topic Re: Amex question in Credit Cards

Amex question

Anonymous — Sat, 31 Aug 2019 03:03:44 GMT

My apologies if this is the wrong section.

I recently applied and was approved for the delta gold Amex. I haven’t received the card yet. I went ahead and made an online account and use the app also on my phone.

Now when I go onto the app it shows my card, credit limit, etc. when I click account it shows my name and member since ‘99?!

Is that just like what is shows when you haven’t got your card yet? Or will my card come and show member since ‘99? And how is that possible?? If my card shows that will they report to cra’s as open since 1999?

Re: Amex question

NRB525 — Sat, 31 Aug 2019 03:38:47 GMT

It will not report this card as aged from 1999. They do not do that anymore.

Did you have an AMEX from American Express Centurion Bank in 1999? Closed?

Re: Amex question

wasCB14 — Sat, 31 Aug 2019 03:43:02 GMT

Maybe you were an AU on a relative's card? Or maybe a relative with the same name lived at your current address?

Re: Amex question

Anonymous — Sat, 31 Aug 2019 03:50:04 GMT

Dang. I got excited thinking when I seen my credit report next month I would have a 20 year old account lol. I don’t think I had any Amex before.

Was never an AU on a family members Amex. Actually I think I might have been added as an AU on our families corporate account back then. Not sure though. I can barely remember a last week lol. I’m getting old.

Re: Amex question

KJinNC — Sat, 31 Aug 2019 04:03:59 GMT

I had a Green Card from 1990 to 1995, then no Amex cards until July of this year. My Gold Card says "Member Since 90"

It's just a vanity thing that Amex does if you had a card in the past. It doesn't affect account age. Being an Amex "member" is separate from an account. Accounts come and go, but membership is lifetime.

You probably just forgot that you had some form of Amex starting in '99. It doesn't really matter, but might dazzle a waiter at some point ... enjoy!

Re: Amex question

Anonymous — Sat, 31 Aug 2019 05:21:02 GMT

@KJinNC

Thanks for the info. I really don’t remember but if they say I’m a member since 99 who am I to argue. Just wish I had a CL of a 20 year old card.

Thanks again all who answered.

Re: Amex question

LunaBuna — Sat, 31 Aug 2019 15:30:01 GMT

If you ever had a Amex Gift type card and registered it in your name it will also show as member since the date you registered the card.

Re: Amex question

Anonymous — Sat, 31 Aug 2019 15:33:56 GMT

Paranoid Penguin time:

Orrrrr....!
>You accidentally typed a wrong number in your social security number and that other person has the same first & last name.
>You've now committed identity theft and credit fraud.
>*ding-dong* Someone is at the door.
>Omgwtfbbqsauce.
>Open door.
>It's the feds.
>You're arrested.
>Fast forward.
>You're now in court.
>Try to explain the situation.
> Judge isn't intrested in your case.
>Preoccupied thinking about his turkey on rye waiting for him.
>After half listening to your explanation, accepts it as an insanity plea.
>You don't go to jail.
>Get sentenced to an insane asylum.
>It's an insane asylum for robots.
>Doctors think you're a robot that thinks it's a human.
>Electro-therapy shock treatment for days.
>You now accept that you're a robot.
>You're released from the asylum.
>You now say 'ye' a lot.

Re: Amex question

Anonymous — Sat, 31 Aug 2019 23:54:11 GMT

@Anonymous wrote:
Paranoid Penguin time:

Orrrrr....!
>You accidentally typed a wrong number in your social security number and that other person has the same first & last name.
>You've now committed identity theft and credit fraud.
>*ding-dong* Someone is at the door.
>Omgwtfbbqsauce.
>Open door.
>It's the feds.
>You're arrested.
>Fast forward.
>You're now in court.
>Try to explain the situation.
> Judge isn't intrested in your case.
>Preoccupied thinking about his turkey on rye waiting for him.
>After half listening to your explanation, accepts it as an insanity plea.
>You don't go to jail.
>Get sentenced to an insane asylum.
>It's an insane asylum for robots.
>Doctors think you're a robot that thinks it's a human.
>Electro-therapy shock treatment for days.
>You now accept that you're a robot.
>You're released from the asylum.
>You now say 'ye' a lot.

It's not certain that this will happen, probably not more than 60% odds. Don't overstate!

Re: Amex question

Anonymous — Mon, 02 Sep 2019 00:41:52 GMT

Lmao. If someone has my exact name I would be surprised.....

