edit-history"&gt;&lt;SPAN class="edit-author"&gt;Message Edited by Tons_of_Debt on &lt;/SPAN&gt;&lt;SPAN class="local-date"&gt;06-18-2009&lt;/SPAN&gt;&lt;SPAN class="local-time"&gt; 04:42 PM&lt;/SPAN&gt;&lt;/DIV&gt;</description>
    <pubDate>Thu, 18 Jun 2009 20:42:49 GMT</pubDate>
    <dc:creator>Tons_of_Debt</dc:creator>
    <dc:date>2009-06-18T20:42:49Z</dc:date>
    <item>
      <title>Kay Jewelers - APPROVED AFTER PHONE CALL</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/522209#M166320</link>
      <description>&lt;P&gt;Received the "Your application is currently under review" message. :-(&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;They said they'd let me know within an hour.&amp;nbsp;I guess a one hour decline is&amp;nbsp;better than a 5-7 day decline, LOL!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Sorry I wasted an app, figured with the low scores and approvals people were getting I'd be a shoe in. Guess not!&lt;/P&gt;&lt;DIV class="message-edit-history"&gt;&lt;SPAN class="edit-author"&gt;Message Edited by Tons_of_Debt on &lt;/SPAN&gt;&lt;SPAN class="local-date"&gt;06-18-2009&lt;/SPAN&gt;&lt;SPAN class="local-time"&gt; 04:42 PM&lt;/SPAN&gt;&lt;/DIV&gt;</description>
      <pubDate>Thu, 18 Jun 2009 20:42:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/522209#M166320</guid>
      <dc:creator>Tons_of_Debt</dc:creator>
      <dc:date>2009-06-18T20:42:49Z</dc:date>
    </item>
    <item>
      <title>Re: Kay Jewelers</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/522212#M166321</link>
      <description>Ugh, I'm really bummed now. :-(</description>
      <pubDate>Thu, 18 Jun 2009 20:25:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/522212#M166321</guid>
      <dc:creator>Tons_of_Debt</dc:creator>
      <dc:date>2009-06-18T20:25:59Z</dc:date>
    </item>
    <item>
      <title>Re: Kay Jewelers  APPROVED AFTER PHONE CALL</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/522224#M166326</link>
      <description>Someone called me at work, verified some information, then I received notification by e-mail I'd been approved for a $3000 CL. WOOHOO!!!!!</description>
      <pubDate>Thu, 18 Jun 2009 20:41:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/522224#M166326</guid>
      <dc:creator>Tons_of_Debt</dc:creator>
      <dc:date>2009-06-18T20:41:13Z</dc:date>
    </item>
    <item>
      <title>Re: Kay Jewelers  APPROVED AFTER PHONE CALL</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/522232#M166328</link>
      <description>Congrats!&amp;nbsp; Great limit even if they did take you on an emotional rollercoaster ride!&amp;nbsp; &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;</description>
      <pubDate>Thu, 18 Jun 2009 20:46:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/522232#M166328</guid>
      <dc:creator>Trishco</dc:creator>
      <dc:date>2009-06-18T20:46:17Z</dc:date>
    </item>
    <item>
      <title>Re: Kay Jewelers  APPROVED AFTER PHONE CALL</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/522318#M166353</link>
      <description>Baddies! Need to know baddies! And Util.....</description>
      <pubDate>Thu, 18 Jun 2009 23:05:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/522318#M166353</guid>
      <dc:creator>happy0510</dc:creator>
      <dc:date>2009-06-18T23:05:47Z</dc:date>
    </item>
    <item>
      <title>Re: Kay Jewelers  APPROVED AFTER PHONE CALL</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/522569#M166450</link>
      <description>Lots and lots of lates, though over a year ago, I had some 90s and a 120. Overall CC utilization is at about 50%</description>
      <pubDate>Fri, 19 Jun 2009 14:52:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/522569#M166450</guid>
      <dc:creator>Tons_of_Debt</dc:creator>
      <dc:date>2009-06-19T14:52:42Z</dc:date>
    </item>
    <item>
      <title>Re: Kay Jewelers - APPROVED AFTER PHONE CALL</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/523649#M166685</link>
      <description>&lt;P&gt;I just applied due to all of your success with getting approved. I got the same message "that my application was under review and they would email me within an hour" I am hoping if they deny me that I get the same call the original poster did! If not-do you all think I should call Kay and attempt over the phone to get approved? How long before you got the phone call original poster?&lt;/P&gt;&lt;P&gt;Thanks!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 22 Jun 2009 02:03:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/523649#M166685</guid>
      <dc:creator>CreditWarrior21</dc:creator>
      <dc:date>2009-06-22T02:03:49Z</dc:date>
    </item>
    <item>
      <title>Re: Kay Jewelers - APPROVED AFTER PHONE CALL</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/523901#M166736</link>
      <description>So how did this end up for you? Just curious.. I'm looking to buy an engagement ring within the next 4 weeks.</description>
      <pubDate>Mon, 22 Jun 2009 17:36:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/523901#M166736</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-06-22T17:36:44Z</dc:date>
    </item>
    <item>
      <title>Re: Kay Jewelers - APPROVED AFTER PHONE CALL</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/523941#M166749</link>
      <description>I applied online over the weekend and received an after hours message stating I'd be contacted during normal business hours.&amp;nbsp; I later received an email notification that I was approved $3,000.&amp;nbsp; My scores are in the low 600s, primarily due to old credit missteps due to fall off soon.</description>
      <pubDate>Mon, 22 Jun 2009 18:41:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/523941#M166749</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-06-22T18:41:44Z</dc:date>
    </item>
    <item>
      <title>Re: Kay Jewelers - APPROVED AFTER PHONE CALL</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/523978#M166761</link>
      <description>&lt;P&gt;Congrats! Isn't it a great feeling?!?!?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 22 Jun 2009 19:44:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/523978#M166761</guid>
      <dc:creator>Tons_of_Debt</dc:creator>
      <dc:date>2009-06-22T19:44:12Z</dc:date>
    </item>
    <item>
      <title>Re: Kay Jewelers - APPROVED AFTER PHONE CALL</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/524018#M166770</link>
      <description>I got an email today saying I had been denied. I wonder if I try to call and do recon if there is any way they would approve me. Has anyone had any luck with this? Do any of you have&amp;nbsp;a number to call into for Kay?</description>
      <pubDate>Mon, 22 Jun 2009 20:25:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/524018#M166770</guid>
      <dc:creator>CreditWarrior21</dc:creator>
      <dc:date>2009-06-22T20:25:58Z</dc:date>
    </item>
    <item>
      <title>Re: Kay Jewelers - APPROVED AFTER PHONE CALL</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/524025#M166771</link>
      <description>if you dont mind me asking what was your credit score when you applied?</description>
      <pubDate>Mon, 22 Jun 2009 20:41:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Kay-Jewelers-APPROVED-AFTER-PHONE-CALL/m-p/524025#M166771</guid>
      <dc:creator>theboy</dc:creator>
      <dc:date>2009-06-22T20:41:21Z</dc:date>
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