topic Re: PNC product moratorium in Credit Cards

PNC product moratorium

credit_endurance — Wed, 11 Sep 2019 13:42:11 GMT

I currently have cash rewards with them with approval around March/April if I can recall. And was looking to apply for another product with them soon. Is there a mandatory waiting period before you can apply again between apps? 6 mo 12 mo etc?

Re: PNC product moratorium

Anonymous — Wed, 11 Sep 2019 14:09:40 GMT

I don't know for sure but, I got denied for INQ when I applied for a card with them. So, there's that... the inq's were low like 5-6 at the time too. I was kind of surprised by the denial with what I was seeing with other approvals being posted.

Re: PNC product moratorium

credit_endurance — Wed, 11 Sep 2019 15:14:58 GMT

Sorry to hear about your denial. Haven’t found many data points on if there is a wait between apps. Getting kinda “antsy” around here😆

Re: PNC product moratorium

AverageJoesCredit — Wed, 11 Sep 2019 15:31:12 GMT

Wish i could help you Bruiser, but i cant get past the word Moratorium

Re: PNC product moratorium

FinStar — Wed, 11 Sep 2019 20:26:26 GMT

I'm not sure if there's a waiting period per se for PNC CCs, but you can always contact them and see whether there's such an internal policy. If you don't want to risk a HP then wait it out.

Anything that appeals of having a 2nd CC with them?

Re: PNC product moratorium

coldfusion — Wed, 11 Sep 2019 23:33:55 GMT

@FinStar wrote:
I'm not sure if there's a waiting period per se for PNC CCs, but you can always contact them and see whether there's such an internal policy. If you don't want to risk a HP then wait it out.

Anything that appeals of having a 2nd CC with them?

As of late they've been floating targeted offers that while not exceptional have been halfway decent.

Re: PNC product moratorium

credit_endurance — Thu, 12 Sep 2019 00:53:42 GMT

@AverageJoesCredit wrote:
Wish i could help you Bruiser, but i cant get past the word Moratorium

too funny!! Just trying to be all fancy in here of late huh

Re: PNC product moratorium

credit_endurance — Thu, 12 Sep 2019 01:00:54 GMT

@FinStar wrote:
I'm not sure if there's a waiting period per se for PNC CCs, but you can always contact them and see whether there's such an internal policy. If you don't want to risk a HP then wait it out.

Anything that appeals of having a 2nd CC with them?

I decided against the second guessing and just called thier sales dept and it was confirmed that there is no wait in between apps. You can even place 2 app for different products at the very same time. Also of note for those that may not know, there is sp cli's every 6 months according to the rep I spoke with.

As for a second card appeal, they have this core visa visa the offers BT for up to 18 months with pre mailer sometimes. Even the cold app would get 15 months BT 0% APR so it will come in quite handy for some.

Re: PNC product moratorium

credit_endurance — Thu, 12 Sep 2019 01:05:36 GMT

@coldfusion wrote:
@FinStar wrote:
I'm not sure if there's a waiting period per se for PNC CCs, but you can always contact them and see whether there's such an internal policy. If you don't want to risk a HP then wait it out.

Anything that appeals of having a 2nd CC with them?
As of late they've been floating targeted offers that while not exceptional have been halfway decent.

+1. I saw your approval a few days ago for the core visa. Just a no frills card but very unique BT offer for some.