Wait a minute, there are some suits at my front door o)

Re: Amex question

kudosalert — Mon, 02 Sep 2019 04:27:07 GMT

never given thought to that. i had an amex blue back in 2001 but had it paid in full and closed in 2011. recently opened a new amex card after 8 years with no relationship with them but my card doesnt say anything about 2001.

Re: Amex question

SEAlifer — Mon, 02 Sep 2019 04:29:10 GMT

@Anonymous wrote:
My apologies if this is the wrong section.

I recently applied and was approved for the delta gold Amex. I haven’t received the card yet. I went ahead and made an online account and use the app also on my phone.

Now when I go onto the app it shows my card, credit limit, etc. when I click account it shows my name and member since ‘99?!

Is that just like what is shows when you haven’t got your card yet? Or will my card come and show member since ‘99? And how is that possible?? If my card shows that will they report to cra’s as open since 1999?

I think it's your Delta Skymiles age, right? I know I've been an Alaska Airlines mileage member since I flew for the first time in 1986 and my mom signed me up.

Re: Amex question

Anonymous — Mon, 02 Sep 2019 04:51:01 GMT

@kudo I’m still waiting for my card to arrive. I’ll update what it says on the card.

@sealifer I don’t think so. First time I ever flew was in 83. Next time was 2006. And never remember signing up in between. In 99 I was too busy being young, dumb, and partying. I didn’t touch a computer until around 2004-2005.

Either way I like the idea of the card saying since 99 if it ends up that way. Even though it only has the CL of a 18 year old’s first card ever

Re: Amex question

Anonymous — Fri, 06 Sep 2019 22:40:32 GMT

Well got my card. Says member since ‘19

Re: Amex question

Anonymous — Fri, 06 Sep 2019 23:50:41 GMT

I had a Canadian Amex in 2015 that I cancelled once the SUB was done.

In 2017 I got another Canadian Amex. It says member since 2017.

My American Amexes, opened in 2018 and 19, say member since 2015.

Re: Amex question

UncleB — Sat, 07 Sep 2019 13:39:38 GMT

@Anonymous wrote:
Well got my card. Says member since ‘19

That's normal.

When the card expires and they send you a replacement (or if you request a replacement early due to a worn/lost card) the replacement card will have a "Member Since" date that matches what you see when you login to your dashboard.

Re: Amex question

SouthJamaica — Sat, 07 Sep 2019 14:42:53 GMT

@Anonymous wrote:
My apologies if this is the wrong section.

I recently applied and was approved for the delta gold Amex. I haven’t received the card yet. I went ahead and made an online account and use the app also on my phone.

Now when I go onto the app it shows my card, credit limit, etc. when I click account it shows my name and member since ‘99?!

Is that just like what is shows when you haven’t got your card yet? Or will my card come and show member since ‘99? And how is that possible?? If my card shows that will they report to cra’s as open since 1999?

It will be on the card.

But it won't be reported to the credit bureaus that way.

Re: Amex question

Anonymous — Wed, 02 Oct 2019 03:12:45 GMT

Ok sorry to bring up old thread.

@uncleb you were right. When I got the card it said member since '19

i called last week and let them know it shows me being a member since 99 but my card says 19. Csr apologized and sent me out a new card. Now says member since 99

don't even know why it makes me happy but it sure does. Amex has always been one of those cards I loved. To me I picture being young and seeing the gray poupon commercials and thinking that guy in the back of the rolls Royce for sure has a Amex lmao.

the little things in life that give us joy

Re: Amex question

Anonymous — Wed, 02 Oct 2019 09:54:26 GMT

Some people will consider this a gesture of good will towards "loyal AXP members".

In my case, even though I had an amex card for 3 years in 2004, my new gold says member since "2018". Funny thing is, my AU's gold card says member since "96" (which is correct), lol. Guess the system isn't exactly perfect yet.

Re: Amex question

UncleB — Wed, 02 Oct 2019 19:14:43 GMT

@Anonymous wrote:
Some people will consider this a gesture of good will towards "loyal AXP members".

In my case, even though I had an amex card for 3 years in 2004, my new gold says member since "2018". Funny thing is, my AU's gold card says member since "96" (which is correct), lol. Guess the system isn't exactly perfect yet.

Whatever 'Member Since' date is displayed on your dashboard when you login is usually printed on your cards when they are replaced/reissued.

The only times I've ever had cards for brand-new accounts come with my correct 1995 date is when I applied for them while logged in; applying while 'incognito' or otherwise not logged in always meant the first card would have the current year.

That's been my experience, anyway.